Listed for:Listed Jul 10, 2026
$538,888

115 Howard Road

Chatham-Kent (Chatham), ON N7M 0A4

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 115 Howard Road, Chatham-Kent, Chatham

No listing history available

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About 115 Howard Road, Chatham-Kent, Chatham

Summarized Description

  • Exceptional corner-lot raised bungalow in family-friendly neighborhood.
  • Three spacious bedrooms with walk-in closets.
  • Private primary bedroom with ensuite bathroom.
  • Bright open-concept living area with large windows.
  • Oversized backyard ideal for entertaining and pets.
  • Versatile lower level with potential for additional bedrooms.
  • Conveniently located near Highway 401 and amenities.

Welcome to this exceptional corner-lot raised bungalow, perfectly situated in a desirable family-friendly neighbourhood. Offering 3 spacious bedrooms, 2 full bathrooms, and an oversized lot, this home combines comfort, functionality, and outstanding future potential. The privately situated primary bedroom is tucked away at the rear of the home and features a walk-in closet and a 3-piece ensuite, creating a peaceful retreat. Every bedroom includes its own walk-in closet, providing abundant storage for the entire family. The bright, open-concept living, dining, and kitchen area is designed for modern living and entertaining, featuring large windows, pot lights throughout, and abundant natural light. With no homes directly in front of the property, enjoy an open, unobstructed view. Step outside through the patio doors to a spacious covered rear porch overlooking the fully fenced, oversized backyard-ideal for entertaining, children, pets, or creating your own outdoor oasis. The lower level offers exceptional versatility with above-grade windows that flood the space with natural light. With the potential to accommodate up to three additional bedrooms and ample living space, it presents an excellent opportunity for an in-law suite, multi-generational living, or future customization (subject to all necessary approvals). Conveniently located just minutes from Highway 401, downtown Chatham, grocery stores, shopping, schools, parks, and everyday amenities, this property offers the perfect balance of peaceful neighbourhood living and easy access to everything you need.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,800
Land Transfer Tax Fee
$7,253

Rental Items

Rental Equipment
Hot water tank is rented

Basement Type
Unfinished, Development Potential

Interior Features

Interior Extras
Auto Garage Door Remote, In-Law Capability, Primary Bedroom - Main Floor
View
Clear
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch Enclosed, Year Round Living
Pool
None
Property Features
Clear View, Fenced Yard, School Bus Route
Other Structures
Fence - Full

Building

Building Type
Detached
Building Style
Bungalow-Raised
Approx Age
0-5

Construction

Exterior Finish
Vinyl Siding, Brick Front
Roof
Shingles
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
41.16 ft
Lot Depth
125.42 ft

Inclusions

Inclusions
All window coverings, s/s stove, s/s fridge, s/s dishwasher, s/s microwave, washer, dryer.

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Electric
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Washrooms

  • 3-piece, Main
  • 3-piece, Main

Municipality
Chatham-Kent
Neighbourhood
Chatham
Main cross streets
Howard Road & Park Avenue W
Directions
Take Exit 81 - Bloomfield Road / Chatham. Turn right onto Bloomfield Road. Turn left onto Park Avenue West. Turn right onto Howard Road. 115 Howard Road will be on your right-hand side, just north of Park Avenue West.

MLS® number
X13547046
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-10
Updated on
2026-09-08
Days on market
98 days
Possession date
2026-11-01
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
RIGHT AT HOME REALTY

Home Market Value

Current home valuation for 115 Howard Road, Chatham-Kent, Chatham, Chatham-Kent, ON. Listed for $538,888

HOMEH Estimate

?

$467,162

Estimated Sales Range

?

$369,058 - $565,266

HOMEH Estimate for 115 Howard Road, Chatham-Kent, Chatham

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$467,162Medium confidence
Based on 4 comparable properties
+ $71,726 (15%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Chatham-Kent, ON
Minimum Down Payment Required:5.4%

5% on first $500K + 10% on $38,888 over $500K

Minimum down payment

$28,889

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,392$15,035$12,826$0
=Total mortgage
$530,180$500,034$470,881$431,110
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,589monthly$2,441monthly$2,299monthly$2,105monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,253

Total Land Transfer Tax

$7,253

Around this home

0/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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