Sold for:Sold Mar 17, 2026
$665,000

1020 Elgin Street E

Cobourg, ON K9A 0S1

Detached House SoldNot available

Property not available for sale or for rent.

Sell with HOMEH

HOMEH One: full-service selling for a 1% listing fee. The buyer's agent commission is separate.

Free Home EvaluationHow Much Is My Home Worth?Homes for Sale Nearby

Sale & Price History for 1020 Elgin Street E, Cobourg

2026-03-03
2026-03-17
Sold
Price
Login to See Prices
MLS#
x12839060

Real estate boards require you to or to see the full details of this property.

*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1020 Elgin Street E, Cobourg

Summarized Description

  • Unique 3-bedroom sidesplit on 1.5 acres.
  • Lower-level family room with stone fireplace.
  • Beautiful reclaimed pine floors throughout.
  • Mature trees and perennial gardens enhance privacy.
  • Quaint rock pond adds charm to the property.
  • Functional multi-level layout with bright rooms.
  • First-time offering in a desirable location.
  • Minutes away from town amenities.

Offered for the first time in nearly five decades, this well-loved 3-bedroom sidesplit sits on just over 1.5 acres on the edge of Cobourg. Owned by the same family since 1977, the home offers a functional multi-level layout with bright principal rooms, three comfortable bedrooms, one full bath, and an attached garage for everyday convenience.The lower-level family room is a standout feature, anchored by a beautiful stone fireplace with a wood mantle and finished with reclaimed pine floors, a warm and inviting space for gatherings or quiet evenings in. Outside, mature trees, thoughtfully landscaped perennial gardens, and a quaint rock pond tucked into the front yard create privacy and a peaceful setting that feels worlds away while still being minutes to town amenities. A rare first-time offering in a location where space and proximity rarely meet.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,230
Land Transfer Tax Fee
$9,775

Rental Items

Rental Equipment
Propane Tanks, Hot Water Tank (if rental)
Under Contract
Propane Tank, Hot Water Heater

Basement Type
Partially Finished

Interior Features

Interior Extras
Water Treatment
View
Trees/Woods
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Sidesplit

Construction

Exterior Finish
Aluminum Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
115.00 ft
Lot Depth
577.00 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Washer, Dryer, All Electric Light Fixtures, Existing Window Coverings, Shelving in Small Bedroom, Chattels in Garage (All in "as is" condition)

Exclusions

Exclusions
Fridge, Stove

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
5
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic

Bedrooms
3
Washrooms
1
Kitchens
1

Washrooms

  • 3-piece

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Elgin St East & Workman Rd
Zoning
R1 & EC
Directions
See GPS

MLS® number
X12839060
Data source
Toronto Regional Real Estate Board
Status change
2026-03-17
Listed on
2026-03-03
Days on market
14 days
Possession type
Immediate
Co-op commission
2.5%+HST
Seller
Listed by
RE/MAX ROUGE RIVER REALTY LTD.

Home Market Value

Current home valuation for 1020 Elgin Street E, Cobourg, Cobourg, ON. Listed for $665,000

HOMEH Estimate

?

$595,500

Estimated Sales Range

?

$470,445 - $720,555

HOMEH Estimate for 1020 Elgin Street E, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$595,500Medium confidence
Based on 8 comparable properties
See the full analysisFree Every recent nearby sale behind this number

For the owner

Is this your home? Track its value.

Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.

Approximate location — on this street
Get Directions

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:6.2%

5% on first $500K + 10% on $165,000 over $500K

Minimum down payment

$41,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,924$18,554$15,827$0
=Total mortgage
$648,029$617,054$581,077$532,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,164monthly$3,013monthly$2,837monthly$2,597monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$9,775

Total Land Transfer Tax

$9,775

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
Loading map...
5.8 /10

Terry Fox

Public·elementary·450m

4.6 /10

Notre Dame

Private·elementary·640m

6.0 /10

Burnham

Public·elementary·1.0km

7.1 /10

St. Mary

Private·secondary·2.1km

6.7 /10

St Michael's

Private·elementary·2.1km

4.8 /10

St. Joseph

Private·elementary·2.4km

Ask HOMEH

New!
H

Hi there!

👋

Text or call (416) 301-9001

Recommended for you

Based on homes you've looked at.

No recommended properties found.

Nearby similar homes

No nearby properties found.