
1020 Elgin Street E
Cobourg, ON K9A 0S1
- 3Bedrooms
- 1Bathroom
- 1Garage
- 700–1100Sq Ft
- $5,230Tax
- 115×577 ftLot Size
- Estimated Value:$595,500See Free Estimate Report

Property not available for sale or for rent.
HOMEH One: full-service selling for a 1% listing fee. The buyer's agent commission is separate.
Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 1020 Elgin Street E, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-03-03 | 2026-03-17 | Login to See Prices | Sold | x12839060 |
Real estate boards require you to or to see the full details of this property.
*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 1020 Elgin Street E, Cobourg
Summarized Description
- Unique 3-bedroom sidesplit on 1.5 acres.
- Lower-level family room with stone fireplace.
- Beautiful reclaimed pine floors throughout.
- Mature trees and perennial gardens enhance privacy.
- Quaint rock pond adds charm to the property.
- Functional multi-level layout with bright rooms.
- First-time offering in a desirable location.
- Minutes away from town amenities.
Offered for the first time in nearly five decades, this well-loved 3-bedroom sidesplit sits on just over 1.5 acres on the edge of Cobourg. Owned by the same family since 1977, the home offers a functional multi-level layout with bright principal rooms, three comfortable bedrooms, one full bath, and an attached garage for everyday convenience.The lower-level family room is a standout feature, anchored by a beautiful stone fireplace with a wood mantle and finished with reclaimed pine floors, a warm and inviting space for gatherings or quiet evenings in. Outside, mature trees, thoughtfully landscaped perennial gardens, and a quaint rock pond tucked into the front yard create privacy and a peaceful setting that feels worlds away while still being minutes to town amenities. A rare first-time offering in a location where space and proximity rarely meet.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,230
- Land Transfer Tax Fee
- $9,775
Rental Items
- Rental Equipment
- Propane Tanks, Hot Water Tank (if rental)
- Under Contract
- Propane Tank, Hot Water Heater
- Basement Type
- Partially Finished
Interior Features
- Interior Extras
- Water Treatment
- View
- Trees/Woods
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Sidesplit
Construction
- Exterior Finish
- Aluminum Siding, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 115.00 ft
- Lot Depth
- 577.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Washer, Dryer, All Electric Light Fixtures, Existing Window Coverings, Shelving in Small Bedroom, Chattels in Garage (All in "as is" condition)
Exclusions
- Exclusions
- Fridge, Stove
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 5
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Propane
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Well
- Sewers
- Septic
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
Washrooms
- 3-piece
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Elgin St East & Workman Rd
- Zoning
- R1 & EC
- Directions
- See GPS
- MLS® number
- X12839060
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-03-17
- Listed on
- 2026-03-03
- Days on market
- 14 days
- Possession type
- Immediate
- Co-op commission
- 2.5%+HST
- Seller
- Listed by
- RE/MAX ROUGE RIVER REALTY LTD.
Home Market Value
Current home valuation for 1020 Elgin Street E, Cobourg, Cobourg, ON. Listed for $665,000
HOMEH Estimate
$595,500
Estimated Sales Range
$470,445 - $720,555
HOMEH Estimate for 1020 Elgin Street E, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
For the owner
Is this your home? Track its value.
Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.
Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $165,000 over $500K
$41,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,924 | $18,554 | $15,827 | $0 |
=Total mortgage | $648,029 | $617,054 | $581,077 | $532,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,164monthly | $3,013monthly | $2,837monthly | $2,597monthly |
Land Transfer Tax
$9,775
$9,775
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
Ask HOMEH
New!Hi there!
👋Text or call (416) 301-9001
Recommended for you
Based on homes you've looked at.
No recommended properties found.
Nearby similar homes
No nearby properties found.
More real estate resources
Other homes nearby
Explore this area
No nearby listings available.







































