Sold for:Sold Jun 17, 2026
$849,000

1031 Otto Drive

Cobourg, ON K9A 5Y4

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 1031 Otto Drive, Cobourg

2026-06-07
2026-06-17
Sold
Price
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MLS#
x13411698
2026-06-02
2026-06-05
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1031 Otto Drive, Cobourg

Summarized Description

  • Sunlight drenched 3+1 bedroom bungalow in a quiet neighborhood.
  • Meticulously maintained with great curb appeal.
  • Generous primary bedroom with lovely ensuite.
  • Bespoke bar and spacious rec room in lower level.
  • Freshly updated with new furnace and roof.
  • Private backyard oasis with spacious deck.
  • Move-in ready and turnkey for easy living.
  • Conveniently located near shopping, schools, and parks.

This is the bungalow you've been waiting for! A meticulously maintained, sunlight drenched 3+1 bedroom, 3 bath bungalow with great curb appeal is positioned on a quiet street of manicured homes in a highly desirable family-friendly neighbourhood. Designed for an easy lifestyle, the main level features airy spacious rooms, a generous primary bedroom with lovely ensuite, two additional generously sized bedrooms, a 4-piece bath, and convenient main-floor laundry. The inviting lower level offers a spacious rec room along with a stunning bespoke bar, a fourth bedroom, brand new 3-piece bath, and great storage, or flex space. Freshly and thoughtfully updated with a new furnace, roof, Corian countertops, marble backsplash, driveway etc. in the last five years, this turnkey, full brick, move-in-ready home offers peace of mind for years to come. Lovely private backyard oasis featuring a spacious deck and plenty of room to relax or entertain. Very quiet location, yet only two minutes to Highway 401, shopping, schools, and parks, this is the one. Move in and start making memories!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,976
Land Transfer Tax Fee
$13,455

Rental Items

Rental Equipment
HWT
Under Contract
Hot Water Heater

Basement Type
Full, Partially Finished

Interior Features

Interior Extras
Auto Garage Door Remote
Fireplace/Stove
Yes
Fireplace Features
Living Room, Natural Gas
Elevator
No

Exterior Features

Pool
None
Property Features
Arts Centre, Beach, Fenced Yard, Hospital

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
16-30

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
50.03 ft
Lot Depth
180.12 ft
Lot Shape
Irregular

Inclusions

Inclusions
Existing Fridge, Stove, Dishwasher, Washer, Dryer, All Electrical Light Fixtures, All Window Coverings Including Drapery And Rods, Garage Door Opener And 2 Remotes, 1 Keypad, Keyless Entry, Hardwired Exterior Security Cameras, Chest Freezer In Basement

Exclusions

Exclusions
Upright Freezer

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Yes

Bedrooms
3 + 1
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 4-piece, Main
  • 3-piece, Lower

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Densmore
Directions
Division St to Densmore to Otto
Waterfront
None

MLS® number
X13411698
Data source
Toronto Regional Real Estate Board
Status change
2026-06-17
Listed on
2026-06-07
Days on market
10 days
Possession date
2026-06-30
Possession type
Flexible
Co-op commission
2
Seller
Listed by
ROYAL SERVICE REAL ESTATE INC.

Home Market Value

Current home valuation for 1031 Otto Drive, Cobourg, Cobourg, ON. Listed for $849,000

HOMEH Estimate

?

$875,500

Estimated Sales Range

?

$770,440 - $980,560

HOMEH Estimate for 1031 Otto Drive, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$875,500High confidence
Based on 15 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:7.1%

5% on first $500K + 10% on $349,000 over $500K

Minimum down payment

$59,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$31,549$23,687$20,206$0
=Total mortgage
$820,270$787,787$741,856$679,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,005monthly$3,846monthly$3,622monthly$3,316monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$13,455

Total Land Transfer Tax

$13,455

Around this home

3/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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