Listed for:Listed Sep 2, 2026
$735,000

208 Albert Street

Cobourg, ON K9A 2R7

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 208 Albert Street, Cobourg

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 208 Albert Street, Cobourg

Summarized Description

  • Warm two-storey home in sought-after Cobourg neighbourhood.
  • Original hardwood flooring and elegant crown moulding throughout.
  • Sun-filled living spaces with cozy fireplaces.
  • Updated kitchen with granite countertops and cork flooring.
  • Spacious family room overlooking landscaped backyard.
  • Private ensuite in primary bedroom for added comfort.
  • Partly finished basement for recreation and flexibility.
  • Short stroll to Lake Ontario and vibrant downtown.

Warm & welcoming two-storey home nestled in one of Cobourg's most sought-after neighbourhoods, just a short stroll to the shores of Lake Ontario, vibrant downtown Cobourg, and the public library. Rich in character, this inviting home blends original features with updated and modern finishes including original hardwood flooring, elegant crown moulding, and sun-filled living spaces throughout. The welcoming living room, complete with a cozy fireplace, flows seamlessly into the formal dining room-ideal for both everyday living and entertaining. The thoughtfully designed kitchen features durable cork flooring, granite countertops, and ample workspace. A convenient 2-piece powder room completes the main level. At the rear of the home, a spacious family room with a second fireplace overlooks and opens onto a beautifully landscaped, fully fenced backyard, creating the perfect setting for relaxing or hosting family and friends. A covered carport adds everyday convenience. Upstairs, the generous primary bedroom offers a private 3-piece ensuite, while two additional bedrooms and a well-appointed 4-piece bathroom provide comfortable accommodations for family or guests. The partly finished basement extends the living space with a recreation room, laundry area, and an additional 2-piece bathroom, offering flexibility for hobbies, a home office, or growing families. Full of warmth, charm, and timeless appeal, this delightful property combines classic character with an exceptional location. Don't miss the opportunity to make it your own!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,021
Land Transfer Tax Fee
$11,175

Basement Type
Full, Partially Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Storage, Water Heater, Carpet Free
Fireplace/Stove
Yes
Fireplace Features
Family Room, Living Room, Natural Gas
Elevator
No

Exterior Features

Pool
None
Property Features
Beach, Fenced Yard, Library, Marina, Public Transit, School
Other Structures
Fence - Full, Shed

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
51-99

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Membrane, Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
66.96 ft
Lot Depth
70.76 ft

Inclusions

Inclusions
Fridge, stove, dishwasher, microwave, washer and dryer, all electric light fixtures, all window coverings

Parking & Garages

Garage Type
Carport
Garage Spaces
0
Parking Spaces
1
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
4
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Utility Room—
    Lower level
  • Laundry—
    Lower level
  • Living Room—
    Main level
  • Bedroom—
    Upper level
  • Primary Bedroom—
    Upper level
  • Kitchen—
    Main level
  • Bathroom—
    Upper level
  • Bathroom—
    Main level
  • Bathroom—
    Lower level
  • Dining Room—
    Main level
  • Bedroom—
    Upper level
  • Living Room—
    Main level
  • Foyer—
    Main level
  • Bathroom—
    Upper level

Washrooms

  • 2-piece, Main
  • 4-piece, Second
  • 3-piece, Second
  • 2-piece, Basement

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Bagot
Zoning
Res
Directions
Bagot/Albert

MLS® number
X13738708
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-02
Updated on
2026-10-09
Days on market
43 days
Possession type
Other
Co-op commission
2
Seller
Listed by
RE/MAX ROUGE RIVER REALTY LTD.

Home Market Value

Current home valuation for 208 Albert Street, Cobourg, Cobourg, ON. Listed for $735,000

HOMEH Estimate

?

$766,097

Estimated Sales Range

?

$459,658 - $1,072,536

HOMEH Estimate for 208 Albert Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$766,097Low confidence
Based on 3 comparable properties
− $31,097 (4%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:6.6%

5% on first $500K + 10% on $235,000 over $500K

Minimum down payment

$48,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$27,460$20,507$17,493$0
=Total mortgage
$713,950$682,007$642,243$588,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,486monthly$3,330monthly$3,136monthly$2,871monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$11,175

Total Land Transfer Tax

$11,175

Around this home

3/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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