Sold for:Sold Sep 6, 2026
$514,900

21 Gardiner Crescent

Cobourg, ON K9A 1W7

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 21 Gardiner Crescent, Cobourg

2026-08-19
2026-09-07
Sold
Price
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MLS#
x13691416

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 21 Gardiner Crescent, Cobourg

Summarized Description

  • Desirable east end location near Lake Ontario
  • Inviting red-brick home with timeless character
  • One-level living for convenience and comfort
  • Spacious eat-in kitchen with ample cabinetry
  • Main-level laundry and well-appointed bedrooms
  • Expansive covered sun porch overlooking backyard
  • Separate walk-out entrance for additional living space
  • Close to parks, sports courts, and downtown amenities

Situated in the desirable east end of Cobourg, steps from Lake Ontario and parks, this inviting red-brick home blends timeless character with everyday comfort and the convenience of one-level living. A covered front porch welcomes you inside, where the bright living room is filled with natural light from a large front window and enhanced by crown moulding, a ceiling medallion, and built-in shelving. The spacious eat-in kitchen offers ample cabinetry and counter space, a tiled backsplash and matching appliances, creating a practical and welcoming space for everyday meals and gatherings. The main level features two well-appointed bedrooms, a full bathroom with a relaxing soaker tub and separate shower enclosure, plus convenient main-level laundry with generous storage. Downstairs presents a wonderful opportunity to create additional living space tailored to your needs, with the added benefit of a separate walk-out entrance. The space offers a rec area, a powder room, and a workshop. Outside, enjoy an expansive covered sun porch overlooking the spacious, fully fenced backyard, where mature trees provide privacy and a peaceful backdrop for relaxing, entertaining or enjoying summer days with family and friends. Perfectly positioned just moments from parks and sports courts, the shores of Lake Ontario and Cobourg's vibrant downtown amenities, with direct access to Highway 401 for commuters. A warm and welcoming home in a location that makes it easy to enjoy all that Cobourg has to offer.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,898
Land Transfer Tax Fee
$6,773

Rental Items

Rental Equipment
On Demand Hot Water Heater.
Under Contract
On Demand Water Heater

Basement Type
Partially Finished

Interior Features

Laundry Level
Main Level
Interior Extras
Auto Garage Door Remote, On Demand Water Heater, Primary Bedroom - Main Floor, Sump Pump
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Year Round Living
Pool
None
Property Features
Fenced Yard, Rec./Commun.Centre
Other Structures
Shed, Garden Shed

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
65.00 ft
Lot Depth
140.00 ft

Inclusions

Inclusions
Fridge, Stove, Washer, Dryer, Dishwasher, All Electrical Light Fixtures, Pool Table.

Exclusions

Exclusions
Stager's Items

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
3
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes

Bedrooms
2
Washrooms
2
Kitchens
1

Room sizes

  • Utility Room—
    Basement level
  • Room—
    Basement level
  • Kitchen—
    Main level, Eat-in Kitchen
  • Bedroom 2—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Living Room—
    Main level
  • Primary Bedroom—
    Main level
  • Laundry—
    Main level
  • Bathroom—
    Basement level, 2 Pc Bath
  • Other—
    Basement level
  • Recreation—
    Basement level, Walk-Out

Washrooms

  • 4-piece, Main
  • 2-piece, Lower

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Gardiner Cres & Coverdale Ave
Zoning
R2
Directions
County Rd 2 Heading East, Right onto Coverdale Ave, Right onto Gardiner Cres
Waterfront
None

MLS® number
X13691416
Data source
Toronto Regional Real Estate Board
Status change
2026-09-07
Listed on
2026-08-19
Days on market
19 days
Possession type
Flexible
Co-op commission
2.0% Plus HST
Seller
Listed by
RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Home Market Value

Current home valuation for 21 Gardiner Crescent, Cobourg, Cobourg, ON. Listed for $514,900

HOMEH Estimate

?

$609,550

Estimated Sales Range

?

$481,544 - $737,556

HOMEH Estimate for 21 Gardiner Crescent, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$609,550Medium confidence
Based on 7 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

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Cobourg, ON
Minimum Down Payment Required:5.1%

5% on first $500K + 10% on $14,900 over $500K

Minimum down payment

$26,490

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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+CMHC insurance
$19,525$14,366$12,255$0
=Total mortgage
$507,650$477,776$449,920$411,920
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Payment frequency
=Mortgage payment
$2,479monthly$2,333monthly$2,197monthly$2,011monthly
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Land Transfer Tax

Provincial

$6,773

Total Land Transfer Tax

$6,773

Around this home

2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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4.8 /10

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