
21 Gardiner Crescent
Cobourg, ON K9A 1W7
- 2Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $4,898Tax
- 65×140 ftLot Size
- Estimated Value:$609,550See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 21 Gardiner Crescent, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-08-19 | 2026-09-07 | Login to See Prices | Sold | x13691416 |
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About 21 Gardiner Crescent, Cobourg
Summarized Description
- Desirable east end location near Lake Ontario
- Inviting red-brick home with timeless character
- One-level living for convenience and comfort
- Spacious eat-in kitchen with ample cabinetry
- Main-level laundry and well-appointed bedrooms
- Expansive covered sun porch overlooking backyard
- Separate walk-out entrance for additional living space
- Close to parks, sports courts, and downtown amenities
Situated in the desirable east end of Cobourg, steps from Lake Ontario and parks, this inviting red-brick home blends timeless character with everyday comfort and the convenience of one-level living. A covered front porch welcomes you inside, where the bright living room is filled with natural light from a large front window and enhanced by crown moulding, a ceiling medallion, and built-in shelving. The spacious eat-in kitchen offers ample cabinetry and counter space, a tiled backsplash and matching appliances, creating a practical and welcoming space for everyday meals and gatherings. The main level features two well-appointed bedrooms, a full bathroom with a relaxing soaker tub and separate shower enclosure, plus convenient main-level laundry with generous storage. Downstairs presents a wonderful opportunity to create additional living space tailored to your needs, with the added benefit of a separate walk-out entrance. The space offers a rec area, a powder room, and a workshop. Outside, enjoy an expansive covered sun porch overlooking the spacious, fully fenced backyard, where mature trees provide privacy and a peaceful backdrop for relaxing, entertaining or enjoying summer days with family and friends. Perfectly positioned just moments from parks and sports courts, the shores of Lake Ontario and Cobourg's vibrant downtown amenities, with direct access to Highway 401 for commuters. A warm and welcoming home in a location that makes it easy to enjoy all that Cobourg has to offer.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,898
- Land Transfer Tax Fee
- $6,773
Rental Items
- Rental Equipment
- On Demand Hot Water Heater.
- Under Contract
- On Demand Water Heater
- Basement Type
- Partially Finished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Auto Garage Door Remote, On Demand Water Heater, Primary Bedroom - Main Floor, Sump Pump
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Year Round Living
- Pool
- None
- Property Features
- Fenced Yard, Rec./Commun.Centre
- Other Structures
- Shed, Garden Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 65.00 ft
- Lot Depth
- 140.00 ft
Inclusions
- Inclusions
- Fridge, Stove, Washer, Dryer, Dishwasher, All Electrical Light Fixtures, Pool Table.
Exclusions
- Exclusions
- Stager's Items
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 2
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Utility Room—Basement level
- Room—Basement level
- Kitchen—Main level, Eat-in Kitchen
- Bedroom 2—Main level
- Bathroom—Main level, 4 Pc Bath
- Living Room—Main level
- Primary Bedroom—Main level
- Laundry—Main level
- Bathroom—Basement level, 2 Pc Bath
- Other—Basement level
- Recreation—Basement level, Walk-Out
Washrooms
- 4-piece, Main
- 2-piece, Lower
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Gardiner Cres & Coverdale Ave
- Zoning
- R2
- Directions
- County Rd 2 Heading East, Right onto Coverdale Ave, Right onto Gardiner Cres
- Waterfront
- None
- MLS® number
- X13691416
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-07
- Listed on
- 2026-08-19
- Days on market
- 19 days
- Possession type
- Flexible
- Co-op commission
- 2.0% Plus HST
- Seller
- Listed by
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Home Market Value
Current home valuation for 21 Gardiner Crescent, Cobourg, Cobourg, ON. Listed for $514,900
HOMEH Estimate
$609,550
Estimated Sales Range
$481,544 - $737,556
HOMEH Estimate for 21 Gardiner Crescent, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $14,900 over $500K
$26,490
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $19,525 | $14,366 | $12,255 | $0 |
=Total mortgage | $507,650 | $477,776 | $449,920 | $411,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,479monthly | $2,333monthly | $2,197monthly | $2,011monthly |
Land Transfer Tax
$6,773
$6,773
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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