Listed for:Listed Sep 17, 2026
$699,000

23 Thomas Street

Cobourg, ON K9A 1K1

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 23 Thomas Street, Cobourg

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 23 Thomas Street, Cobourg

Summarized Description

  • Updated eat-in kitchen perfect for entertaining.
  • Private fenced backyard ideal for outdoor activities.
  • Cozy fireplace enhances family room ambiance.
  • Open concept living/dining for spacious feel.
  • Heated bathroom floors for added comfort.
  • Conveniently located near schools and shopping.
  • Minutes from downtown Cobourg and Lake Ontario.
  • Professional updates ensure move-in readiness.

Welcome to 23 Thomas, a beautifully maintained and updated 4-bedroom, 2-bathroom side-split sitting on a 60Ft frontage lot with over 1,400 sqft of bright, functional living space in one of Cobourg's most convenient and desirable neighbourhoods. The main floor has been opened up to allow for maximum natural light and features an updated eat-in kitchen with custom island perfect for everyday dining or entertaining around. The main-level family room offers a cozy fireplace with pot lights throughout. Professional updates performed throughout; brand new roof, furnace (2022), laminate floors (2023), duct cleaning (2024), bathrooms with heated floor (2024), and open concept living/dining (2024). Off the kitchen is a walk-out to the private fenced in backyard, also with direct garage access. Basement is finished with private den/room. Retreat to private backyard with plenty of space for entertaining, gardening, or relaxing outdoors - all while living on a quiet Cul de sac. Perfectly located, this home is just minutes from schools, shopping, parks, and walking distance to downtown Cobourg, with easy access to the 401 and LAKE ONTARIO for commuting or weekend escapes.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,605
Land Transfer Tax Fee
$10,455

Basement Type
Finished

Interior Features

Interior Extras
None
Security Features
Carbon Monoxide Detectors
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None
Property Features
Cul de Sac/Dead End, Greenbelt/Conservation, Park, Ravine, School

Building

Building Type
Detached
Building Style
Sidesplit 4

Construction

Exterior Finish
Aluminum Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
60.00 ft
Lot Depth
128.10 ft

Inclusions

Inclusions
Stainless Steel Appliances: Fridge, Stove, Dishwasher, and RangehoodAll elfs, blinds and curtains

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4 + 1
Washrooms
2
Kitchens
1

Room sizes

  • Dining Room—
    Main level
  • Bedroom—
    In Between level
  • Bedroom—
    In Between level
  • Bedroom—
    Second level
  • Recreation—
    Basement level
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom—
    Second level

Washrooms

  • 4-piece
  • 4-piece

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Brook Rd N/King St E
Directions
Brook Rd N/King St E

MLS® number
X13796534
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-17
Updated on
2026-10-13
Days on market
31 days
Possession date
2026-11-01
Possession type
60-89 days
Co-op commission
2 % + HST
Seller
Listed by
RE/MAX EXPERTS

Home Market Value

Current home valuation for 23 Thomas Street, Cobourg, Cobourg, ON. Listed for $699,000

HOMEH Estimate

?

$570,970

Estimated Sales Range

?

$451,066 - $696,523

HOMEH Estimate for 23 Thomas Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$570,970Medium confidence
Based on 8 comparable properties
+ $128,030 (22%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:6.4%

5% on first $500K + 10% on $199,000 over $500K

Minimum down payment

$44,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$26,143$19,502$16,636$0
=Total mortgage
$679,708$648,602$610,786$559,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,319monthly$3,167monthly$2,982monthly$2,730monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$10,455

Total Land Transfer Tax

$10,455

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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