Listed for:Listed Jun 4, 2026
$649,900

275 George Street

Cobourg, ON K9A 3L7

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 275 George Street, Cobourg

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 275 George Street, Cobourg

Summarized Description

  • Charming century home with commercial zoning.
  • Heritage designation adds unique character.
  • Versatile living space with finished attic.
  • Spacious rooms and bright living area.
  • Steps from downtown shops and restaurants.
  • Mature lot with inviting front porch.
  • Strong investment opportunity in prime location.
  • Year-round community amenities nearby.

Charming century home in the heart of Cobourg with residential/commercial zoning, lots of updates, large lot size, and move in ready- ideal for buyers seeking character, flexibility, and prime downtown exposure. Also a great opportunity for investors given its commercially zoned designation and strong downtown positioning.This well-maintained 4-bedroom, 2-bath property offers approximately 1,900 sq. ft. above grade plus an additional 513 sq. ft. finished attic/loft, providing versatile living space for families or professionals. Features include spacious principal rooms, a bright living area with large front-facing windows, a formal dining room with French doors, and a functional kitchen layout designed for everyday living.Situated on a mature lot with inviting front porch charm and classic architectural details, the property is conveniently located steps to downtown artisan shops, boutiques, restaurants, cafés, parks, banks, schools, Cobourg Beach, Victoria Park, and Highway 401 access. Enjoy year-round community amenities including nearby outdoor skating in the winter and festive holiday lighting displays throughout the downtown core. A rare opportunity to own a character-filled property in a highly walkable and desirable location close to everyday amenities. Furnace and HWT are owned.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,146
Land Transfer Tax Fee
$9,473

Basement Type
Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Carpet Free
View
City, Clear, Downtown, Lake
Security Features
Alarm System, Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Wood
Elevator
No

Exterior Features

Exterior Extras
Porch
Pool
None
Property Features
Beach, Fenced Yard, Hospital, Marina, Park, Public Transit
Other Structures
Fence - Full, Shed, Storage

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick
Roof
Metal
Foundation Details
Concrete
Special Designation
Heritage

Lot

Lot Front
31.72 ft
Lot Depth
78.78 ft
Lot Shape
Irregular

Inclusions

Inclusions
Fridge, Stove, S/s Range Hoodfan, Diswasher, Washer and Dryer. Existing Electrical Light Fixtures& Existing Window Coverings. Hot Water Tank and Furnace are Owned.

Exclusions

Exclusions
All staging Items

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
0
Total Garage And Parking Spaces
0

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
4
Washrooms
2
Kitchens
1

Room sizes

  • Kitchen—
    Main level, Laminate, Window
  • Living Room—
    Main level, Laminate, Window, Fireplace
  • Dining Room—
    Main level, Laminate, Window, French Doors
  • Other—
    Main level
  • Primary Bedroom—
    Second level, Hardwood Floor, Window
  • Bedroom 2—
    Second level, Hardwood Floor, Window
  • Bedroom 3—
    Second level, Hardwood Floor, Window
  • Bedroom 4—
    Second level, Bar Sink, Vinyl Floor
  • Loft—
    Third level, Laminate, Window
  • Laundry—
    Basement level
  • Other—
    Basement level

Washrooms

  • 3-piece, Main
  • 3-piece, Upper

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
George St. and King St. W
Zoning
MC
Directions
Hwy 401 E To Division St Exit, Turn Right (South) On Division St, Turn Left On King St W, Turn Left On George St.

MLS® number
X13245958
Data source
Toronto Regional Real Estate Board
Listed on
2026-06-04
Updated on
2026-09-30
Days on market
138 days
Possession date
2026-06-15
Possession type
Immediate
Co-op commission
2% + HST
Seller
Listed by
RIGHT AT HOME REALTY

Home Market Value

Current home valuation for 275 George Street, Cobourg, Cobourg, ON. Listed for $649,900

HOMEH Estimate

?

$676,449

Estimated Sales Range

?

$534,395 - $818,503

HOMEH Estimate for 275 George Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$676,449Medium confidence
Based on 10 comparable properties
− $26,549 (4%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:6.2%

5% on first $500K + 10% on $149,900 over $500K

Minimum down payment

$39,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,384$18,132$15,468$0
=Total mortgage
$633,990$603,042$567,883$519,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,095monthly$2,944monthly$2,773monthly$2,539monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$9,473

Total Land Transfer Tax

$9,473

Around this home

3/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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