Listed for:Listed 8 days ago
$829,000

522 George Street

Cobourg, ON K9A 3N2

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 522 George Street, Cobourg

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 522 George Street, Cobourg

Summarized Description

  • Historic Georgian home built in the 1860s.
  • Unique artisan loft above detached garage.
  • Updated kitchen with granite island.
  • Spacious primary suite with ensuite.
  • Private outdoor space with inground pool.
  • Mature trees and thoughtful landscaping.
  • High ceilings and hardwood floors throughout.
  • Short walk to downtown Cobourg.

Some homes have character. Others have a story to tell. At 522 George Street, old-world charm, exceptional outdoor living and a unique artisan loft come together on one of Cobourg's historic tree-lined streets, just a short walk from downtown. Built in the 1860s, this Georgian home retains much of its original character, including stained glass, high ceilings, oversized windows, hardwood floors and beautiful millwork. The main floor features a welcoming living room with gas fireplace, formal dining room and updated kitchen with granite island. A bright, inviting family room with warm wood finishes, floor-to-ceiling windows and fireplace overlooks the gardens. Upstairs are four generous bedrooms, including a spacious primary suite with ensuite. Outside, mature trees and thoughtful landscaping create a private setting for expansive decks, a screened gazebo and inground pool-ideal for relaxing or entertaining. The detached garage/workshop offers an added bonus: a charming loft above, perfect for an artist, musician, home office or creative retreat. A wonderful combination of historic character, comfortable living and a location that's hard to beat.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,274
Land Transfer Tax Fee
$13,055

Rental Items

Rental Equipment
NIL

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Upper Level
Interior Extras
Carpet Free, Storage, Water Heater Owned
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Landscaped, Deck, Patio, Porch
Pool
Inground
Property Features
Beach, Fenced Yard, Golf, Hospital, Library, Marina
Other Structures
Other

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Brick, Board & Batten
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Heritage

Lot

Lot Front
70.00 ft
Lot Depth
157.00 ft

Inclusions

Inclusions
Stove, Fridge, Dishwasher, washer, dryer, window coverings, all ELFs.

Exclusions

Exclusions
Light fixture in the gazebo

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
5
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Primary Bedroom—
    Second level
  • Bedroom 4—
    Second level
  • Bedroom 3—
    Second level
  • Utility Room—
    Basement level
  • Living Room—
    Main level
  • Foyer—
    Main level
  • Dining Room—
    Main level
  • Bedroom 2—
    Second level
  • Kitchen—
    Main level
  • Bathroom—
    Second level, 4 Pc Ensuite
  • Bathroom—
    Second level, 4 Pc Bath
  • Family Room—
    Main level
  • Bathroom—
    Main level, 2 Pc Bath

Washrooms

  • 4-piece, Second
  • 4-piece, Second
  • 2-piece, Main

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
George & Park
Zoning
RES
Directions
Eaat on Park, north on George

MLS® number
X14080868
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-15
Updated on
2026-10-23
Days on market
8 days
Possession date
2026-11-18
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
RE/MAX ROUGE RIVER REALTY LTD.

Home Market Value

Current home valuation for 522 George Street, Cobourg, Cobourg, ON. Listed for $829,000

HOMEH Estimate

?

$928,647

Estimated Sales Range

?

$733,631 - $1,123,663

HOMEH Estimate for 522 George Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$928,647Medium confidence
Based on 15 comparable properties
− $99,647 (11%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:7.0%

5% on first $500K + 10% on $329,000 over $500K

Minimum down payment

$57,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$30,839$23,129$19,730$0
=Total mortgage
$801,809$769,229$724,380$663,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,915monthly$3,756monthly$3,537monthly$3,238monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$13,055

Total Land Transfer Tax

$13,055

Around this home

5/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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