Sold for:Sold Jun 3, 2026
$549,000

431 Major Street

Cobourg, ON K9A 4C9

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 431 Major Street, Cobourg

2026-05-25
2026-06-03
Sold
Price
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MLS#
x13168578
2026-05-13
2026-05-25
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 431 Major Street, Cobourg

Summarized Description

  • Bungalow with finished basement in-law suite.
  • Fully renovated with modern updates throughout.
  • Private backyard with landscaped gardens.
  • Convenient walkout from kitchen to backyard.
  • Spacious dining area and naturally lit living room.
  • Close to downtown shopping and dining attractions.
  • Ideal for families, investors, or first-time buyers.
  • Proximity to schools and recreational activities.

Cobourg Central Bungalow with Finished Basement In-Law Suite, located in close proximity to Cobourg's heritage harbour, marina, beach, schools, and a variety of downtown shopping and dining attractions. This private bungalow offers both convenience and charm. Ideal for families, first-time buyers, investors or those seeking additional living space. This residence boasts modern updates combined with practical features. The main floor of this bungalow offers a bright and inviting layout, accentuated with ample windows allowing natural light to cascade throughout. The kitchen provides a seamless transition to the backyard with its convenient walkout. Completing this level is a spacious dining area, a naturally lit living room, a 4-piece bath, and three comfortable bedrooms. The fully renovated basement has been transformed into a comprehensive in-law suite featuring a 1 bedroom + den unit, which includes a full kitchen, a bedroom outfitted with custom built-ins, a large 5-piece bath, and a cozy living room. Additionally, in the basement, a rough-in is ready for a future bathroom installation or the possibility to convert the space into a separate laundry or mud room for multi-generational living. Currently, there are two laundry hookups; main floor laundry hookup (bedroom closet) and a second hookup in basement. Outdoors, the property includes a separate side entrance to the basement, ideal for private access. The fenced backyard offers a peaceful retreat, beautifully landscaped with gardens and enhanced by trees that ensure privacy. Don't miss the opportunity to own this remarkable property. Whether you're a current resident or new to Northumberland County, it promises an exceptional lifestyle, with its breathtaking rolling hills, lake access, and scenic forested trails perfect for hiking, ATV riding, snowmobiling, and cross-country skiing. All within an hour's drive from Toronto. *Basement Images are virtually staged!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,981
Land Transfer Tax Fee
$7,455

Basement Type
Finished, Separate Entrance

Interior Features

Laundry Level
Lower Level
Interior Extras
Rough-In Bath, In-Law Suite
View
City
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Porch, Privacy
Pool
None
Property Features
Beach, Hospital, Library, Marina, School Bus Route, School
Other Structures
Shed

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
51.00 ft
Lot Depth
100.00 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, Stove, Washer, Dryer, Any Window Blinds, Light Fixtures, Built-Ins (basement bedroom)

Exclusions

Exclusions
All Furniture & Staging Items, Window Coverings

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3 + 1
Washrooms
2
Kitchens
2
Family / bonus room
Yes

Washrooms

  • 4-piece, Main
  • 4-piece, Lower

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
University Ave E & Major St
Zoning
R3
Directions
University Ave E to Major St

MLS® number
X13168578
Data source
Toronto Regional Real Estate Board
Status change
2026-06-03
Listed on
2026-05-25
Days on market
9 days
Possession type
Flexible
Co-op commission
2
Seller
Listed by
RE/MAX ROUGE RIVER REALTY LTD.

Home Market Value

Current home valuation for 431 Major Street, Cobourg, Cobourg, ON. Listed for $549,000

HOMEH Estimate

?

$530,000

Estimated Sales Range

?

$418,700 - $641,300

HOMEH Estimate for 431 Major Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$530,000Medium confidence
Based on 13 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Cobourg, ON
Minimum Down Payment Required:5.4%

5% on first $500K + 10% on $49,000 over $500K

Minimum down payment

$29,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
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%
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+CMHC insurance
$20,752$15,317$13,066$0
=Total mortgage
$539,557$509,417$479,716$439,200
Amortization
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Payment frequency
=Mortgage payment
$2,634monthly$2,487monthly$2,342monthly$2,144monthly
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Land Transfer Tax

Provincial

$7,455

Total Land Transfer Tax

$7,455

Around this home

5/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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