
431 Major Street
Cobourg, ON K9A 4C9
- 3+1Bedrooms
- 2Bathrooms
- 0Garage
- 700–1100Sq Ft
- $3,981Tax
- 51×100 ftLot Size
- Estimated Value:$530,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 431 Major Street, Cobourg
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About 431 Major Street, Cobourg
Summarized Description
- Bungalow with finished basement in-law suite.
- Fully renovated with modern updates throughout.
- Private backyard with landscaped gardens.
- Convenient walkout from kitchen to backyard.
- Spacious dining area and naturally lit living room.
- Close to downtown shopping and dining attractions.
- Ideal for families, investors, or first-time buyers.
- Proximity to schools and recreational activities.
Cobourg Central Bungalow with Finished Basement In-Law Suite, located in close proximity to Cobourg's heritage harbour, marina, beach, schools, and a variety of downtown shopping and dining attractions. This private bungalow offers both convenience and charm. Ideal for families, first-time buyers, investors or those seeking additional living space. This residence boasts modern updates combined with practical features. The main floor of this bungalow offers a bright and inviting layout, accentuated with ample windows allowing natural light to cascade throughout. The kitchen provides a seamless transition to the backyard with its convenient walkout. Completing this level is a spacious dining area, a naturally lit living room, a 4-piece bath, and three comfortable bedrooms. The fully renovated basement has been transformed into a comprehensive in-law suite featuring a 1 bedroom + den unit, which includes a full kitchen, a bedroom outfitted with custom built-ins, a large 5-piece bath, and a cozy living room. Additionally, in the basement, a rough-in is ready for a future bathroom installation or the possibility to convert the space into a separate laundry or mud room for multi-generational living. Currently, there are two laundry hookups; main floor laundry hookup (bedroom closet) and a second hookup in basement. Outdoors, the property includes a separate side entrance to the basement, ideal for private access. The fenced backyard offers a peaceful retreat, beautifully landscaped with gardens and enhanced by trees that ensure privacy. Don't miss the opportunity to own this remarkable property. Whether you're a current resident or new to Northumberland County, it promises an exceptional lifestyle, with its breathtaking rolling hills, lake access, and scenic forested trails perfect for hiking, ATV riding, snowmobiling, and cross-country skiing. All within an hour's drive from Toronto. *Basement Images are virtually staged!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,981
- Land Transfer Tax Fee
- $7,455
- Basement Type
- Finished, Separate Entrance
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Rough-In Bath, In-Law Suite
- View
- City
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch, Privacy
- Pool
- None
- Property Features
- Beach, Hospital, Library, Marina, School Bus Route, School
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 51.00 ft
- Lot Depth
- 100.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Washer, Dryer, Any Window Blinds, Light Fixtures, Built-Ins (basement bedroom)
Exclusions
- Exclusions
- All Furniture & Staging Items, Window Coverings
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 2
- Family / bonus room
- Yes
Washrooms
- 4-piece, Main
- 4-piece, Lower
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- University Ave E & Major St
- Zoning
- R3
- Directions
- University Ave E to Major St
- MLS® number
- X13168578
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-03
- Listed on
- 2026-05-25
- Days on market
- 9 days
- Possession type
- Flexible
- Co-op commission
- 2
- Seller
- Listed by
- RE/MAX ROUGE RIVER REALTY LTD.
Home Market Value
Current home valuation for 431 Major Street, Cobourg, Cobourg, ON. Listed for $549,000
HOMEH Estimate
$530,000
Estimated Sales Range
$418,700 - $641,300
HOMEH Estimate for 431 Major Street, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $49,000 over $500K
$29,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,752 | $15,317 | $13,066 | $0 |
=Total mortgage | $539,557 | $509,417 | $479,716 | $439,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,634monthly | $2,487monthly | $2,342monthly | $2,144monthly |
Land Transfer Tax
$7,455
$7,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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