
489 Hayward Street
Cobourg, ON K9A 3N5
- 3Bedrooms
- 3Bathrooms
- 1Garage
- 1500–2000Sq Ft
- $4,883Tax
- 23×103 ftLot Size
- Estimated Value:$620,193See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 489 Hayward Street, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-03-21 | 2025-05-23 | Login to See Prices | Sold | x12034070 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 489 Hayward Street, Cobourg
The main floor features an open layout, where a spacious living room is bathed in natural light from a large window. The dining area seamlessly extends to the back deck through a walkout, creating an inviting indoor-outdoor flow. The kitchen is designed for style and efficiency, showcasing built-in stainless steel appliances, including a natural gas stove, ample cabinetry with a side pantry, and a central island with pendant lighting and a breakfast bar. A guest bathroom and direct garage access complete this level. Upstairs, the primary bedroom provides a relaxing retreat with a walk-in closet and a private ensuite featuring a separate soaker tub and shower enclosure. Two additional bedrooms, a full bathroom, and a convenient second-level laundry room enhance everyday comfort. The lower level holds endless possibilities, offering ample storage and the potential to customize additional living space. Outdoors, enjoy a backyard with a private deck and permanent pergola structure, ideal for entertaining or quiet relaxation. Located just minutes from downtown Cobourg, Lake Ontario, and with easy access to the 401, this home is an excellent opportunity to establish roots in the heart of Northumberland.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,883
- Land Transfer Tax Fee
- $10,235
Rental Items
- Rental Equipment
- On Demand Hot Water Tank
- Under Contract
- On Demand Water Heater
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- ERV/HRV, On Demand Water Heater, Rough-In Bath
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Privacy, Porch, Year Round Living
- Pool
- None
- Property Features
- Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School, Fenced Yard
Building
- Building Type
- Freehold Townhouse
- Building Style
- 2-Storey
- Approx Age
- 0-5
Construction
- Exterior Finish
- Vinyl Siding, Brick
- Roof
- Asphalt Rolled
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 22.83 ft
- Lot Depth
- 103.48 ft
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer, Dryer, All Electrical Light Fixtures, All Window Coverings.
Exclusions
- Exclusions
- Nil
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 3
- Kitchens
- 1
Room sizes
- Living Room—Second level
- Kitchen—Second level, Centre Island
- Dining Room—Second level, Walk-Out
- Bathroom—Second level, 2 Pc Bath
- Primary Bedroom—Third level, Walk-In Closet(s)
- Bedroom—Third level
- Bedroom—Third level
- Bathroom—Third level, 4 Pc Ensuite
- Bathroom—Third level, 4 Pc Bath
- Laundry—Third level
- Other—Basement level
Washrooms
- 2-piece, Main
- 4-piece, Second
- 4-piece, Second
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Hayward St & Bennett Ave
- Zoning
- R2
- Directions
- CR2 heading East, left onto Maplewood Blvd, left onto Joseph Gale St, right onto Fred Pratt St, right onto Hayward St
- Waterfront
- None
- MLS® number
- X12034070
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-05-23
- Listed on
- 2025-03-21
- Days on market
- 63 days
- Possession type
- Other
- Co-op commission
- 2% Plus HST
- Seller
- Listed by
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Home Market Value
Current home valuation for 489 Hayward Street, Cobourg, Cobourg, ON. Listed for $688,000
HOMEH Estimate
$620,193
Estimated Sales Range
$489,952 - $750,434
HOMEH Estimate for 489 Hayward Street, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $188,000 over $500K
$43,800
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $25,759 | $19,195 | $16,374 | $0 |
=Total mortgage | $669,727 | $638,395 | $601,174 | $550,400 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,270monthly | $3,117monthly | $2,935monthly | $2,687monthly |
Land Transfer Tax
$10,235
$10,235
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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