Sold for:Sold May 23, 2025
$688,000

489 Hayward Street

Cobourg, ON K9A 3N5

Freehold Townhouse SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 489 Hayward Street, Cobourg

2025-03-21
2025-05-23
Sold
Price
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MLS#
x12034070

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 489 Hayward Street, Cobourg

The main floor features an open layout, where a spacious living room is bathed in natural light from a large window. The dining area seamlessly extends to the back deck through a walkout, creating an inviting indoor-outdoor flow. The kitchen is designed for style and efficiency, showcasing built-in stainless steel appliances, including a natural gas stove, ample cabinetry with a side pantry, and a central island with pendant lighting and a breakfast bar. A guest bathroom and direct garage access complete this level. Upstairs, the primary bedroom provides a relaxing retreat with a walk-in closet and a private ensuite featuring a separate soaker tub and shower enclosure. Two additional bedrooms, a full bathroom, and a convenient second-level laundry room enhance everyday comfort. The lower level holds endless possibilities, offering ample storage and the potential to customize additional living space. Outdoors, enjoy a backyard with a private deck and permanent pergola structure, ideal for entertaining or quiet relaxation. Located just minutes from downtown Cobourg, Lake Ontario, and with easy access to the 401, this home is an excellent opportunity to establish roots in the heart of Northumberland.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,883
Land Transfer Tax Fee
$10,235

Rental Items

Rental Equipment
On Demand Hot Water Tank
Under Contract
On Demand Water Heater

Basement Type
Unfinished

Interior Features

Laundry Level
Upper Level
Interior Extras
ERV/HRV, On Demand Water Heater, Rough-In Bath
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Privacy, Porch, Year Round Living
Pool
None
Property Features
Park, Place Of Worship, Public Transit, Rec./Commun.Centre, School, Fenced Yard

Building

Building Type
Freehold Townhouse
Building Style
2-Storey
Approx Age
0-5

Construction

Exterior Finish
Vinyl Siding, Brick
Roof
Asphalt Rolled
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
22.83 ft
Lot Depth
103.48 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer, All Electrical Light Fixtures, All Window Coverings.

Exclusions

Exclusions
Nil

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
3
Kitchens
1

Room sizes

  • Living Room—
    Second level
  • Kitchen—
    Second level, Centre Island
  • Dining Room—
    Second level, Walk-Out
  • Bathroom—
    Second level, 2 Pc Bath
  • Primary Bedroom—
    Third level, Walk-In Closet(s)
  • Bedroom—
    Third level
  • Bedroom—
    Third level
  • Bathroom—
    Third level, 4 Pc Ensuite
  • Bathroom—
    Third level, 4 Pc Bath
  • Laundry—
    Third level
  • Other—
    Basement level

Washrooms

  • 2-piece, Main
  • 4-piece, Second
  • 4-piece, Second

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Hayward St & Bennett Ave
Zoning
R2
Directions
CR2 heading East, left onto Maplewood Blvd, left onto Joseph Gale St, right onto Fred Pratt St, right onto Hayward St
Waterfront
None

MLS® number
X12034070
Data source
Toronto Regional Real Estate Board
Status change
2025-05-23
Listed on
2025-03-21
Days on market
63 days
Possession type
Other
Co-op commission
2% Plus HST
Seller
Listed by
RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Home Market Value

Current home valuation for 489 Hayward Street, Cobourg, Cobourg, ON. Listed for $688,000

HOMEH Estimate

?

$620,193

Estimated Sales Range

?

$489,952 - $750,434

HOMEH Estimate for 489 Hayward Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$620,193Medium confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:6.4%

5% on first $500K + 10% on $188,000 over $500K

Minimum down payment

$43,800

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$25,759$19,195$16,374$0
=Total mortgage
$669,727$638,395$601,174$550,400
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,270monthly$3,117monthly$2,935monthly$2,687monthly
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Land Transfer Tax

Provincial

$10,235

Total Land Transfer Tax

$10,235

Around this home

2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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5.6 /10

Cobourg

Public·secondary·1.1km

5.2 /10

C R Gummow

Public·elementary·1.2km

4.8 /10

St. Joseph

Private·elementary·2.2km

6.7 /10

St Michael's

Private·elementary·2.3km

7.1 /10

St. Mary

Private·secondary·2.8km

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