
401 Lakeshore Drive
Cobourg, ON K9A 1S2
- 5Bedrooms
- 2Bathrooms
- 0Garage
- 2000–2500Sq Ft
- $15,228Tax
- 106×316 ftLot Size
- Estimated Value:$1,321,495See Free Estimate Report

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About 401 Lakeshore Drive, Cobourg
Imagine waking up to the serene sounds of rolling waves in this breathtaking Lake Ontario home in Cobourg, where dreams of lakeside living come to life. With over 100 feet of waterfront and an indoor pool, this spacious traditional home is an ideal retreat for families. Step into a generous front entryway leading to the heart of the home, where each room is thoughtfully designed for entertaining and everyday comfort. The living room boasts wood floors, a cozy fireplace, and built-in shelving. The formal dining room, adorned with wainscoting and filled with light from a charming bay window, is ready to host everything from intimate dinners to grand holiday feasts. The kitchen complements this entertaining space with rich wood cabinetry, stone countertops, an under-mounted sink, and built-in appliances. A breakfast nook with a walkout to the backyard offers the perfect setting for morning coffee by the lake. For those with a love for mid-century design, the main floor family room exudes vintage appeal. A brick fireplace with built-in candle nooks, vertical wood panelling, wood floors, and expansive windows lend this space a warm, inviting ambiance. Additionally, a tranquil sunroom with a walkout to the patio allows for a cozy indoor experience while being close to nature. The sunroom connects seamlessly to the indoor pool and hot tub, complete with wood-clad walls and ceiling, and surrounded by windows. A three-piece bathroom completes the main floor. The second floor offers five generously sized bedrooms, with a full bathroom and a pocket door to separate the shower and water closet, which is ideal for family use. Enjoy a private backyard with an interlocking patio surrounded by mature trees and perennial gardens. The green space leads down to the Lake Ontario shoreline, making this property a lakeside haven that seamlessly blends nature, elegance, and comfort. Moments to downtown amenities and easy access to the 401.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $15,228
- Land Transfer Tax Fee
- $24,473
Rental Items
- Rental Equipment
- None
- Basement Type
- Unfinished, Full
Interior Features
- Interior Extras
- Other, Carpet Free, Sump Pump, Water Heater Owned
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Exterior Extras
- Year Round Living, Patio, Privacy
- Pool
- Indoor
- Property Features
- Beach, Lake/Pond, Marina, Waterfront, Rec./Commun.Centre, Hospital
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 105.62 ft
- Lot Depth
- 316.00 ft
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer, Dryer, All Electrical Light Fixtures, All Window Coverings, Hot Water Tank, Pool Equipment
Exclusions
- Exclusions
- Stager's Items, Cameras
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 0
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 5
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level, Fireplace, Bay Window
- Dining Room—Main level, Bay Window, Wainscoting
- Kitchen—Main level, Walk-Out, Breakfast Area
- Family Room—Main level, Fireplace, Parquet, Large Window
- Sunroom—Main level, Walk-Out, W/O To Pool
- Other—Main level, Window Floor to Ceiling, Hot Tub
- Laundry—Main level
- Bathroom—Main level, 2 Pc Bath
- Other—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Bedroom 4—Second level
- Bedroom 5—Second level
- Bathroom—Second level, 4 Pc Bath
- Other—Basement level
- Other—Basement level
- Other—Basement level
Washrooms
- 3-piece, Main
- 5-piece, Main
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Lakeshore Dr & Brock Road S
- Directions
- King St E, Right onto Brock Rd S, Right onto Lakeshore Dr
- Waterfront
- Direct
- MLS® number
- X12150760
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-11-12
- Listed on
- 2025-05-12
- Days on market
- 184 days
- Possession type
- Other
- Co-op commission
- 2.0% Plus HST
- Seller
- Listed by
- RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Home Market Value
Current home valuation for 401 Lakeshore Drive, Cobourg, Cobourg, ON. Listed for $1,399,900
HOMEH Estimate
$1,321,495
Estimated Sales Range
$792,897 - $1,850,093
HOMEH Estimate for 401 Lakeshore Drive, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $899,900 over $500K
$114,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $51,348 | $39,057 | $33,318 | $0 |
=Total mortgage | $1,335,056 | $1,298,967 | $1,223,233 | $1,119,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $6,518monthly | $6,342monthly | $5,972monthly | $5,468monthly |
Land Transfer Tax
$24,473
$24,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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