81 D'arcy Street
Cobourg, ON K9A 3Z7
- 3+1Bedrooms
- 2Bathrooms
- 0Garage
- 700–1100Sq Ft
- $4,555Tax
- 66×83 ftLot Size
Estimated Value:$556,500See Free Estimate Report
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About 81 D'arcy Street, Cobourg
Summarized Description
- Prime location near Lake Ontario and downtown Cobourg.
- All-brick bungalow with move-in ready condition.
- Spacious covered back deck for entertaining.
- Potential for in-law suite or home office.
- Well-maintained yard and paved driveway.
- Desirable corner lot across from Donegan Park.
- Bright home with 3 main-floor bedrooms.
- Walkable lifestyle with beach access nearby.
Prime Lakeside Living in the Heart of Cobourg! Just steps from the shores of Lake Ontario, this exceptionally maintained all-brick bungalow is perfectly situated in one of Cobourg's most desirable neighbourhoods. Enjoy a walkable lifestyle where you can stroll to the beach, explore the famous boardwalk, visit charming downtown boutiques, and dine at top-rated restaurants - all minutes from your front door. This bright and functional home features 3 main-floor bedrooms, a 4-piece bath, an eat-in kitchen, and a spacious 12' x 17' covered back deck - ideal for summer entertaining and enjoying beautiful sunsets. The lower level offers additional living space with a 4th bedroom, large recreation room, laundry area, and 2-piece bath. The layout provides flexibility for a potential in-law suite, home office, or accessory apartment. Set on a desirable corner lot across from Donegan Park, the property also includes a well-kept yard, paved driveway, and garden shed. Move-in ready and full of potential, this home combines comfort, convenience, and character - the perfect opportunity to enjoy Cobourg's premier lakeside community.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,555
- Land Transfer Tax Fee
- $10,473
- Basement Type
- Partially Finished
Interior Features
- Interior Extras
- In-Law Capability, Primary Bedroom - Main Floor, Water Heater
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Beach, Library, Marina, Park, Place Of Worship
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Unknown
- Special Designation
- Unknown
Lot
- Lot Front
- 66.00 ft
- Lot Depth
- 82.50 ft
- Lot Size
- 0.13
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Refrigerator, Stove, Dishwasher, Microwave, Washer, Dryer, Window blinds, Vinyl Garden Shed, Hot Water Heater.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Foyer—Main level
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Primary Bedroom—Main level
- Bedroom 2—Main level
- Bedroom 3—Main level
- Recreation—Lower level
- Bedroom—Lower level
Washrooms
- 4-piece, Ground
- 2-piece, Basement
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- D'Arcy St/Water St
- Directions
- From King Street East, head south on D'Arcy. Property on West side of D'Arcy across from Donegan Park.
- MLS® number
- X12886624
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-14
- Listed on
- 2026-03-16
- Days on market
- 212 days
- Possession type
- Immediate
- Co-op commission
- 2% + HST
- Seller
- Listed by
- STRIVE REALTY LTD.
Home Market Value
Current home valuation for 81 D'arcy Street, Cobourg, Cobourg, ON. Listed for $699,900
HOMEH Estimate
$556,500
Estimated Sales Range
$461,840 - $651,160
HOMEH Estimate for 81 D'arcy Street, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $199,900 over $500K
$44,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $26,176 | $19,527 | $16,658 | $0 |
=Total mortgage | $680,582 | $649,437 | $611,573 | $559,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,323monthly | $3,171monthly | $2,986monthly | $2,734monthly |
Land Transfer Tax
$10,473
$10,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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