Sold Conditionally 7 days ago
Sold Price Unavailable

344 D'arcy Street

Cobourg, ON K9A 4A3

Detached House Sold ConditionalNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 344 D'arcy Street, Cobourg

2026-09-22
2026-10-21
Sold Conditional
Price
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MLS#
x13815562

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 344 D'arcy Street, Cobourg

Summarized Description

  • Affordable detached home in Cobourg at $499,900
  • Flexible layout with three bedrooms and a family room
  • Updated flooring and freshly painted throughout
  • Private backyard with a spacious rear deck
  • Unique features include clawfoot tub and skylight
  • Gas fireplace adds cozy ambiance for cooler evenings
  • Unfinished basement offers excellent storage options
  • Ideal for first-time buyers or those seeking character

If you've been waiting for a detached home in Cobourg that doesn't come with an elevated price tag, this might be the one. Offered at $499,900, this century home delivers more space, character & possibility than you might expect, w/a flexible layout, private backyard and a location that keeps everyday conveniences close at hand. Step inside the porch and you're welcomed by a bright, inviting living room with updated flooring, soft neutral tones (freshly painted) and plenty of natural light. From here, the home flows naturally into a spacious dining room and a bright, functional, yet small kitchen, where classic cabinetry, generous counter space & abundant windows create a welcoming place to cook and connect. A convenient main floor 4pc. bath as well family room or 4th bed offers flexibility for a home office, playroom or hobby space. Access to the enclosed porch complete the main level, while the gas fireplace adds a cozy touch for cooler evenings. Upstairs, the home's character really shines with sloped ceilings, unique architectural windows and three comfortable bedrooms. The 3pc. bathroom brings a little unexpected charm with a classic clawfoot tub and skylight overhead. The primary bedroom offers generous proportions and not one, but two walk-in closets, while the additional bedrooms provide plenty of flexibility for family, guests or work-from-home space. Outside, a spacious rear deck extends your living space through the warmer months, overlooking a private, manageable backyard with mature greenery & a garden shed. There's more below, with an unfinished basement offering excellent storage & utility space, updated electrical and mechanics. Whether you're buying your first home, moving out of a condo or looking for a detached property with room to make it your own, this Cobourg cutie has character, flexibility & plenty of possibility.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,802
Land Transfer Tax Fee
$6,273

Basement Type
Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
Other
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Stone, Concrete
Special Designation
Unknown

Lot

Lot Front
76.79 ft
Lot Depth
83.00 ft

Inclusions

Inclusions
Fridge, Stove, Washer, Dryer

Exclusions

Exclusions
Staging Items

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Bedroom—
    Main level
  • Laundry—
    Main level
  • Bedroom—
    Main level
  • Dining Room—
    Main level
  • Primary Bedroom—
    Second level, Walk-In Closet(s)
  • Living Room—
    Main level
  • Breakfast—
    Main level
  • Kitchen—
    Main level
  • Other—
    Main level

Washrooms

  • 4-piece, Main
  • 3-piece, Second

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
University Ave E & D'Arcy St
Directions
Division St to James St E to D'Arcy St
Waterfront
None

MLS® number
X13815562
Data source
Toronto Regional Real Estate Board
Status change
2026-10-21
Listed on
2026-09-22
Days on market
29 days
Possession type
Immediate
Co-op commission
2%
Seller
Listed by
RE/MAX HALLMARK FIRST GROUP REALTY LTD.

Home Market Value

Current home valuation for 344 D'arcy Street, Cobourg, Cobourg, ON. Listed for $489,900

HOMEH Estimate

?

$454,123

Estimated Sales Range

?

$358,757 - $549,489

HOMEH Estimate for 344 D'arcy Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$454,123Medium confidence
Based on 6 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Cobourg, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,495

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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%
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%
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%
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+CMHC insurance
$18,616$13,668$11,660$0
=Total mortgage
$484,021$454,578$428,075$391,920
Amortization
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%
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Payment frequency
=Mortgage payment
$2,363monthly$2,219monthly$2,090monthly$1,914monthly
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Land Transfer Tax

Provincial

$6,273

Total Land Transfer Tax

$6,273

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