Listed for:Listed 27 days ago
$1,599,900

138 Bagot Street

Cobourg, ON K9A 3G1

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 138 Bagot Street, Cobourg

No listing history available

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About 138 Bagot Street, Cobourg

Summarized Description

  • Historic Victorian home in Cobourg's Heritage District
  • Multiple original fireplaces enhance charm
  • Updated kitchen with granite countertops
  • Private backyard with in-ground pool
  • Spacious bedrooms and versatile flex space
  • Two-car garage and ample parking available
  • Retains original architectural details throughout
  • Close to beach, shops, and amenities

Centrally located in Cobourg's Heritage District, 138 Bagot Street, the William McDougall House, circa 1875, is a distinguished example of Victorian architecture and the craftsmanship of its era. Sweeping gables, Gothic windows, intricate finials and an inviting front porch framed by ornate Victorian fretwork and gingerbread detailing create an exceptional architectural presence. Inside, the classic centre-hall plan begins with a generous foyer flanked by beautifully proportioned principal rooms. The grand front living room features pristine hardwood floors preserved beneath loose-lay broadloom, an original fireplace and south-facing bay window. A formal parlour with hardwood floors and second fireplace leads to a separate dining room with a third fireplace, ideal for entertaining. The updated kitchen features a generous island, granite countertops and breakfast area with walkout to the covered rear porch. Beyond lies a private, fully fenced yard surrounded by mature trees and perennial gardens, with cabana/potting shed and in-ground pool creating an exceptional backyard retreat. The original staircase leads to three spacious bedrooms, two further fireplaces and a full bath with traditional soaker tub. An office, flex space or fourth bedroom adds versatility, while the former help's quarters, complete with second staircase, includes a three-piece bath, fifth bedroom and sunroom - ideal for guests, extended family or live-in assistance. A two-car garage and ample parking add practicality. High-efficiency systems include a natural gas-fired boiler and fully ducted attic-installed air conditioning. Throughout, the home retains an impressive collection of original details, including deep baseboards, original trim and crown moulding, intricate plasterwork and more. A rare balance of Victorian architecture, preserved character and contemporary comfort, just steps from the beach and boardwalk and minutes from downtown Cobourg's shops, restaurants and amenities.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$8,913
Land Transfer Tax Fee
$28,473

Basement Type
Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Built-In Oven, Central Vacuum, In-Law Capability, On Demand Water Heater
Fireplace/Stove
Yes
Fireplace Features
Family Room
Elevator
No

Exterior Features

Pool
Inground
Property Features
Beach, Fenced Yard, Hospital, Level, Lake/Pond
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Brick, Other
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Heritage

Lot

Lot Front
128.34 ft
Lot Depth
139.79 ft

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Radiant
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
4
Washrooms
4
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Room—
  • Bedroom 2—
    Upper level, Hardwood Floor, Crown Moulding, Closet
  • Bedroom 3—
    Upper level, Hardwood Floor, Crown Moulding
  • Kitchen—
    Main level, Hardwood Floor, Granite Counters, Centre Island
  • Office—
    Upper level, Large Window
  • Bedroom 4—
    Upper level, Hardwood Floor, Crown Moulding, Closet
  • Breakfast—
    Main level, Hardwood Floor, Large Window, W/O To Porch
  • Living Room—
    Main level, Hardwood Floor, Crown Moulding, Large Window
  • Primary Bedroom—
    Upper level, Hardwood Floor, Closet, Fireplace
  • Family Room—
    Main level, Fireplace, Crown Moulding, Large Window
  • Dining Room—
    Main level, Hardwood Floor, Crown Moulding, Fireplace
  • Sunroom—
    Upper level

Washrooms

  • 2-piece, Main
  • 2-piece, Upper
  • 3-piece, Upper

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Bagot St/King St W
Directions
Bagot St/King St W

MLS® number
X13809500
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-21
Updated on
2026-09-22
Days on market
27 days
Possession type
Flexible
Co-op commission
2.0%+HST
Seller
Listed by
HOMESMITHS REAL ESTATE LTD.

Home Market Value

Current home valuation for 138 Bagot Street, Cobourg, Cobourg, ON. Listed for $1,599,900

HOMEH Estimate

?

$1,648,651

Estimated Sales Range

?

$989,191 - $2,308,111

HOMEH Estimate for 138 Bagot Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,648,651Low confidence
Based on 3 comparable properties
− $48,751 (3%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Cobourg, ON
Minimum Down Payment Required:20.0%

20% required for homes $1.5M or more

Minimum down payment

$319,980

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$0$0$0$0
=Total mortgage
$1,279,920$1,199,925$1,119,930$1,039,935
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$6,249monthly$5,859monthly$5,468monthly$5,077monthly
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Land Transfer Tax

Provincial

$28,473

Total Land Transfer Tax

$28,473

Around this home

72/100Very Walkable
0/100Minimal Transit
30/100Somewhat Bikeable
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