
Unit 505, 249 Ruttan Terrace
Cobourg, ON K9A 5X6
- 2Bedrooms
- 1Bathroom
- 2Parking
- 1000–1199Sq Ft
- $3,246Tax
- $686/moCondo Fee
- Estimated Value:$366,125See Free Estimate Report

Sale & Price History for Unit 505, 249 Ruttan Terrace, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About Unit 505, 249 Ruttan Terrace, Cobourg
Summarized Description
- Inviting 2-bedroom bungalow-style condo
- Private outdoor area for relaxation
- Open-concept design for easy living
- Generously sized bedrooms for versatility
- Convenient combined laundry/storage room
- Close to shopping and amenities
- Low-maintenance lifestyle in established community
- Affordable opportunity to enjoy Cobourg
Looking for the space of a home without all the upkeep? This inviting 2-bedroom bungalow-style condo by Stalwood Homes offers an easy, low-maintenance lifestyle with comfortable living space, your own private outdoor area & a location that puts the best of Cobourg within easy reach. Tucked into an established community, this lower-level unit offers the convenience of one-level living with a functional open-concept design connecting the living room, dining area & kitchen. It's a layout that simply works, whether you're enjoying a quiet night at home, hosting family & friends or looking for space to make your own. The kitchen provides ample cabinetry & workspace while remaining open to the principal living areas. Two generously sized bedrooms give you options: create a comfortable primary retreat, guest room, home office or hobby space depending on your lifestyle. A full 4-pc bathroom & combined laundry/storage room add everyday practicality, with valuable storage conveniently located right inside the unit. But living here isn't limited to the indoors. Step outside to your private 12' x 11' patio, your own spot for morning coffee, summer dinners, BBQs, container gardens or simply relaxing outdoors. One exclusive parking space is included, along with visitor parking for your guests. When you want to venture out, shopping, restaurants, parks, schools & everyday amenities are only minutes away, while Cobourg's charming downtown, picturesque marina, waterfront & beautiful sandy beach offer plenty to enjoy close to home. Whether you're entering the market, ready to simplify or simply want a home that gives you more freedom & less maintenance, 249 Ruttan Terrace #505 offers an affordable opportunity to put down roots & enjoy the Cobourg lifestyle.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,246
- Land Transfer Tax Fee
- $3,500
Condo/Maintenance Fee
- Maintenance Fee
- $686 /month
Included In Maintenance Fee
- Common Elements Included
- Building Insurance Included
- Parking Included
- Basement Type
- None
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- In-Suite Laundry
- Laundry Level
- Main Level
- Interior Extras
- Primary Bedroom - Main Floor, Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Balcony
- Terrace
- Exterior Extras
- Patio, Privacy
Building
- Building Type
- Condo Townhouse
- Building Style
- Bungalow
- Approx Age
- 16-30
- Condo Corp Number
- 46
Construction
- Exposure
- North
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Metal
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Inclusions
- Inclusions
- Fridge, Stove, Microwave, Clothes Washer & Dryer, All Window Covering, Electric Light Fixtures, Deep freezer, BBq and Deck box
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Type
- Owned
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 2
Lockers
- Locker Type
- None
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Bedrooms
- 2
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Primary Bedroom—Main level, Broadloom, Double Closet, Large Window
- Living Room—Main level, Open Concept, Vinyl Floor, Picture Window
- Dining Room—Main level, Open Concept, Combined w/Living, Vinyl Floor
- Bedroom 2—Main level, Broadloom, Double Closet, Large Window
- Utility Room—Main level, Combined w/Laundry, Tile Floor
- Kitchen—Main level, Open Concept, Breakfast Bar, Vinyl Floor
Washrooms
- 4-piece, Main
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Hwy 2/Willmott
- Directions
- Hwy2/Willmott
- MLS® number
- X13810638
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-21
- Updated on
- 2026-10-16
- Days on market
- 34 days
- Possession type
- 60-89 days
- Co-op commission
- 2.5%
- Seller
- Listed by
- KELLER WILLIAMS ENERGY REAL ESTATE
Home Market Value
Current home valuation for Unit 505, 249 Ruttan Terrace, Cobourg, Cobourg, ON. Listed for $335,000
HOMEH Estimate
$366,125
Estimated Sales Range
$289,239 - $443,011
HOMEH Estimate for Unit 505, 249 Ruttan Terrace, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$16,750
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $12,730 | $9,347 | $7,973 | $0 |
=Total mortgage | $330,980 | $310,847 | $292,723 | $268,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,616monthly | $1,518monthly | $1,429monthly | $1,309monthly |
Land Transfer Tax
$3,500
$3,500
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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