Listed for:Listed Sep 21, 2026
$335,000

Unit 505, 249 Ruttan Terrace

Cobourg, ON K9A 5X6

Condo Townhouse For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for Unit 505, 249 Ruttan Terrace, Cobourg

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About Unit 505, 249 Ruttan Terrace, Cobourg

Summarized Description

  • Inviting 2-bedroom bungalow-style condo
  • Private outdoor area for relaxation
  • Open-concept design for easy living
  • Generously sized bedrooms for versatility
  • Convenient combined laundry/storage room
  • Close to shopping and amenities
  • Low-maintenance lifestyle in established community
  • Affordable opportunity to enjoy Cobourg

Looking for the space of a home without all the upkeep? This inviting 2-bedroom bungalow-style condo by Stalwood Homes offers an easy, low-maintenance lifestyle with comfortable living space, your own private outdoor area & a location that puts the best of Cobourg within easy reach. Tucked into an established community, this lower-level unit offers the convenience of one-level living with a functional open-concept design connecting the living room, dining area & kitchen. It's a layout that simply works, whether you're enjoying a quiet night at home, hosting family & friends or looking for space to make your own. The kitchen provides ample cabinetry & workspace while remaining open to the principal living areas. Two generously sized bedrooms give you options: create a comfortable primary retreat, guest room, home office or hobby space depending on your lifestyle. A full 4-pc bathroom & combined laundry/storage room add everyday practicality, with valuable storage conveniently located right inside the unit. But living here isn't limited to the indoors. Step outside to your private 12' x 11' patio, your own spot for morning coffee, summer dinners, BBQs, container gardens or simply relaxing outdoors. One exclusive parking space is included, along with visitor parking for your guests. When you want to venture out, shopping, restaurants, parks, schools & everyday amenities are only minutes away, while Cobourg's charming downtown, picturesque marina, waterfront & beautiful sandy beach offer plenty to enjoy close to home. Whether you're entering the market, ready to simplify or simply want a home that gives you more freedom & less maintenance, 249 Ruttan Terrace #505 offers an affordable opportunity to put down roots & enjoy the Cobourg lifestyle.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,246
Land Transfer Tax Fee
$3,500

Condo/Maintenance Fee

Maintenance Fee
$686 /month

Included In Maintenance Fee

  • Common Elements Included
  • Building Insurance Included
  • Parking Included

Basement Type
None

Interior Features

Pets Permitted
Yes-with Restrictions
Laundry Features
In-Suite Laundry
Laundry Level
Main Level
Interior Extras
Primary Bedroom - Main Floor, Water Heater Owned
Fireplace/Stove
No
Elevator
No

Exterior Features

Balcony
Terrace
Exterior Extras
Patio, Privacy

Building

Building Type
Condo Townhouse
Building Style
Bungalow
Approx Age
16-30
Condo Corp Number
46

Construction

Exposure
North
Exterior Finish
Brick, Vinyl Siding
Roof
Metal
Foundation Details
Poured Concrete
Special Designation
Unknown

Inclusions

Inclusions
Fridge, Stove, Microwave, Clothes Washer & Dryer, All Window Covering, Electric Light Fixtures, Deep freezer, BBq and Deck box

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Type
Owned
Parking Spaces
1
Total Garage And Parking Spaces
2

Lockers

Locker Type
None

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Primary Bedroom—
    Main level, Broadloom, Double Closet, Large Window
  • Living Room—
    Main level, Open Concept, Vinyl Floor, Picture Window
  • Dining Room—
    Main level, Open Concept, Combined w/Living, Vinyl Floor
  • Bedroom 2—
    Main level, Broadloom, Double Closet, Large Window
  • Utility Room—
    Main level, Combined w/Laundry, Tile Floor
  • Kitchen—
    Main level, Open Concept, Breakfast Bar, Vinyl Floor

Washrooms

  • 4-piece, Main

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
Hwy 2/Willmott
Directions
Hwy2/Willmott

MLS® number
X13810638
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-21
Updated on
2026-10-16
Days on market
34 days
Possession type
60-89 days
Co-op commission
2.5%
Seller
Listed by
KELLER WILLIAMS ENERGY REAL ESTATE

Home Market Value

Current home valuation for Unit 505, 249 Ruttan Terrace, Cobourg, Cobourg, ON. Listed for $335,000

HOMEH Estimate

?

$366,125

Estimated Sales Range

?

$289,239 - $443,011

HOMEH Estimate for Unit 505, 249 Ruttan Terrace, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$366,125Medium confidence
Based on 3 comparable properties
− $31,125 (9%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$16,750

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$12,730$9,347$7,973$0
=Total mortgage
$330,980$310,847$292,723$268,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,616monthly$1,518monthly$1,429monthly$1,309monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$3,500

Total Land Transfer Tax

$3,500

Around this home

1/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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5.6 /10

Cobourg

Public·secondary·1.2km

5.2 /10

C R Gummow

Public·elementary·1.5km

4.8 /10

St. Joseph

Private·elementary·2.5km

6.7 /10

St Michael's

Private·elementary·2.6km

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