
Unit 103, 845 Smith Road
Cobourg, ON K9A 0C2
- 2Bedrooms
- 2Bathrooms
- 1Parking
- 900–999Sq Ft
- $3,559Tax
- $546/moCondo Fee
- Estimated Value:$514,395See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for Unit 103, 845 Smith Road, Cobourg
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About Unit 103, 845 Smith Road, Cobourg
Summarized Description
- Bright and beautifully maintained condo in Cobourg.
- Low-maintenance lifestyle with nearby amenities.
- Open concept kitchen overlooking living area.
- Covered balcony for relaxation and morning coffee.
- Primary bedroom features walk-in closet and ensuite.
- Detached garage parking and dedicated storage included.
- Ideal for guests, home office, or reading room.
- Desirable neighborhood with easy access to trails and beach.
Some homes simply make life feel a little easier, and this is one of them. Located in Cobourg's sought-after New Amherst neighbourhood, this bright and beautifully maintained 2-bedroom, 2-bathroom condo offers the kind of low-maintenance lifestyle that's easy to appreciate. Whether you're heading downtown for dinner, walking the nearby trails, or spending the afternoon at the beach, everything that makes Cobourg special is just minutes away. Inside, the space feels open, comfortable, and full of natural light. The kitchen offers plenty of storage and overlooks the living area, making it just as practical for everyday life as it is for hosting family and friends. Step onto the covered balcony with your morning coffee or unwind there after a busy day. It's a space you'll use more than you think. The primary bedroom offers a private ensuite, while the second bedroom easily adapts to your lifestyle, whether that's welcoming overnight guests, creating a home office, or setting up a quiet reading room. A detached garage parking space, dedicated storage locker, and the simplicity of condo living mean less time worrying about maintenance and more time enjoying everything the community has to offer. If you've been waiting for a home that feels comfortable from the moment you walk in, in one of Cobourg's most desirable neighbourhoods, this one is well worth seeing.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,559
- Land Transfer Tax Fee
- $6,273
Condo/Maintenance Fee
- Maintenance Fee
- $546 /month
Included In Maintenance Fee
- Building Insurance Included
Rental Items
- Rental Equipment
- HWT
- Basement Type
- None
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- Ensuite
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Balcony
- Open
Building
- Building Type
- Condo Apartment
- Building Style
- Multi-Level
- Condo Corp Number
- 60
Construction
- Exposure
- South
- Exterior Finish
- Vinyl Siding
- Special Designation
- Unknown
Inclusions
- Inclusions
- Washer, Dryer, Fridge, Stove, Dishwasher, Microwave, Portable AC unit, All existing light fixtures, All existing window coverings.
Exclusions
- Exclusions
- None
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Type
- Owned
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Lockers
- Locker Type
- Owned
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Other
- Bedrooms
- 2
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Washrooms
- 2-piece, Main
- 4-piece, Main
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Carlisle St & Smith St
- Directions
- From Caddy Drive, head South on Smith Rd.
- MLS® number
- X13593410
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-26
- Listed on
- 2026-07-22
- Days on market
- 35 days
- Possession date
- 2026-10-19
- Possession type
- Flexible
- Co-op commission
- 2%+hst
- Seller
- Listed by
- RE/MAX ROUGE RIVER REALTY LTD.
Home Market Value
Current home valuation for Unit 103, 845 Smith Road, Cobourg, Cobourg, ON. Listed for $489,900
HOMEH Estimate
$514,395
Estimated Sales Range
$406,372 - $626,550
HOMEH Estimate for Unit 103, 845 Smith Road, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,495
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,616 | $13,668 | $11,660 | $0 |
=Total mortgage | $484,021 | $454,578 | $428,075 | $391,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,363monthly | $2,219monthly | $2,090monthly | $1,914monthly |
Land Transfer Tax
$6,273
$6,273
Around this home
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