
98 Waterloo Avenue
Guelph (Downtown), ON N1H 3H8
- 4Bedrooms
- 3Bathrooms
- 4Parking
- 2000–2500Sq Ft
- $5,227Tax
- 52×84 ftLot Size
- Free EstimateSee Free Estimate Report

Sale & Price History for 98 Waterloo Avenue, Guelph, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 98 Waterloo Avenue, Guelph, Downtown
Summarized Description
- Strong investment opportunity in Guelph's heart
- Private backyard and upper deck for relaxation
- Two four-piece bathrooms ideal for families
- Large kitchen with eat-in area and stainless steel appliances
- High ceilings and wood burning fireplace add character
- Turn-key property with current tenants
- Close to amenities and public transport
- Perfect for grad-students and professionals
98 Waterloo is a strong investment opportunity in the heart of Guelph. A short walk from Benjamin Bodegas Cafe, the shops and restaurants Downtown Guelph has to offer, the Speed River, parks, transit and boasts a strong walkability score. Enjoy your own private backyard space and additional dry storage for tenants and or the landlord in the unfinished basement. Inside the main floor unit, the mudroom provides the perfect multi-use room for storage and seasonal wear. A sliding door takes you outside onto the large 11ft x 14ft upper deck, which is a private and tranquil place to bird watch or enjoy your morning coffee. Inside, the large kitchen with eat in area are the heart of this unit. The sunlight directly above the kitchen table fills the space with natural light. Tenants and or, live in landlords, will appreciate the quality, stainless steel appliances in the kitchen. In unit-laundry and TWO four-piece bathrooms make this unit ideal for small families and or two people. The living room is extremely generous and hones in on the original character of the home; an electric fireplace, large windows and high ceilings create a homey, yet grand living room. Home to two bedrooms, the primary having a built in-wardrobe and four-piece ensuite, this unit combines versatile finishes with a large floor-plan for maximum desirability. Upstairs, the second unit includes a large living space which is open to the kitchen. In the back of the unit, a recently updated three-piece bathroom and laundry closet create functionality. Two bedrooms complete this space, making it ideal for one, or two occupants. Off the back bedroom, is a charming rooftop balcony; a unique feature of this home. Both units are currently tenanted, however, the main floor tenants have provided formal notice of leave in December 2026. If you are looking for a turn-key investment property in the heart of Guelph, this is a great chance to expand or start your portfolio.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,227
- Land Transfer Tax Fee
- $14,255
Rental Items
- Rental Equipment
- Water Softener (Reliance)
- Under Contract
- Water Softener
- Basement Type
- Exposed Rock, Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Storage, Water Heater Owned
- Fireplace/Stove
- Yes
- Fireplace Features
- Living Room, Roughed In
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Canopy
- Pool
- None
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 51.82 ft
- Lot Depth
- 83.59 ft
Inclusions
- Inclusions
- Stove, Washer and Dryer (x1), Washer-Dryer Combo Machine, Fridge (x2), Dishwasher (x2), Range Hood (x2)
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 4
- Washrooms
- 3
- Kitchens
- 2
Room sizes
- Mud Room—Main level
- Kitchen—Main level
- Bedroom—Main level
- Kitchen—Main level
- Dining Room—Main level
- Laundry—Main level
- Living Room—Main level
- Bathroom—Main level, 4 Pc Bath
- Bathroom—Main level
- Family Room—Second level
- Bedroom 2—Main level
- Kitchen—Second level
- Bedroom 3—Second level
- Bedroom 4—Second level
- Office—Main level
- Bathroom—Second level, 2 Pc Ensuite
Washrooms
- 4-piece, Main
- 4-piece, Main
- 3-piece, Second
- Municipality
- Guelph
- Neighbourhood
- Downtown
- Main cross streets
- Edinburgh Rd South
- Zoning
- R1B
- Directions
- Edinburgh Rd South and Waterloo Avenue
- MLS® number
- X13844620
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-30
- Updated on
- 2026-10-05
- Days on market
- 15 days
- Possession type
- Flexible
- Co-op commission
- 2.5%
- Seller
- Listed by
- Royal LePage Royal City Realty
Home Market Value
Current home valuation for 98 Waterloo Avenue, Guelph, Downtown, Guelph, ON. Listed for $889,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 98 Waterloo Avenue, Guelph, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $389,000 over $500K
$63,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $33,000 | $24,803 | $21,158 | $0 |
=Total mortgage | $857,992 | $824,903 | $776,808 | $711,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,189monthly | $4,028monthly | $3,793monthly | $3,472monthly |
Land Transfer Tax
$14,255
$14,255
Around this home
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