109 Terrace Drive
Hamilton (Balfour), ON L9A 2Y8
- 3+1Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $4,158Tax
- 47×103 ftLot Size
Estimated Value:$530,000See Free Estimate Report
Property not available for sale or for rent.
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 109 Terrace Drive, Hamilton, Balfour
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About 109 Terrace Drive, Hamilton, Balfour
Welcome to this beautifully updated detached 3+1 bedroom, 2 bathroom home situated on a desirable sun-filled corner lot. Thoughtfully designed for both comfort and functionality, this property features bright open-concept living areas with hardwood floors and updates throughout. The unique upstairs loft offers a private bedroom retreat, ideal as a primary suite, guest space, or creative home office. The finished basement with a separate side entrance and full bathroom provides excellent potential for an in-law suite or extended family living. Outside, enjoy the fenced yard framed by mature trees, perfect for gatherings, play, or peaceful relaxation. A detached garage adds convenience and additional storage. Blending modern updates with versatile living spaces, this home offers charm, and endless possibilities in a sought-after location. Taxes estimated as per city's website. Property is being sold under Power of Sale. Sold as is, where is. RSA
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,158
- Land Transfer Tax Fee
- $6,875
Rental Items
- Rental Equipment
- Hot water tank, other items which may exist on property may be subject to rental agreement, lease agreement of conditional sales contract
- Basement Type
- Full
Interior Features
- Interior Extras
- Other
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Golf, Hospital, Library, Park, Place Of Worship, Public Transit
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 47.10 ft
- Lot Depth
- 103.05 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- None - Sold "As Is" as per Schedule B. Vendor does not warrant ownership or condition of chattels
Exclusions
- Exclusions
- All - Sold "As Is" as per Schedule B
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Kitchen—Ground level
- Living Room—Ground level
- Bathroom—Ground level
- Bedroom—Ground level
- Bedroom—Ground level
- Den—Second level
- Recreation—Basement level
- Den—Basement level
- Bathroom—Basement level
Washrooms
- 4-piece, Ground
- 3-piece, Basement
- Municipality
- Hamilton
- Neighbourhood
- Balfour
- Main cross streets
- UPPER JAMES ST / MCELROY RD E / TERRACE DRIVE
- Directions
- Upper James St / McElroy Rd E / Terrace Drive
- MLS® number
- X12405322
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-01-23
- Listed on
- 2025-09-15
- Days on market
- 130 days
- Possession type
- Immediate
- Co-op commission
- 2%
- Seller
- Listed by
- SOLID ROCK REALTY
Home Market Value
Current home valuation for 109 Terrace Drive, Hamilton, Balfour, Hamilton, ON. Listed for $520,000
HOMEH Estimate
$530,000
Estimated Sales Range
$418,700 - $641,300
HOMEH Estimate for 109 Terrace Drive, Hamilton, Balfour
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $20,000 over $500K
$27,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $19,718 | $14,508 | $12,376 | $0 |
=Total mortgage | $512,678 | $482,508 | $454,376 | $416,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,503monthly | $2,356monthly | $2,218monthly | $2,031monthly |
Land Transfer Tax
$6,875
$6,875
Around this home
No schools found nearby
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