
81 Ottawa Street N
Hamilton (Crown Point), ON L8H 3Y9
- 3+1Bedrooms
- 2Bathrooms
- 2Garage
- 1100–1500Sq Ft
- $3,473Tax
- 25×117 ftLot Size
- Estimated Value:$587,950See Free Estimate Report

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About 81 Ottawa Street N, Hamilton, Crown Point
Summarized Description
- Detached home with mixed-use zoning for live/work potential.
- Open concept living and dining areas with granite kitchen.
- Third-floor loft ideal for office or studio space.
- Fenced backyard with low maintenance features.
- New gas furnace installed in 2024.
- Two laneway parking spots for convenience.
- Close to shops, parks, and farmer's market.
Set on lively Ottawa Street, this detached 2.5-storey, 3-bedroom plus loft, 1.5 bath home delivers space, light, and flexibility in a walkable, amenity-packed location. C5a MIXED USE ZONING offers incredible LIVE/WORK potential! Unwind on the massive front porch, where stone columns frame the entry and set the stage for summer evenings. Step into a large foyer to find a main floor open and bright with living and dining areas that actually work, plus a separate kitchen with granite counters, stainless steel appliances, and loads of storage. Upstairs you'll find two well-sized bedrooms and a stylish 4-piece bath with soaker tub, glass shower doors, and 12x24 ceramic tiles! The primary suite fits a king bed with ease, offers a walk-in closet, and connects to a third-floor loft perfect for a home office, studio, or creative space. Pot lights offer seamless continuity throughout the home. The basement is a blank canvas with a separate entrance and new gas furnace (2024). BONUS main-floor room with 2-piece bath and large double doors providing flexible space for a mudroom, workspace, or additional living area. The fully fenced backyard offers a rear deck, pebblecrete walkways for low maintenance, two side-by-side laneway parking spots, and a well-sized shed. A rare opportunity to own a home in a predominantly commercial setting, offering exceptional privacy and freedom to entertain. Steps to Ottawa Street shops, the year-round Farmer's Market, and a short walk to Gage Park. Live here. Work here. Invest here. Build something great.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,473
- Land Transfer Tax Fee
- $8,471
Rental Items
- Rental Equipment
- Hot water tank (approx $23 after tax per month).
- Under Contract
- Hot Water Heater
- Basement Type
- Unfinished, Separate Entrance
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Carpet Free
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
- Property Features
- Fenced Yard, Park, Public Transit, Rec./Commun.Centre
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- 2 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 25.00 ft
- Lot Depth
- 117.33 ft
Inclusions
- Inclusions
- SS fridge (2024), stove (2024), microwave range fan, B/I dishwasher, washer &dryer (2024), gas furnace (2024), central A/C, garden shed, electrical light fixtures, living room TV arm
Exclusions
- Exclusions
- Living Room TV
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Foyer—Main level, Laminate, Pot Lights, Overlooks Living
- Living Room—Main level, Laminate, Pot Lights, Large Window
- Dining Room—Main level, Laminate, Overlooks Living, Window
- Kitchen—Main level, Ceramic Floor, Stainless Steel Appl, Pot Lights
- Mud Room—Main level, 2 Pc Bath, Ceramic Floor, W/O To Deck
- Primary Bedroom—Second level, Walk-In Closet(s), Laminate, Large Window
- Bedroom 2—Second level, Closet, Laminate, Pot Lights
- Bedroom 3—Second level, Closet, Laminate, Pot Lights
- Loft—Third level, Laminate
- Laundry—Basement level, Unfinished
Washrooms
- 4-piece, Second
- 2-piece, Main
- Municipality
- Hamilton
- Neighbourhood
- Crown Point
- Main cross streets
- Ottawa St N and Dunsmure Rd
- Zoning
- C5a
- Directions
- Dunsmure Road to Ottawa St N
- MLS® number
- X12802192
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-04-01
- Listed on
- 2026-02-19
- Days on market
- 41 days
- Possession type
- Immediate
- Co-op commission
- 2% + HST
- Seller
- Listed by
- NASHDOM REALTY BROKERAGE INC.
Home Market Value
Current home valuation for 81 Ottawa Street N, Hamilton, Crown Point, Hamilton, ON. Listed for $599,800
HOMEH Estimate
$587,950
Estimated Sales Range
$464,481 - $711,420
HOMEH Estimate for 81 Ottawa Street N, Hamilton, Crown Point
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,800 over $500K
$34,980
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,576 | $16,734 | $14,275 | $0 |
=Total mortgage | $586,988 | $556,554 | $524,105 | $479,840 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,866monthly | $2,717monthly | $2,559monthly | $2,343monthly |
Land Transfer Tax
$8,471
$8,471
Around this home
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