Listed for:Listed 17 days ago
$465,000

97 Smith Lane

Huron-Kinloss, ON N2Z 0B3

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 97 Smith Lane, Huron-Kinloss

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 97 Smith Lane, Huron-Kinloss

Summarized Description

  • Turnkey cottage ready for immediate enjoyment
  • Located in desirable Lurgan Beach community
  • Three bedrooms and versatile seasonal room
  • Wraparound deck for outdoor relaxation
  • Short walk to the lake and parkland
  • Low-maintenance exterior and new septic system
  • Four outbuildings for storage and hobbies
  • Ideal for creating summer memories

Lovingly cared for by its current owners for 31 years, this inviting three-season cottage is being offered completely turnkey and ready for you to enjoy. Nestled in the sought-after Lurgan Beach community, this well-maintained cottage offers everything you need for memorable summers by the lake, including three bedrooms, a three-piece bathroom, kitchen, dining area, living room and a versatile seasonal room-perfect for accommodating family and friends. An efficient propane wall furnace, complemented by electric wall heaters, helps take the chill off during cooler evenings. A wraparound deck extends along the front and side of the cottage, providing the perfect spot for morning coffee, outdoor dining or relaxing with a good book. The backyard is equally appealing, featuring four well-maintained outbuildings that offer flexibility for hobbies, additional space and secure storage. Gather around the fire pit in the evening and enjoy star-filled skies as the day winds down. The family-friendly location is one of the property's standout features. Municipal parkland, complete with playground equipment for all ages, is just steps away. When it's time for a beach day, the lake is only a short walk from your door, making it easy to embrace the relaxed rhythm of cottage life. Forgot something? No problem-you'll be back in no time. And, of course, those famous Lake Huron sunsets never disappoint. Beyond its charm, the cottage offers practical peace of mind with a low-maintenance vinyl exterior, vinyl windows, and a 2023 septic system. It is becoming increasingly difficult to find such a well-maintained retreat in this location for under $500,000.If you've been dreaming of a place where the lake is close, evenings are spent around the fire and summer memories practically make themselves, this Lurgan Beach cottage is one you won't want to miss.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,264
Land Transfer Tax Fee
$5,775

Rental Items

Rental Equipment
PROPANE TANK AVENIR ENERGY
Under Contract
Propane Tank

Basement Type
Crawl Space

Interior Features

Interior Extras
Water Heater Owned
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Privacy
Pool
None
Property Features
Beach, Park
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block, Other
Special Designation
Unknown

Lot

Lot Front
66.00 ft
Lot Depth
132.00 ft

Inclusions

Inclusions
HOT WATER TANK OWNED, ALL LIGHT FIXTURES, ALL WINDOW COVERINGS, 4 OUTBUILDINGS, STOVE, FRIDGE, MICROWAVE, FURNITURE/CONTENTS EXCLUDING PERSONAL ITEMS, PORTABLE AC FLOOR UNIT

Exclusions

Exclusions
ATV, AIR COMPRESSOR, TOOL BAG/MISC TOOLS IN SHED, PERSONAL WALL ART, HALF OF THE FIREWOOD

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
Other
Water
Municipal
Sewers
Septic

Bedrooms
3
Washrooms
1
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 3-piece, Main

Municipality
Huron-Kinloss
Neighbourhood
Huron-Kinloss
Main cross streets
NORTH ST
Zoning
R1
Directions
FROM LAKE RANGE, WEST ON BELL DRIVE, SOUTH ON NORTH ST, TURN LEFT ONTO SMITH LANE AND SEE PROPERTY ON EAST SIDE OF ROAD

MLS® number
X13852340
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-01
Updated on
2026-10-02
Days on market
17 days
Possession type
Flexible
Co-op commission
2%+HST
Seller
Listed by
Royal LePage Exchange Realty Co.

Home Market Value

Current home valuation for 97 Smith Lane, Huron-Kinloss, Huron-Kinloss, ON. Listed for $465,000

HOMEH Estimate

?

$487,014

Estimated Sales Range

?

$384,741 - $589,287

HOMEH Estimate for 97 Smith Lane, Huron-Kinloss

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$487,014Medium confidence
Based on 7 comparable properties
− $22,014 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

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Huron-Kinloss, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$23,250

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
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%
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+CMHC insurance
$17,670$12,974$11,067$0
=Total mortgage
$459,420$431,474$406,317$372,000
Amortization
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Payment frequency
=Mortgage payment
$2,243monthly$2,107monthly$1,984monthly$1,816monthly
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Land Transfer Tax

Provincial

$5,775

Total Land Transfer Tax

$5,775

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