
97 Smith Lane
Huron-Kinloss, ON N2Z 0B3
- 3Bedrooms
- 1Bathroom
- 0Garage
- 700–1100Sq Ft
- $2,264Tax
- 66×132 ftLot Size
- Estimated Value:$487,014See Free Estimate Report

Sale & Price History for 97 Smith Lane, Huron-Kinloss
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 97 Smith Lane, Huron-Kinloss
Summarized Description
- Turnkey cottage ready for immediate enjoyment
- Located in desirable Lurgan Beach community
- Three bedrooms and versatile seasonal room
- Wraparound deck for outdoor relaxation
- Short walk to the lake and parkland
- Low-maintenance exterior and new septic system
- Four outbuildings for storage and hobbies
- Ideal for creating summer memories
Lovingly cared for by its current owners for 31 years, this inviting three-season cottage is being offered completely turnkey and ready for you to enjoy. Nestled in the sought-after Lurgan Beach community, this well-maintained cottage offers everything you need for memorable summers by the lake, including three bedrooms, a three-piece bathroom, kitchen, dining area, living room and a versatile seasonal room-perfect for accommodating family and friends. An efficient propane wall furnace, complemented by electric wall heaters, helps take the chill off during cooler evenings. A wraparound deck extends along the front and side of the cottage, providing the perfect spot for morning coffee, outdoor dining or relaxing with a good book. The backyard is equally appealing, featuring four well-maintained outbuildings that offer flexibility for hobbies, additional space and secure storage. Gather around the fire pit in the evening and enjoy star-filled skies as the day winds down. The family-friendly location is one of the property's standout features. Municipal parkland, complete with playground equipment for all ages, is just steps away. When it's time for a beach day, the lake is only a short walk from your door, making it easy to embrace the relaxed rhythm of cottage life. Forgot something? No problem-you'll be back in no time. And, of course, those famous Lake Huron sunsets never disappoint. Beyond its charm, the cottage offers practical peace of mind with a low-maintenance vinyl exterior, vinyl windows, and a 2023 septic system. It is becoming increasingly difficult to find such a well-maintained retreat in this location for under $500,000.If you've been dreaming of a place where the lake is close, evenings are spent around the fire and summer memories practically make themselves, this Lurgan Beach cottage is one you won't want to miss.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,264
- Land Transfer Tax Fee
- $5,775
Rental Items
- Rental Equipment
- PROPANE TANK AVENIR ENERGY
- Under Contract
- Propane Tank
- Basement Type
- Crawl Space
Interior Features
- Interior Extras
- Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Privacy
- Pool
- None
- Property Features
- Beach, Park
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block, Other
- Special Designation
- Unknown
Lot
- Lot Front
- 66.00 ft
- Lot Depth
- 132.00 ft
Inclusions
- Inclusions
- HOT WATER TANK OWNED, ALL LIGHT FIXTURES, ALL WINDOW COVERINGS, 4 OUTBUILDINGS, STOVE, FRIDGE, MICROWAVE, FURNITURE/CONTENTS EXCLUDING PERSONAL ITEMS, PORTABLE AC FLOOR UNIT
Exclusions
- Exclusions
- ATV, AIR COMPRESSOR, TOOL BAG/MISC TOOLS IN SHED, PERSONAL WALL ART, HALF OF THE FIREWOOD
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- Other
- Water
- Municipal
- Sewers
- Septic
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
- Family / bonus room
- Yes
Washrooms
- 3-piece, Main
- Municipality
- Huron-Kinloss
- Neighbourhood
- Huron-Kinloss
- Main cross streets
- NORTH ST
- Zoning
- R1
- Directions
- FROM LAKE RANGE, WEST ON BELL DRIVE, SOUTH ON NORTH ST, TURN LEFT ONTO SMITH LANE AND SEE PROPERTY ON EAST SIDE OF ROAD
- MLS® number
- X13852340
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-10-01
- Updated on
- 2026-10-02
- Days on market
- 17 days
- Possession type
- Flexible
- Co-op commission
- 2%+HST
- Seller
- Listed by
- Royal LePage Exchange Realty Co.
Home Market Value
Current home valuation for 97 Smith Lane, Huron-Kinloss, Huron-Kinloss, ON. Listed for $465,000
HOMEH Estimate
$487,014
Estimated Sales Range
$384,741 - $589,287
HOMEH Estimate for 97 Smith Lane, Huron-Kinloss
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$23,250
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $17,670 | $12,974 | $11,067 | $0 |
=Total mortgage | $459,420 | $431,474 | $406,317 | $372,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,243monthly | $2,107monthly | $1,984monthly | $1,816monthly |
Land Transfer Tax
$5,775
$5,775
Around this home
No schools found nearby
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