Listed for:Listed Aug 28, 2026
$454,900

40 St Patrick Street

Kawartha Lakes (Lindsay), ON K9V 1R2

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 40 St Patrick Street, Kawartha Lakes, Lindsay

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 40 St Patrick Street, Kawartha Lakes, Lindsay

Summarized Description

  • Spacious detached home in Lindsay location
  • Three bedrooms on main floor
  • Finished lower level with two bedrooms
  • Ideal for multi-generational living
  • Move-in ready with room for personalization
  • Generous outdoor space for activities
  • Conveniently located near amenities
  • Great opportunity for comfortable living

Welcome to this spacious detached 1 1/2 storey home in a convenient Lindsay location. Plenty of flexibility for a variety of lifestyles.The main floor features bedroom or home office, 2nd floor 2 rooms and a functional layout suited to everyday family living, while the finished lower level offers two additional bedrooms, or Rec room a second bathroom-ideal for multi-generational living, growing families, students, guests, or those seeking additional space for an investment opportunity. This property provides a generous outdoor setting with room to enjoy, garden, play, or personalize to suit your needs. Move-in ready with opportunity to add your own style over time, this home offers a practical combination of space, versatility, and location. Conveniently located near grocery stores, restaurants, and everyday amenities, this is a great opportunity to enjoy comfortable living in the heart of Lindsay. Great Lot & Back Yard! Property is Sold As is Where is.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,638
Land Transfer Tax Fee
$5,573

Rental Items

Rental Equipment
N/A

Basement Type
Finished

Interior Features

Interior Extras
Sump Pump, Water Heater Owned
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
52.25 ft
Lot Depth
209.00 ft

Inclusions

Inclusions
Pot lights everywhere, flush mount fixtures. HWT owned. Sump pump. All Data Provided by Broker.

Exclusions

Exclusions
Two ATV's & Security Cameras

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
6
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 2
Washrooms
2
Kitchens
1

Room sizes

  • Bathroom—
    Lower level, Ceramic Floor, 3 Pc Bath
  • Bathroom—
    Main level, Ceramic Floor, 4 Pc Bath, Window
  • Primary Bedroom—
    Main level, Laminate, Closet, Window
  • Bedroom 3—
    Main level, Laminate
  • Living Room—
    Main level, Laminate, French Doors, Pot Lights
  • Bedroom 5—
    Basement level, Laminate, Window
  • Kitchen—
    Main level, Laminate, Centre Island, Open Concept
  • Bedroom 4—
    Basement level, Laminate, Walk-In Closet(s), Window
  • Dining Room—
    Main level, Laminate, Open Concept, Separate Room
  • Laundry—
    Basement level, Ceramic Floor, Window
  • Bedroom 2—
    Main level, Laminate

Washrooms

  • 4-piece, Main
  • 3-piece, Basement

Municipality
Kawartha Lakes
Neighbourhood
Lindsay
Main cross streets
St Patrick / Colborne St. E
Directions
St Patrick / Colborne St. E

MLS® number
X13722660
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-28
Updated on
2026-10-08
Days on market
52 days
Possession type
Immediate
Co-op commission
2% + HST
Seller
Listed by
THE DIAMOND REALTY INC.

Home Market Value

Current home valuation for 40 St Patrick Street, Kawartha Lakes, Lindsay, Kawartha Lakes, ON. Listed for $454,900

HOMEH Estimate

?

$477,645

Estimated Sales Range

?

$286,587 - $668,703

HOMEH Estimate for 40 St Patrick Street, Kawartha Lakes, Lindsay

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$477,645Low confidence
Based on 3 comparable properties
− $22,745 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kawartha Lakes, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$22,745

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$17,286$12,692$10,827$0
=Total mortgage
$449,441$422,102$397,492$363,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,194monthly$2,061monthly$1,941monthly$1,777monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$5,573

Total Land Transfer Tax

$5,573

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7/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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