Listed for:Listed Aug 4, 2026
$449,000

98 West Ham Lake Road

Killarney, ON P0M 1A0

Rural Residential For Sale
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Sale & Price History for 98 West Ham Lake Road, Killarney

No listing history available

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About 98 West Ham Lake Road, Killarney

Summarized Description

  • Stunning waterfront property with 100 ft shoreline.
  • Open-concept design with spacious loft area.
  • Turnkey Airbnb rental, fully furnished for immediate use.
  • Includes paddle boat and gazebo for outdoor enjoyment.
  • Electric heat and woodstove for year-round comfort.
  • Close to French River and outdoor adventure trails.
  • Ideal for couples, families, or weekend getaways.
  • Peaceful community with beautiful views of Crown land.

A Year-Round Romantic Northern Escape! Discover the magic of Ham Lake and why residents love this peaceful waterfront location. Warm southern exposure, 100 ft of shoreline, calm waters, breathtaking views of untouched Crown land, every morning begins with tranquility. Gently sloping waterfront is perfect for swimming at any age, launching a kayak, or enjoying the included paddle boat. Inside, the bright, open-concept cottage features soaring ceilings and an atmosphere designed for easy living. Main floor bedroom and full bathroom, while the loft provides a flex space that can easily accommodate two additional sleeping areas, home office, making it ideal for a couple, family, or weekend guests. Compact yet thoughtfully designed, the cottage is easy to maintain, giving you more time to enjoy life. Comfortable in every season, it features electric baseboard heating, a cozy woodstove, year-round lake water with filtration, a septic system, and durable metal roofs. The property is being sold fully furnished-including pots, pans, & household essentials- start enjoying it immediately or operate it as a turnkey Airbnb rental. Outside, the gazebo provides the perfect bug-free space for dining, card games, or additional guest accommodation, while evenings are best spent gathered around the fire pit beneath a sky filled with stars and, on lucky nights, the Northern Lights. The detached garage offers secure storage. Adventure is close! Launch your boat into one of the most sought-after stretches of the French River just five minutes down the road (Hartley Bay Road.) Hike the French River Provincial Park 3 mins minutes away, wander or hunt the hundreds of acres of Crown land nearby, snowmobile trails, or take a scenic day trip to Killarney, 50 minutes away. Alban is only 8 minutes away for everyday amenities, while Sudbury is an easy 45-minute drive. This is a place where life slows down, hobbies rediscovered, & every visit leaves you wanting to stay just a little longer.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,057
Land Transfer Tax Fee
$5,455

Basement Type
None

Interior Features

Laundry Level
Main Level
Interior Extras
Primary Bedroom - Main Floor
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Rural Residential
Building Style
1 1/2 Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Metal
Foundation Details
Piers
Special Designation
Unknown

Lot

Lot Front
100.00 ft
Lot Depth
210.00 ft

Inclusions

Inclusions
all appliances as viewed, pots & pans etc, furniture, dock, paddle boat

Exclusions

Exclusions
all personal items

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
5
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
None
Water
Other
Sewers
Septic
Natural Gas
No
Hydro
Yes
Cable
No
Telephone
No

Bedrooms
3
Washrooms
1
Kitchens
1

Washrooms

  • 3-piece

Municipality
Killarney
Main cross streets
Hartley Bay
Zoning
WR
Directions
From hwy 69 Exit Hartley Bay Road. Turn Right onto West Ham Lake Road. Follow to 98
Waterfront
Direct

MLS® number
X13642214
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-04
Updated on
2026-08-21
Days on market
77 days
Possession date
2026-08-14
Possession type
Flexible
Co-op commission
2.5+HST
Seller
Listed by
Narozanski North Realty Inc

Home Market Value

Current home valuation for 98 West Ham Lake Road, Killarney, , . Listed for $449,000

HOMEH Estimate

?

$370,352

Estimated Sales Range

?

$222,211 - $518,493

HOMEH Estimate for 98 West Ham Lake Road, Killarney

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$370,352Low confidence
Based on 2 comparable properties
+ $78,648 (21%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$22,450

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$17,062$12,527$10,686$0
=Total mortgage
$443,612$416,627$392,336$359,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,166monthly$2,034monthly$1,916monthly$1,754monthly
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Land Transfer Tax

Provincial

$5,455

Total Land Transfer Tax

$5,455

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