Listed for:Listed 7 days ago
$599,900

1640 Mary Street

Kingston (South of Taylor-Kidd Blvd), ON K7M 5J1

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 1640 Mary Street, Kingston, South of Taylor-Kidd Blvd

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1640 Mary Street, Kingston, South of Taylor-Kidd Blvd

Summarized Description

  • Located in Kingston's established West End.
  • Legal duplex with two separate units.
  • Renovated interiors with updated finishes.
  • Complete electrical and plumbing updates done.
  • Air conditioning for comfort.
  • Large detached garage included.
  • Generous yard space for outdoor activities.
  • Ideal for investment or owner-occupancy.

Set on an approximately 81 x 120 ft. lot in Kingston's established West End, this legal duplex combines tastefully finished interiors with extensive updates completed less than five years ago. The main-level unit features three bedrooms and one bathroom, while the lower-level unit offers two bedrooms and one bathroom. Both units were thoughtfully renovated with updated finishes throughout, creating inviting living spaces. The renovations also included complete electrical and plumbing updates, extending beyond the cosmetic improvements. Consistently maintained and carefully cared for, the property also features air conditioning, a large detached garage and a generous yard. This duplex deserves a closer look from buyers building or expanding their investment portfolio, as well as those looking to live in one unit while earning rental income from the other. View the brochure for full property details and financial information. New pre-listing home inspection report is available upon request.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,205
Land Transfer Tax Fee
$8,473

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
Separate Entrance, Full, Finished

Interior Features

Interior Extras
Carpet Free, In-Law Suite
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
81.26 ft
Lot Depth
123.35 ft
Lot Size
123.35 x 81.26
Lot Size Code
123.35 x 81.26

Inclusions

Inclusions
2 x Washer, 2 x Dryer, 2x Fridge, 2 x Dishwasher

Exclusions

Exclusions
Tenant's belongings

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 2
Washrooms
2
Kitchens
2

Room sizes

  • Primary Bedroom—
    Main level
  • Bathroom—
    Main level
  • Bedroom—
    Main level
  • Living Room—
    Main level
  • Bathroom—
    Basement level
  • Kitchen—
    Main level
  • Bedroom—
    Main level
  • Living Room—
    Basement level
  • Bedroom—
    Basement level
  • Kitchen—
    Basement level
  • Kitchen—
    Basement level
  • Living Room—
    Basement level
  • Bedroom—
    Main level
  • Bedroom—
    Basement level
  • Kitchen—
    Main level
  • Primary Bedroom—
    Main level
  • Bedroom—
    Basement level
  • Bedroom—
    Main level
  • Bedroom—
    Basement level
  • Living Room—
    Main level

Washrooms

  • 4-piece, Main
  • 4-piece, Basement

Municipality
Kingston
Neighbourhood
South of Taylor-Kidd Blvd
Main cross streets
Victoria St
Directions
Collins Bay Rd to King St to Victoria St to Mary St
Waterfront
None

MLS® number
X13875164
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-08
Updated on
2026-10-09
Days on market
7 days
Possession date
2026-10-30
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
RE/MAX RISE EXECUTIVES, BROKERAGE

Home Market Value

Current home valuation for 1640 Mary Street, Kingston, South of Taylor-Kidd Blvd, Kingston, ON. Listed for $599,900

HOMEH Estimate

?

$651,036

Estimated Sales Range

?

$514,318 - $787,754

HOMEH Estimate for 1640 Mary Street, Kingston, South of Taylor-Kidd Blvd

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$651,036Medium confidence
Based on 7 comparable properties
− $51,136 (8%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kingston, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $99,900 over $500K

Minimum down payment

$34,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,580$16,737$14,278$0
=Total mortgage
$587,086$556,647$524,193$479,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,866monthly$2,718monthly$2,559monthly$2,343monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$8,473

Total Land Transfer Tax

$8,473

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