Listed for:Listed 12 days ago
$639,900

197 Belmont Avenue

Kingston (City SouthWest), ON K7M 4T3

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 197 Belmont Avenue, Kingston, City SouthWest

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 197 Belmont Avenue, Kingston, City SouthWest

Summarized Description

  • Beautifully renovated legal duplex in a sought-after area.
  • Upper unit has 3 spacious bedrooms and 1 bathroom.
  • Lower unit features 2 bedrooms and 1 bathroom.
  • Each unit has separate hydro meters for convenience.
  • Bright, open-concept layout with large windows.
  • Close to parks, shopping, and restaurants.
  • Strong investment potential with market rents over $4000.
  • Ideal for investors or first-time home buyers.

Welcome to this beautifully renovated LEGAL DUPLEX in a highly sought-after neighbourhood, offering exceptional value with market rents (over $4000 per month) for both investors and first-time home buyers. The upper unit features 3 spacious bedrooms and 1 full bathroom, while the lower unit offers 2 bedrooms and 1 full bathroom. Each unit has separate hydro meters, providing added convenience and flexibility for tenants or owner-occupants.Thoughtfully updated throughout, this home boasts a bright, open-concept layout with large windows that fill the living spaces with natural light. Located in a desirable school district and close to parks, shopping, restaurants, transit, and all West-End amenities, this property combines comfort, convenience, and strong investment potential.Whether you're looking to generate rental income, live in one unit while renting the other, or add a turnkey property to your portfolio, this legal duplex is an opportunity you won't want to miss. Call for financials and more info!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,940
Land Transfer Tax Fee
$9,273

Basement Type
Apartment, Separate Entrance, Full

Interior Features

Interior Extras
Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow-Raised

Construction

Exterior Finish
Brick
Roof
Shingles
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
60.00 ft
Lot Depth
115.00 ft

Inclusions

Inclusions
2 fridges, 2 stoves, 2 dishwashers.

Exclusions

Exclusions
Tenants' belonging

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 2
Washrooms
2
Kitchens
2

Room sizes

  • Bedroom—
    Main level
  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom—
    Lower level
  • Bedroom—
    Main level
  • Primary Bedroom—
    Lower level
  • Primary Bedroom—
    Main level
  • Living Room—
    Lower level
  • Kitchen—
    Lower level

Washrooms

  • 3-piece, Main
  • 3-piece, Lower

Municipality
Kingston
Neighbourhood
City SouthWest
Main cross streets
Glen Castle
Directions
Front Rd to Glen Castle to Belmont

MLS® number
X13875522
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-07
Updated on
2026-10-08
Days on market
12 days
Possession date
2026-12-01
Possession type
60-89 days
Co-op commission
2%
Seller
Listed by
SUTTON GROUP-MASTERS REALTY INC., BROKERAGE

Home Market Value

Current home valuation for 197 Belmont Avenue, Kingston, City SouthWest, Kingston, ON. Listed for $639,900

HOMEH Estimate

?

$580,013

Estimated Sales Range

?

$458,210 - $701,816

HOMEH Estimate for 197 Belmont Avenue, Kingston, City SouthWest

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$580,013Medium confidence
Based on 15 comparable properties
+ $59,887 (10%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kingston, ON
Minimum Down Payment Required:6.1%

5% on first $500K + 10% on $139,900 over $500K

Minimum down payment

$38,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,035$17,853$15,230$0
=Total mortgage
$624,901$593,763$559,145$511,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,051monthly$2,899monthly$2,730monthly$2,499monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$9,273

Total Land Transfer Tax

$9,273

Around this home

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0/100Minimal Transit
0/100Not rated
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