Listed for:Listed 21 days ago
$499,900

581 Division Street

Kingston (East of Sir John A. Blvd), ON K7K 4B7

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 581 Division Street, Kingston, East of Sir John A. Blvd

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 581 Division Street, Kingston, East of Sir John A. Blvd

Summarized Description

  • Beautifully maintained all-brick bungalow.
  • Approximately 1475 sqft of living space.
  • Stylishly renovated kitchen with modern finishes.
  • Finished lower level with recreation room.
  • Private backyard with large deck and gazebo.
  • Central location near schools and shopping.
  • Move-in ready with flexible living spaces.
  • Potential for home business or in-law suite.

Pride of ownership is evident throughout this beautifully maintained all-brick bungalow offering approximately 1475 sqft. of living space in the heart of Kingston. Featuring 2 bedrooms with an optional 3rd bedroom, one Bath and situated in a convenient central location, you'll enjoy easy access to schools, parks, shopping, restaurants, and downtown. Designed for both everyday living and entertaining, the main floor features a bright, open layout with hardwood and ceramic flooring, updated windows, and a stylishly renovated kitchen that overlooks the spacious living area. The welcoming design creates a warm and functional space for family and friends to gather. The finished lower level expands the home's living space with a generous recreation room and a separate multi-purpose area that was previously operated as a home salon. Whether you're looking for a home business space, office, fitness room, guest accommodations, or the potential for an in-law suite, this level offers endless possibilities. Step outside and discover a private backyard designed for relaxation. The fully fenced yard is beautifully landscaped and includes a large deck, a steel gazebo for shaded outdoor enjoyment, a separate covered BBQ area, and a storage shed for all your outdoor essentials. A covered front porch adds welcoming curb appeal, while the paved driveway provides ample parking. Offering exceptional care, flexible living spaces, and an unbeatable central location, this move-in-ready home is an outstanding opportunity for families, retirees, or anyone seeking a property that is as practical as it is inviting.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,747
Land Transfer Tax Fee
$6,473

Basement Type
Full, Finished

Interior Features

Interior Extras
Carpet Free, In-Law Capability, Storage, Water Heater Owned, Water Softener
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Patio, Porch
Pool
None
Property Features
Fenced Yard, Hospital, Park, Place Of Worship, School
Other Structures
Shed

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
40.00 ft
Lot Depth
100.00 ft

Inclusions

Inclusions
Fridge, Stove, Washer, Dryer, Microwave, Electric Light Fixtures, Window Coverings including Zebra Blinds.

Exclusions

Exclusions
Refrigerator lower level.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Bedroom—
    Main level
  • Sitting—
    Basement level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Play—
    Basement level
  • Laundry—
    Basement level
  • Primary Bedroom—
    Main level
  • Furnace Room—
    Basement level
  • Living Room—
    Main level
  • Recreation—
    Basement level

Washrooms

  • 4-piece, Main

Municipality
Kingston
Neighbourhood
East of Sir John A. Blvd
Main cross streets
Division St.\ Fraser St.
Directions
Division St South of Princess St between FraserSt and Railway St

MLS® number
X13822892
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-24
Updated on
2026-10-02
Days on market
21 days
Possession type
Other
Co-op commission
2%+hst
Seller
Listed by
RE/MAX FINEST REALTY INC., BROKERAGE

Home Market Value

Current home valuation for 581 Division Street, Kingston, East of Sir John A. Blvd, Kingston, ON. Listed for $499,900

HOMEH Estimate

?

$507,688

Estimated Sales Range

?

$401,074 - $614,302

HOMEH Estimate for 581 Division Street, Kingston, East of Sir John A. Blvd

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$507,688Medium confidence
Based on 5 comparable properties
− $7,788 (2%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kingston, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,996$13,947$11,898$0
=Total mortgage
$493,901$463,857$436,813$399,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,411monthly$2,265monthly$2,133monthly$1,953monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,473

Total Land Transfer Tax

$6,473

Around this home

6/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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6.9 /10

Regiopolis/Notre-Dame

Private·secondary·310m

6.2 /10

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Public·secondary·990m

1.5 /10

Molly Brant

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4.4 /10

Central

Public·elementary·1.5km

0.0 /10

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Public·elementary·1.6km

5.6 /10

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2.5 /10

St. Francis of Assisi

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6.4 /10

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5.6 /10

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Public·elementary·2.2km

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Public·elementary·2.4km

7.7 /10

Madeleine-de-Roybon

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4.5 /10

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Private·elementary·2.6km

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