
99 Water Street S
Kitchener (Civic Centre), ON N2G 1Z4
- 3Bedrooms
- 2Bathrooms
- 2Garage
- 1500–2000Sq Ft
- $5,315Tax
- 50×75 ftLot Size
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 99 Water Street S, Kitchener, Civic Centre
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About 99 Water Street S, Kitchener, Civic Centre
Summarized Description
- Tastefully updated Century home in Heritage District
- Custom cabinetry and renovated kitchen with island
- Heated floors in renovated bathrooms
- Flexible zoning for home business use
- Two garages and parking for six vehicles
- Abundant natural light and timeless character
- Move-in ready with no interior heritage restrictions
- Steps to parks, cafes, and transit options
Here is your chance to own a tastefully updated Century home in the heart of Victoria Park's sought-after Heritage District! Just steps to Victoria Park, cafés, restaurants, trails, Google, the Innovation District, School of Pharmacy, LRT, GO Transit, and the future King & Victoria transit hub - this location offers the ultimate urban lifestyle. Set on a mature tree-lined street, this charming home boasts incredible curb appeal, a spacious covered porch, large formal rooms, abundant natural light, and timeless character throughout. Thoughtful updates include: a gorgeous kitchen with custom cabinetry, island, hardwood flooring, floating shelving, and solid maple doors, plus renovated bathrooms with heated floors, standalone tub, glass shower, and upstairs laundry. Major upgrades include a specialty HVAC system, new water heater, deck, concrete driveway, designer lighting, insulated office, and freshly painted throughout. Two garages, two driveways, and parking for up to six vehicles, provide rare downtown convenience. Flexible zoning allows home business use, and future investment opportunities. Move-in ready with no interior heritage restrictions, this exceptional property offers endless possibilities for families, professionals, and investors alike!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,315
- Land Transfer Tax Fee
- $15,473
Rental Items
- Rental Equipment
- none
- Under Contract
- None
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- Water Heater Owned, Water Softener
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
- Property Features
- Fenced Yard, Hospital, Library, School, Park, Public Transit
Building
- Building Type
- Detached
- Building Style
- 2 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick, Wood
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 50.00 ft
- Lot Depth
- 75.00 ft
Inclusions
- Inclusions
- Dishwasher, dryer, range hood, refrigerator, stove, washer, window coverings
Exclusions
- Exclusions
- all art decor
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Other
- Heat Type
- Heat Pump
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Other—Basement level
- Bedroom—Second level
- Dining Room—Main level
- Primary Bedroom—Second level
- Laundry—Second level
- Utility Room—Basement level
- Office—Second level
- Living Room—Main level
- Bedroom—Second level
- Family Room—Main level
- Room—Main level
- Foyer—Main level
- Other—Basement level
Washrooms
- 2-piece, Main
- 5-piece, Second
- Municipality
- Kitchener
- Neighbourhood
- Civic Centre
- Main cross streets
- CHARLES ST/JUBILEE DR
- Zoning
- R2
- Directions
- CHARLES ST TO WATER ST S OR JUBILEE DR (VICTORIA PARK) TO WATER ST S
- MLS® number
- X13553756
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-21
- Listed on
- 2026-07-10
- Days on market
- 11 days
- Possession type
- Flexible
- Co-op commission
- 2% plus HST
- Seller
- Listed by
- RE/MAX TWIN CITY REALTY INC.
Home Market Value
Current home valuation for 99 Water Street S, Kitchener, Civic Centre, Kitchener, ON. Listed for $949,900
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 99 Water Street S, Kitchener, Civic Centre
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $449,900 over $500K
$69,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $35,184 | $26,502 | $22,608 | $0 |
=Total mortgage | $914,791 | $881,412 | $830,023 | $759,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,466monthly | $4,303monthly | $4,053monthly | $3,710monthly |
Land Transfer Tax
$15,473
$15,473
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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