
138 Harding Crescent
London (South Y), ON N6E 1G3
- 3+1Bedrooms
- 2Bathrooms
- 0Garage
- 700–1100Sq Ft
- $3,537Tax
- 44×100 ftLot Size
- Estimated Value:$500,450See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 138 Harding Crescent, London, South Y
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-08-17 | 2026-08-28 | Login to See Prices | Sold | x13703744 |
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About 138 Harding Crescent, London, South Y
Summarized Description
- Charming 3-bedroom bungalow in Westminster neighborhood.
- Features a private inground pool and hot tub.
- Finished lower level with family room and office space.
- Upgraded insulation and newer metal roof for efficiency.
- Close to parks, schools, and public pool.
- Stylish barn door adds privacy to kitchen.
- French doors lead to a beautiful backyard.
**Welcome to 138 Harding Crescent, where warmth, character and an incredible backyard come together!** Situated on a quiet crescent in London's family-friendly Westminster neighbourhood, this well-maintained 3-bedroom bungalow is a wonderful opportunity for first-time buyers. From the moment you step inside, you'll feel the home's cozy, country-inspired charm. The **updated kitchen (2022)** features a stylish barn door that allows it to remain closed for added privacy, while the comfortable living room flows into a generously sized dining area-perfect for family dinners and entertaining. The main level also features an **updated bathroom (2022)** and three bedrooms, including a lovely primary bedroom with French doors opening directly to the backyard-the perfect place to enjoy your morning tea. The finished lower level offers a welcoming family room, an additional versatile room ideal for a home office or hobby space, plenty of storage and an **updated bathroom (2025)**. A **new washer and dryer (2025)** add even more convenience. Outside, your private summer retreat awaits! Enjoy the **chlorine inground pool**, approximately five feet at its deepest point, with **pool liner, filter and heater approximately 7 years old**, plus a **bromine hot tub approximately 8 years old**, beautiful gazebo and **new backyard concrete and fencing completed in 2025**.Additional updates include a durable **metal roof**, **furnace and central air replaced in 2019**, and upgraded insulation for added comfort and efficiency. Steps from parks, schools and a nearby public pool, this is the kind of neighbourhood where children can walk down the street to swim, play and spend summer days with friends. Warm, functional and full of personality, this is more than a house-it's a place that truly feels like home. **Come experience it for yourself!**
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,537
- Land Transfer Tax Fee
- $7,673
Rental Items
- Rental Equipment
- n/a
- Basement Type
- Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Central Vacuum, On Demand Water Heater, Primary Bedroom - Main Floor, Storage, Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Awnings, Hot Tub, Patio, Paved Yard, Porch
- Pool
- Inground
- Other Structures
- Fence - Full, Garden Shed, Gazebo, Shed, Storage
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 44.03 ft
- Lot Depth
- 100.26 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Fridge (basement), Washer, Dryer, tools on wall, Gazebo, Pool Shed, Garden Shed, Storage Shed, Hot Tub, Pool Equipment.
Exclusions
- Exclusions
- Personal belongings, Central Vac. hose
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Recreation—Basement level
- Laundry—Basement level
- Bathroom—Basement level, 3 Pc Bath
- Dining Room—Main level
- Bedroom—Main level, French Doors
- Den—Basement level
- Cold Room/Cantina—Basement level
- Bedroom 2—Main level
- Utility Room—Basement level
- Kitchen—Main level
- Bathroom—Main level, 4 Pc Bath
- Living Room—Main level
- Bedroom 3—Main level
Washrooms
- 3-piece, Second
- 4-piece, Main
- Municipality
- London
- Neighbourhood
- South Y
- Main cross streets
- Osgoode Drive and Adelaide Street S
- Zoning
- R1-4
- Directions
- Across from Wilton Grove School. Off of Osgoode Dr.
- MLS® number
- X13703744
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-28
- Listed on
- 2026-08-17
- Days on market
- 6 days
- Possession date
- 2026-09-30
- Possession type
- Flexible
- Co-op commission
- 2.0
- Seller
- Listed by
- CENTURY 21 FIRST CANADIAN CORP
Home Market Value
Current home valuation for 138 Harding Crescent, London, South Y, London, ON. Listed for $559,900
HOMEH Estimate
$500,450
Estimated Sales Range
$395,355 - $605,545
HOMEH Estimate for 138 Harding Crescent, London, South Y
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $59,900 over $500K
$30,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $21,142 | $15,621 | $13,326 | $0 |
=Total mortgage | $549,688 | $519,531 | $489,241 | $447,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,684monthly | $2,537monthly | $2,389monthly | $2,187monthly |
Land Transfer Tax
$7,673
$7,673
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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