Listed for:Listed Aug 31, 2026
$574,900

4 Harding Crescent

London (South Y), ON N6E 1G3

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 4 Harding Crescent, London, South Y

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 4 Harding Crescent, London, South Y

Summarized Description

  • Spacious one-floor home with four bedrooms.
  • Generous primary bedroom with ensuite.
  • Finished basement with separate entrance.
  • Multiple entrances enhance accessibility.
  • Hardwood flooring throughout main areas.
  • Conveniently located near amenities and highways.
  • Ideal for multi-generational living.
  • Versatile layout for various family needs.

This fabulous one-floor home offers four bedrooms on the main level-an increasingly rare find! Lovingly maintained and tastefully decorated, this spacious property is much larger than it appears. The generous primary bedroom addition, complete with an ensuite, is ideal for multi-generational living or an in-law suite. Wide doorways and an accessible ensuite provide thoughtful accommodation for individuals with mobility needs. Hardwood flooring enhances most rooms, including the bright living room. The large dining area features a walkout bay to the deck and backyard, while the spacious family room is perfect for entertaining. A finished basement with a separate entrance adds valuable, flexible living space-ideal for a recreation room, home office, or potential extended-family use. With four separate entrances, a welcoming front porch, two side entrances to the yard, and patio doors from the primary suite leading to an additional deck and side porch, this home offers exceptional versatility. Conveniently located near everyday amenities and highway access, this is a wonderful home for families and extended families alike.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,973
Land Transfer Tax Fee
$7,973

Basement Type
Full

Interior Features

Interior Extras
Primary Bedroom - Main Floor, Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Fenced Yard, Public Transit, School
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Shingles
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
40.04 ft
Lot Depth
103.69 ft

Exclusions

Exclusions
Basement fridge.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
3
Kitchens
1

Room sizes

  • Utility Room—
    Basement level
  • Bathroom—
    Main level, 3 Pc Bath
  • Living Room—
    Main level
  • Bedroom 2—
    Main level
  • Laundry—
    Basement level
  • Primary Bedroom—
    Main level
  • Dining Room—
    Main level
  • Bathroom—
    Basement level, 2 Pc Bath
  • Kitchen—
    Main level
  • Bathroom—
    Main level, 3 Pc Ensuite
  • Recreation—
    Basement level
  • Bedroom 4—
    Main level
  • Bedroom 3—
    Main level

Washrooms

  • 3-piece, Main
  • 2-piece, Basement

Municipality
London
Neighbourhood
South Y
Main cross streets
OSGOODE/HARDING
Directions
East on Southdale South on Adelaide, East on Osgoode, West on Harding

MLS® number
X13727062
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-31
Updated on
2026-08-31
Days on market
45 days
Possession date
2026-12-31
Possession type
90+ days
Co-op commission
2.5%
Seller
Listed by
TRI CAPITAL REALTY INC.

Home Market Value

Current home valuation for 4 Harding Crescent, London, South Y, London, ON. Listed for $574,900

HOMEH Estimate

?

$632,390

Estimated Sales Range

?

$379,434 - $885,346

HOMEH Estimate for 4 Harding Crescent, London, South Y

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$632,390Low confidence
Based on 3 comparable properties
− $57,490 (9%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
London, ON
Minimum Down Payment Required:5.7%

5% on first $500K + 10% on $74,900 over $500K

Minimum down payment

$32,490

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,685$16,040$13,683$0
=Total mortgage
$563,816$533,450$502,348$459,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,753monthly$2,605monthly$2,453monthly$2,246monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,973

Total Land Transfer Tax

$7,973

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