Listed for:Listed Aug 19, 2026
$949,900

98 Central Avenue

London (East F), ON N6A 1M4

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 98 Central Avenue, London, East F

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 98 Central Avenue, London, East F

Summarized Description

  • Beautifully restored luxury Victorian home in downtown
  • Turnkey investment with proven income of $56,400 yearly
  • Includes two apartments: 2-bedroom and 3-bedroom units
  • Private rear yard with generous family room
  • Modern upgrades with granite counters and stainless appliances
  • Master retreat features ensuite and walk-in closet
  • Potential bachelor unit in lower level for extra income
  • Located near Thames Valley Parkway and Richmond Row

AN EXCEPTIONAL OPPORTUNITY TO OWN A BEAUTIFULLY RESTORED LUXURY VICTORIAN HOME IN THE HEART OF DOWNTOWN, WITHIN STEPS OF THE THAMES VALLEY PARKWAY, HARRIS PARK, THE THAMES RIVER AND VIBRANT RICHMOND ROW! WITH PROVEN INCOME OF 56,400 YEARLY AND POTENTIAL OF AN ADDITIONAL 11,000. FROM LOWER, THIS TURNKEY INVESTMENT INCLUDES TWO APARTMENTS, ONE TWO BDRM, AND ONE 3 BDRM, WITH A POTENTIAL BACHELOR IN THE LOWER LEVEL. A UNIQUE BLEND OF HISTORIC CHARM AND MODERN UPGRADES WHERE IT COUNTS MOST. MAIN FLOOR 2 BDRM UNIT INCLUDES A GENEROUS FAMILY ROOM WITH TONS OF GLASS FOR NATURAL LIGHT AND ACCESS TO THE PRIVATE REAR YARD. AN UPDATED EAT IN KITCHEN WITH GRANITE COUNTERS, GENEROUS ISLAND, MODERN LIGHT WOOD CABINETRY. 3 BDRM UNIT (2ND AND 3RD FLOORS) INCLUDES A LARGE LIVING, DINING COMBINATION WITH 3 WALLS OF GLASS, WHITE GALLEY KITCHEN WITH WHITE CABINETRY AND STAINLESS APPLIANCES, ACCESS TO A PRIVATE 2ND FLOOR DECK, 2 BEDROOMS AND BATH. THIRD LEVEL OFFERS A MASTER RETREAT INCLUDING AN ENSUITE, WALKIN CLOSET AND LAUNDRY CLOSET. THE LOWER LEVEL HAS EXTERIOR ACCESS TO AN OPEN CONCEPT BACHELOR AREA, KITCHEN AND BATH, AND LAUNDRY FACILITIES. WHETHER YOU ARE SEEKING A LUXURY LIVE IN SITUATION WHILE ENJOYING THE BENEFIT OF RENTAL INCOME, OR A FULLY TENANTED INVESTMENT OPPORTUNITY, THIS PROPERTY DELIVERS A PROVEN TRACK RECORD WITH CONSISTENT RETURNS. OPPORTUNITY KNOCKS ON THIS UNQUE INVESTMENT IN A TERRIFIC LOCATION!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$11,115
Land Transfer Tax Fee
$15,473

Rental Items

Under Contract
Hot Water Heater

Basement Type
Finished, Separate Entrance

Interior Features

Laundry Level
Upper Level
Interior Extras
Accessory Apartment, On Demand Water Heater, Primary Bedroom - Main Floor, Separate Heating Controls, Separate Hydro Meter, Storage Area Lockers
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Privacy, Porch
Pool
None
Property Features
Hospital, Library, Park, Place Of Worship, Public Transit, School
Other Structures
Gazebo

Building

Building Type
Detached
Building Style
3-Storey
Approx Age
100+

Construction

Exterior Finish
Brick, Stone
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
50.00 ft
Lot Depth
90.00 ft

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Other
Heat Type
Heat Pump
Air Conditioning
Wall Unit(s)
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes

Bedrooms
5
Washrooms
4
Kitchens
3
Family / bonus room
Yes

Room sizes

  • Bedroom 2—
    Main level
  • Primary Bedroom—
    Main level
  • Other—
    Third level
  • Kitchen—
    Second level
  • Living Room—
    Second level
  • Kitchen—
    Basement level
  • Primary Bedroom—
    Basement level
  • Bedroom 3—
    Second level
  • Kitchen—
    Main level
  • Dining Room—
    Second level
  • Primary Bedroom—
    Third level
  • Utility Room—
    Basement level
  • Family Room—
    Main level
  • Bedroom 2—
    Second level

Washrooms

  • 3-piece, Ground
  • 3-piece, Second
  • 4-piece, Third
  • 3-piece, Basement

Municipality
London
Neighbourhood
East F
Main cross streets
CENTRAL AND TALBOT
Zoning
R3-1 OC
Directions
SOUTH ON TALBOT, RIGHT ON CENTRAL

MLS® number
X13691224
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-19
Updated on
2026-09-04
Days on market
63 days
Possession date
2026-09-30
Possession type
30-59 days
Co-op commission
2% plus HST
Seller
Listed by
ROYAL LEPAGE TRILAND REALTY

Home Market Value

Current home valuation for 98 Central Avenue, London, East F, London, ON. Listed for $949,900

HOMEH Estimate

?

$877,630

Estimated Sales Range

?

$526,578 - $1,228,682

HOMEH Estimate for 98 Central Avenue, London, East F

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$877,630Low confidence
Based on 4 comparable properties
+ $72,270 (8%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
London, ON
Minimum Down Payment Required:7.4%

5% on first $500K + 10% on $449,900 over $500K

Minimum down payment

$69,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$35,184$26,502$22,608$0
=Total mortgage
$914,791$881,412$830,023$759,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,466monthly$4,303monthly$4,053monthly$3,710monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$15,473

Total Land Transfer Tax

$15,473

Around this home

5/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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