Sold for:Sold Jul 27, 2025
$285,000

90 Main Street

Loyalist (Odessa), ON K0H 1H0

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 90 Main Street, Loyalist, Odessa

2025-07-04
2025-07-27
Sold
Price
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MLS#
x12261836

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 90 Main Street, Loyalist, Odessa

Welcome to 90 Main St! This cute as a button, 2 bedroom, 1 bathroom bungalow sits on a lovely corner lot in the heart of the village of Odessa just minutes from Kingston with quick access to the 401. Enjoy the perfect blend of small-town charm and city convenience in this cozy, well-located home, directly across from Millcreek Park and just steps from the post office, schools, RBC bank, Jiffy Grill restaurant, hardware, and convenience stores. This charming gem offers the ease of one-level living, ideal for first-time buyers or seniors looking to downsize. This well-maintained home features an eat-in kitchen with ample cupboard space, a natural gas fireplace in the living room, and a refreshed bathroom. Two large sheds on the property provide excellent space for storage, hobbies, or a workshop. Whether you're just starting out, downsizing, or seeking a smart investment, this home checks all the boxes. With low monthly utility costs, this home is a smart choice for any type of buyer, don't miss out on this fantastic opportunity!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,107
Land Transfer Tax Fee
$2,750

Basement Type
None

Interior Features

Laundry Level
Main Level
Interior Extras
Primary Bedroom - Main Floor
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Membrane
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
40.00 ft
Lot Depth
100.00 ft

Parking & Garages

Garage Type
None
Garage Spaces
1
Parking Spaces
1
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Gas
Heat Type
Other
Air Conditioning
Other
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Kitchen—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Laundry—
    Main level
  • Utility Room—
    Main level
  • Workshop—
    Main level

Washrooms

  • 3-piece, Main

Municipality
Loyalist
Neighbourhood
Odessa
Main cross streets
Corner of Main St and Mud Lake Rd So Odessa
Directions
Mud Lake Rd S

MLS® number
X12261836
Data source
Toronto Regional Real Estate Board
Status change
2025-07-27
Listed on
2025-07-04
Days on market
23 days
Possession type
Other
Co-op commission
2%+hst
Seller
Listed by
EXP REALTY, BROKERAGE

Home Market Value

Current home valuation for 90 Main Street, Loyalist, Odessa, Loyalist, ON. Listed for $285,000

HOMEH Estimate

?

$286,426

Estimated Sales Range

?

$226,277 - $346,575

HOMEH Estimate for 90 Main Street, Loyalist, Odessa

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$286,426Medium confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Loyalist, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$14,250

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$10,830$7,952$6,783$0
=Total mortgage
$281,580$264,452$249,033$228,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,375monthly$1,291monthly$1,216monthly$1,113monthly
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Land Transfer Tax

Provincial

$2,750

Total Land Transfer Tax

$2,750

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