Listed for:Listed 8 days ago
$599,900

195 Water Street

Lucan Biddulph (Lucan), ON N0M 2J0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 195 Water Street, Lucan Biddulph, Lucan

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 195 Water Street, Lucan Biddulph, Lucan

Summarized Description

  • Extensively modernized century home with historic charm.
  • Move-in ready with quality finishes throughout.
  • Open-concept kitchen with butcher block countertops.
  • Five bedrooms and flexible layout for various needs.
  • Renovated bathrooms for added convenience.
  • Fully fenced backyard with insulated workshop shed.
  • Walking distance to downtown amenities and parks.
  • Original details like coffered wainscoting enhance character.

Offering the charm of a century home with the benefits of extensive modern reconstruction, this impressive Water Street property in Lucan has been thoughtfully updated from top to bottom. Extensive improvements include electrical, plumbing, HVAC, insulation, structural reinforcement, and quality finishes throughout, offering peace of mind and move-in-ready living. Ideally located within walking distance of downtown, the Lucan Community Memorial Centre, schools, parks, grocery stores, and restaurants. The main floor features an open-concept kitchen, dining, and living area with butcher block countertops, ample cabinetry, and a spacious pantry. Two bedrooms, a renovated 3-piece bathroom, and main-floor laundry add everyday convenience. Upstairs, three additional bedrooms and an updated 4-piece bathroom provide flexibility for family, guests, or a home office. Original details include coffered wainscoting, tray ceilings, shiplap accents, and a restored oversized pocket door dating back to the 1880s. Outside, enjoy a fully fenced backyard with a covered deck and two storage sheds. One shed is insulated and equipped with hydro and heat, making it ideal for a workshop or hobby space. A rare opportunity to own a thoughtfully updated five-bedroom home with extensive modern improvements, a flexible layout, and a convenient location in the heart of Lucan. Click on the virtual tour link, view the floor plans, photos and YouTube link and then call your REALTOR to schedule your private viewing of this great property!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,636
Land Transfer Tax Fee
$8,473

Rental Items

Rental Equipment
None
Under Contract
None

Basement Type
Crawl Space

Interior Features

Laundry Level
Main Level
Interior Extras
Water Heater Owned, Upgraded Insulation
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Porch
Pool
None
Property Features
Park, School
Other Structures
Garden Shed, Workshop

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Vinyl Siding
Roof
Shingles
Foundation Details
Concrete, Stone
Special Designation
Unknown

Lot

Lot Front
49.83 ft
Lot Depth
113.52 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, stove, dishwasher, washer, dryer, existing window covering and light fixtures, water heater. (All appliances are in working order but are considered 'as-is')

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
5
Washrooms
2
Kitchens
1

Room sizes

  • Utility Room—
    Second level
  • Bedroom 2—
    Main level
  • Bathroom—
    Second level, 4 Pc Bath
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Main level
  • Kitchen—
    Main level
  • Bedroom 3—
    Second level
  • Bedroom 4—
    Second level
  • Bathroom—
    Main level, 3 Pc Bath
  • Bedroom 5—
    Second level

Washrooms

  • 4-piece, Second
  • 3-piece, Main

Municipality
Lucan Biddulph
Neighbourhood
Lucan
Main cross streets
William St and Main St
Zoning
R2
Directions
From Main Street, turn west onto William Street and North onto Water Street, property is on the west side.

MLS® number
X14030272
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-14
Updated on
2026-10-14
Days on market
8 days
Possession type
90+ days
Co-op commission
2% + HST
Seller
Listed by
RE/MAX A-B Realty Ltd

Home Market Value

Current home valuation for 195 Water Street, Lucan Biddulph, Lucan, Lucan Biddulph, ON. Listed for $599,900

HOMEH Estimate

?

$459,447

Estimated Sales Range

?

$407,910 - $616,171

HOMEH Estimate for 195 Water Street, Lucan Biddulph, Lucan

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$459,447Low confidence
Based on 5 comparable properties
+ $140,453 (31%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Lucan Biddulph, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $99,900 over $500K

Minimum down payment

$34,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,580$16,737$14,278$0
=Total mortgage
$587,086$556,647$524,193$479,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,866monthly$2,718monthly$2,559monthly$2,343monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$8,473

Total Land Transfer Tax

$8,473

Around this home

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