Listed for:Listed 13 days ago
$375,000

655 West Bear Lake Road

McMurrich/Monteith (Bear Lake), ON P0A 1Y0

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 655 West Bear Lake Road, McMurrich/Monteith, Bear Lake

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 655 West Bear Lake Road, McMurrich/Monteith, Bear Lake

Summarized Description

  • Charming cottage on Bear Lake with stunning views.
  • 3 acres of level, wooded property.
  • Turnkey seasonal cottage, fully furnished.
  • Wood stove and vaulted ceiling add character.
  • Year-round road access for convenience.
  • Separate room with compost toilet available.
  • Dining area overlooks the serene lake.

Morning sunrises to start your cottage life days. Rocky at shoreline with shallow waters steps away from the front porch at this absolutely charming cabin setting on Bear Lake just outside of Sprucedale in the Bear Lake Community. Spectacular drive with Year round road access on West Bear Lake Rd. Driving in the driveway feels like getting away from it all! Level and wooded property with 3 acres, clearing around the cottage transports you to a simple and peaceful place. The cabin has one large room with a bed & bunks, kitchen, living room area with couch and rocker, dining table overlooking the lake. A wood stove in the middle of it all warms everything, the vaulted ceiling adds character and plenty of windows with beautiful views. A separate room with compost toilet and above storage area top off the offering here. Hydro in cottage. All furnishings and canoe are included. Turn key seasonal cottage has been used in all seasons by current long time family owners. Come take a look!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,617
Land Transfer Tax Fee
$4,100

Rental Items

Rental Equipment
None
Under Contract
None

Basement Type
None

Interior Features

Interior Extras
None
View
Lake, Trees/Woods, Water
Fireplace/Stove
Yes
Fireplace Features
Wood Stove
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Vinyl Siding, Other
Roof
Metal
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
102.00 ft
Lot Depth
1187.00 ft
Lot Size
3.1

Inclusions

Inclusions
Everything - Furnishings, dishes, Canoe, Shed and Contents, Firewood, Compost Toilet, Woodstove (not WETT Certified)

Exclusions

Exclusions
Road Sign, Christmas Decorations

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
6
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Electric
Heat Type
Other
Air Conditioning
None
Water
None
Sewers
Other

Washrooms
1
Kitchens
1

Room sizes

  • Common Room—
    Main level, Open Concept, Wood Stove, Combined w/Living
  • Other—
    Main level, Separate Room

Washrooms

  • 1-piece, Main

Municipality
McMurrich/Monteith
Neighbourhood
Bear Lake
Main cross streets
Hwy 518 W and West Bear Lake Rd
Directions
Highway 518 West Sprucedale turn left on West Bear Lake Rd follow to the property
Waterfront
Direct

MLS® number
X13870218
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-07
Updated on
2026-10-07
Days on market
13 days
Possession date
2026-11-05
Possession type
Flexible
Co-op commission
2.5%
Seller
Listed by
RE/MAX Professionals North

Home Market Value

Current home valuation for 655 West Bear Lake Road, McMurrich/Monteith, Bear Lake, McMurrich/Monteith, ON. Listed for $375,000

HOMEH Estimate

?

$342,000

Estimated Sales Range

?

$205,200 - $478,800

HOMEH Estimate for 655 West Bear Lake Road, McMurrich/Monteith, Bear Lake

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$342,000Low confidence
Based on 1 comparable property
+ $33,000 (10%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
McMurrich/Monteith, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$18,750

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$14,250$10,463$8,925$0
=Total mortgage
$370,500$347,963$327,675$300,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,809monthly$1,699monthly$1,600monthly$1,465monthly
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Land Transfer Tax

Provincial

$4,100

Total Land Transfer Tax

$4,100

Around this home

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