314 Bay Street
Midland, ON L4R 1J9
- 2Bedrooms
- 1Bathroom
- 0Garage
- 700–1100Sq Ft
- $2,317Tax
- 46×60 ftLot Size
Estimated Value:$387,600See Free Estimate Report
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About 314 Bay Street, Midland
Summarized Description
- Charming detached 2-bedroom home, move-in ready.
- Bright living space with updated finishes.
- Stylish kitchen with quartz countertops.
- Brand-new deck ideal for entertaining.
- Fully fenced backyard for privacy.
- Workshop and storage shed included.
- Conveniently located near downtown and waterfront.
- New electrical panel and basement stairs.
A wonderful opportunity for first-time buyers or downsizers, this charming detached 2-bedroom home is move-in ready. From the moment you arrive, the inviting curb appeal draws you in. Inside, you'll find a bright living and dining space featuring updated finishes, while the stylish kitchen completes the main floor with quartz countertops, a newer dishwasher, and a walkout to a brand-new deck, perfect for entertaining. Upstairs, an updated bathroom adds a modern touch, and two well-sized bedrooms complete the space. The backyard is fully fenced for privacy, creating a great setting for relaxing or spending time with family and friends. A workshop and storage shed with hydro provide excellent additional space for hobbies or storage. With a paved driveway and thoughtful updates throughout, this home is the perfect place to put down roots. Conveniently located just minutes from Midland's vibrant downtown and beautiful Georgian Bay waterfront, you'll have shops, restaurants, parks, trails, and the waterfront lifestyle close to your doorstep. New 100AMP Electrical Panel & Wiring Throughout Home (2026), New Stairs to Basement (2026)
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,317
- Land Transfer Tax Fee
- $4,775
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Carpet Free, Sump Pump, Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
- Other Structures
- Workshop
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 46.00 ft
- Lot Depth
- 60.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Washer/Dryer, Fridge, Stove, Rangehood, Dishwasher, Wall Unit A/C (2), ELFs
Exclusions
- Exclusions
- Chest Freezer, Fishing Road Holder in Outdoor Workshop/Shed
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Wall Unit(s)
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 2
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Bathroom—Second level, 4 Pc Bath
- Bedroom 2—Second level
- Primary Bedroom—Second level
- Kitchen—Main level, Walk-Out, Combined w/Laundry
- Living Room—Main level, Combined w/Dining
Washrooms
- 4-piece, Second
- Municipality
- Midland
- Neighbourhood
- Midland
- Main cross streets
- Charles Street / George Street
- Zoning
- RM1
- Directions
- Hwy 12 To William Street to Bay Street - Sign ON
- MLS® number
- S13746464
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-01
- Listed on
- 2026-09-04
- Days on market
- 27 days
- Possession type
- Flexible
- Co-op commission
- 2.5%+HST
- Seller
- Listed by
- RIGHT AT HOME REALTY
Home Market Value
Current home valuation for 314 Bay Street, Midland, Midland, ON. Listed for $415,000
HOMEH Estimate
$387,600
Estimated Sales Range
$335,252 - $439,948
HOMEH Estimate for 314 Bay Street, Midland
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$20,750
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $15,770 | $11,579 | $9,877 | $0 |
=Total mortgage | $410,020 | $385,079 | $362,627 | $332,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,002monthly | $1,880monthly | $1,771monthly | $1,621monthly |
Land Transfer Tax
$4,775
$4,775
Around this home
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