4364 Otter Street
Niagara Falls (Downtown), ON L2E 1G4
- 4Bedrooms
- 1Bathroom
- 1Garage
- 1100–1500Sq Ft
- $2,504Tax
- 44×100 ftLot Size
Estimated Value:$386,000See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 4364 Otter Street, Niagara Falls, Downtown
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About 4364 Otter Street, Niagara Falls, Downtown
Character, charm and opportunity come together in this Niagara Falls gem. Tucked just off River Road, this 4-bedroom home sits in one of the city's most promising areas. Steps from scenic U.S. skyline views and a short walk to Clifton Hill, downtown and Niagara Falls University. The property's zoning offers the potential for Bed & Breakfast use (pending City approval), giving you flexibility whether you're looking to invest or settle into a character home with income potential. Owned and cared for by the same family for over 30 years, this residence tells a story of craftsmanship and comfort. You'll find stained glass accents, preserved original wood trim and thoughtful updates like newer laminate floors, recessed lighting and a refreshed bathroom.The home also features a gas stove, separate side and rear entrances, newer roof (8 years), furnace (approx. 12 years) and an owned hot water tank (2 years). Parking is plentiful, with space for up to five vehicles, a detached garage and a private rear drive. With hourly GO Train access and major downtown revitalization projects already underway, this address sits at the heart of Niagara's next growth wave and is the perfect fit for those with vision.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,504
- Land Transfer Tax Fee
- $5,473
- Basement Type
- Full, Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Carpet Free, Water Heater Owned, Guest Accommodations
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Other Structures
- Fence - Full
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 44.40 ft
- Lot Depth
- 100.00 ft
Inclusions
- Inclusions
- Fridge, Stove, Chester Freezer, Washer, Dryer, 1 x garden Hose, 1 x Garage Door Opener & Window Coverings
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Window Unit(s)
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Foyer—Main level
- Living Room—Main level, Combined w/Dining
- Kitchen—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Bedroom 4—Second level
- Bathroom—Second level, 3 Pc Bath
Washrooms
- 3-piece, Second
- Municipality
- Niagara Falls
- Neighbourhood
- Downtown
- Main cross streets
- River Rd - Otter St
- Zoning
- R2
- Directions
- River Rd - Otter St
- Waterfront
- Indirect
- MLS® number
- X12541974
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-11-30
- Listed on
- 2025-11-13
- Days on market
- 17 days
- Possession type
- Flexible
- Co-op commission
- 2% + HST
- Seller
- Listed by
- eXp Realty
Home Market Value
Current home valuation for 4364 Otter Street, Niagara Falls, Downtown, Niagara Falls, ON. Listed for $449,900
HOMEH Estimate
$386,000
Estimated Sales Range
$304,245 - $467,755
HOMEH Estimate for 4364 Otter Street, Niagara Falls, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$22,495
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $17,096 | $12,552 | $10,708 | $0 |
=Total mortgage | $444,501 | $417,462 | $393,123 | $359,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,170monthly | $2,038monthly | $1,919monthly | $1,757monthly |
Land Transfer Tax
$5,473
$5,473
Around this home
No schools found nearby
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