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City in Ontario

Homes for sale in Niagara-on-the-Lake

Name: HOMEH Market Pulse — Niagara-on-the-Lake closed sales and leases
Creator: HOMEH
License: https://homeh.com/terms-of-use

Browse all Niagara-on-the-Lake real estate listings in one place: 249 homes for sale in Niagara-on-the-Lake, ON, from $50,000 to $50,000,000, with a median asking price of $1,199,000. Most are detached houses and vacant lots; 5 were listed in the last 24 hours.

family-friendly quiet community-oriented

19,088 people lived in Niagara-on-the-Lake at the 2021 Census, in 7,875 households. 84% of households owned their home and 15% rented. The most common homes were single-detached houses (79%) and row houses (9%). 38% of homes were built before 1981, and 23% since 2011. 90% of commuters went to work by car and 0% by public transit.

High school rating: 9 Total homes for sale: 293

Niagara-on-the-Lake, Ontario

Niagara-on-the-Lake MLS® Listings

Day to dayLivability

Schools near listings

out of 10 · averaged over 2,704 past and present listings

Fraser Institute ratings within 2 km of each listing, closer schools weighted more

Each score is an average over this area's own listings and is shown only where at least 5 of them carry one. Scores are reported by listing agents, not measured by HOMEH.

What it costsAffordability

Median asking price

$1,199,000

67% above Ontario

In Niagara-on-the-Lake

$1,199,000

In Ontario

$716,900

Median monthly rent

$3,400/mo

36% above Ontario

In Niagara-on-the-Lake

$3,400

In Ontario

$2,499

$545

Per square foot

≈ 29.4 years

Of rent to match the purchase price

On the marketMarket snapshot

For sale

249

Median $1,199,000

Houses 216 · Condos 32

For rent

Median $3,400

Houses 20 · Condos 1

Recently sold

Recently leased

Market data as of 2026-08-16. Sold and leased figures are neighbourhood medians over the last 12 months, published only where at least 5 homes closed — never a single sale.

The honest readPros & cons

What people love

Strong school ratings
Many parks for outdoor activities
Diverse housing options available

Keep in mind

Prices are above provincial median
Limited public transit options

The feel of the placeLifestyle

Daily life is relaxed with access to parks and community activities. The area is suitable for families and those seeking a quieter environment.

Great for families retirees first-time buyers

Within the boundaryWhat's nearby

The boundary

147.5 km²

Every count and every census figure on this page was measured inside this line — not within a circle drawn around a centre point.

Parks

Playgrounds

Grocery stores

Restaurants

Cafés

Libraries

Pharmacies

Counted across all 147.5 km² of Niagara-on-the-Lake. From OpenStreetMap, as of 2026-10-26.

The schoolsWhich schools, and how they rate

8.4/10

Average rating of the 3 rated schools in this area

Elementary

Secondary

St Davids Public School
Public · Grades JK–8 · DSB Niagara
9.8/108.8 over 5 yrs
25th of 3,045 Ontario elementary schools
445 students · EQAO 2024-2025
Crossroads Public School
Public · Grades JK–8 · DSB Niagara
8.4/107.3 over 5 yrs
209th of 3,045 Ontario elementary schools
420 students · EQAO 2024-2025
St Michael Catholic Elementary School
Catholic · Grades JK–8 · Niagara CDSB
7.1/107.9 over 5 yrs
808th of 3,045 Ontario elementary schools
265 students · EQAO 2024-2025
Penfield Academy
Independent
Not rated
Royal Oak Community School
Independent
Not rated
Vineridge Academy
Independent
Not rated

Ontario Ministry of Education school registry; ratings from the Fraser Institute report card. These are the schools that stand inside Niagara-on-the-Lake, not a catchment — most Ontario boards do not publish attendance boundaries, and we will not draw a line we cannot source. Confirm enrolment with the school board before you buy.

The peopleWho lives here

19,088

Population (2021)

131.4 km²

Area

145

People per km²

55.8

Median age

$98,216

Median income

84%

Own their home

2.4

People per household

7,875

Households

Every age

Children (under 15)11.0%
Working age (15–64)52.8%
Seniors (65+)36.2%

What is built here

Detached houses79.2%
Semi-detached5.4%
Townhouses9.2%
Low-rise apartments5.3%

Own or rent

84%Owners

15%Renters

Across 7,875 households

When it was built

Mostly 1960 or earlier

1960 or earlier20%
1961–198018%
1981–19909%
1991–200010%
2001–200511%
2006–20108%
2011–201513%
2016–202110%

Share of occupied homes, by the era they were built in. Bars are drawn against the busiest era, not against each other, because the eras are not the same length. The eight shares are unlikely to total exactly 100: Statistics Canada rounds each era's count to the nearest 5 before publishing it, so we print what the census reports rather than adjusting a figure to make the column add up.

26.3%
Born outside Canada: 31.9%
Hold a degree or higher: 43%
Employment rate: 0.4%
Commute by transit: 90%
Commute by car: 1.8
Children per family: $85,497
Median income after tax: $127,154
Average household income: 8.2%
Living on a low income: $1,658/mo
Renters pay, per month: $1,012/mo
Owners pay, per month: $861,421
Median home value at census: 40.5%
Renters spending 30%+ of income on housing: 13.9%
Owners spending 30%+ of income on housing

Statistics Canada, Census of Population 2021. Added up from 24 census areas inside the boundary. Medians and rates are a population-weighted average of dissemination-area figures.

Sources: HOMEH listings, Statistics Canada, Census of Population 2021, OpenStreetMap, HOMEH school registry, Photo: © Wikimedia Commons contributors (CC BY-SA)

HOMEH Market Pulse Through September 2026 Deep sales history

What Homes in Niagara-on-the-Lake Actually Sell For

331 homes changed hands in Niagara-on-the-Lake over the 12 months to September 2026. Half sold above $954,653 and half below, 7.6% lower than the 12 months before. A typical home found its buyer in 46 days — 3 days slower than a year ago.

Median sold price: $955K; -7.6% year over year
Days to sell: 46; 3 days slower
Sales closed: 331; last 12 months
Per square foot: $572; from 318 sized sales

Three years of sold prices

The line is the median. The band is the middle half of every sale — how wide it runs tells you how much one home here differs from the next.

$1.75M$1.32M$900K$476K

Oct ’23Oct ’24Sep ’25Sep ’26

Median sold price Middle half of sales

What buyers actually paid

$958,300

on a $1,000,000 asking price — under ask by $41,700

−10%Asking price+10%

Of the asking price: 95.8%
Sold over asking: 4.5%

From 331 sales that closed here in the last 12 months.

Rent or buy in Niagara-on-the-Lake

27.7 years

of rent, at the going rate here, adds up to what a home here costs.

Median sold price

$954,653

331 sales

Median rent

$2,869/mo

72 leases

Gross rental yield

3.61%

before costs

Both figures come from deals that actually closed in Niagara-on-the-Lake over the last 12 months. Gross yield is annual rent divided by price; it does not account for taxes, fees, maintenance, vacancy or financing.

What actually trades in Niagara-on-the-Lake

A single median hides this: the mix of homes behind it, and what each kind costs.

331sales

Detached$1.14M64.4%
Freehold town$716K3.3%
Condo town$730K1.8%
Semi-detached$550K1.5%
Other kinds, too few of each —29.0%

How fast it moves

Median days on market, month by month. Taller means slower.

Oct 2024Sep 2026

Terracotta marks the last 12 months.

Every month behind these charts — Niagara-on-the-Lake, sales

Monthly closed sales in Niagara-on-the-Lake
Month	Closed	Median	Middle half	Days	% of ask
Sep 2026	29	$930,000	$734K – $1.20M	43	96.7%
Aug 2026	31	$995,000	$704K – $1.46M	49	95.2%
Jul 2026	37	$850,000	$730K – $1.35M	35	95.8%
Jun 2026	40	$1,035,000	$789K – $1.44M	28	96.3%
May 2026	41	$1,085,000	$735K – $1.32M	36	96.0%
Apr 2026	20	$860,000	$680K – $1.20M	24	96.7%
Mar 2026	18	$1,050,000	$790K – $1.19M	21	96.5%
Feb 2026	20	$848,750	$739K – $993K	107	94.9%
Jan 2026	20	$965,000	$791K – $1.15M	54	95.8%
Dec 2025	20	$977,500	$688K – $1.29M	85	92.5%
Nov 2025	27	$925,000	$703K – $1.23M	50	96.4%
Oct 2025	28	$855,000	$700K – $1.13M	55	96.3%
Sep 2025	29	$1,050,000	$825K – $1.29M	43	96.6%
Aug 2025	22	$895,000	$764K – $1.04M	48	96.0%
Jul 2025	25	$1,333,000	$940K – $1.50M	29	97.6%
Jun 2025	26	$997,500	$761K – $1.31M	38	94.7%
May 2025	29	$950,000	$869K – $1.39M	26	97.9%
Apr 2025	22	$1,187,500	$1.05M – $1.46M	46	96.4%
Mar 2025	18	$1,102,500	$906K – $1.49M	39	95.3%
Feb 2025	15	$806,000	$688K – $1.07M	23	96.3%
Jan 2025	13	$904,473	$740K – $1.55M	121	97.4%
Dec 2024	17	$1,100,000	$890K – $1.66M	76	95.1%
Nov 2024	21	$950,000	$715K – $1.43M	49	95.8%
Oct 2024	28	$1,017,500	$837K – $1.47M	32	96.8%
Sep 2024	34	$930,725	$823K – $1.07M	60	96.1%
Aug 2024	34	$1,012,500	$853K – $1.31M	53	96.2%
Jul 2024	30	$780,000	$564K – $1.06M	50	94.5%
Jun 2024	34	$948,750	$758K – $1.28M	60	96.7%
May 2024	35	$1,130,000	$939K – $1.43M	46	97.5%
Apr 2024	36	$1,037,500	$878K – $1.16M	71	96.8%
Mar 2024	24	$977,500	$863K – $1.11M	44	97.7%
Feb 2024	12	$1,007,000	$644K – $1.59M	63	99.1%
Jan 2024	15	$980,000	$825K – $1.30M	75	100.0%
Dec 2023	13	$1,100,000	$775K – $1.30M	49	100.0%
Nov 2023	19	$940,000	$776K – $1.14M	43	100.0%
Oct 2023	27	$1,049,000	$853K – $1.35M	29	100.0%

What people ask about Niagara-on-the-Lake

How much does a home cost in Niagara-on-the-Lake?

Homes in Niagara-on-the-Lake sold for a median of $954,653 over the 12 months to September 2026, across 331 closed sales — half sold for more and half for less. That is 7.6% lower than the 12 months before it.

How long does it take to sell a home in Niagara-on-the-Lake?

A home in Niagara-on-the-Lake took a median of 46 days on the market over the 12 months to September 2026. Homes there closed at 95.8% of the asking price on average, with 4.5% selling over asking.

How much is rent in Niagara-on-the-Lake?

The median lease in Niagara-on-the-Lake closed at $2,869 a month over the 12 months to September 2026, across 72 leases.

Is it cheaper to rent or buy in Niagara-on-the-Lake?

A home in Niagara-on-the-Lake costs about 27.7 years of the rent on one — the median price of $954,653 against a median rent of $2,869 a month, a gross yield of 3.61%. The shorter that number, the closer buying is to renting before financing costs.

What kind of homes sell in Niagara-on-the-Lake?

Over the 12 months to September 2026 the mix in Niagara-on-the-Lake was detached (64.4% of sales, median $1,144,176), freehold town (3.3% of sales, median $715,864) and condo town (1.8% of sales, median $730,100).

Compiled by HOMEH from sales reported closed in Niagara-on-the-Lake on the Toronto Regional Real Estate Board MLS® System, through September 2026. Medians are taken over closed prices, not asking prices. Per-square-foot figures use the midpoint of the banded floor-area range MLS® carries, so they describe the group and not any one home. Not an appraisal or an opinion of value.

Questions, answered

Common questions about homes for sale in Niagara-on-the-Lake

How many homes are for sale in Niagara-on-the-Lake, ON right now?

249 homes are for sale in Niagara-on-the-Lake on MLS® right now, and 5 were listed in the last 24 hours. The busiest neighbourhood is Town, with 89 homes for sale.

Homes for sale in Town

What is the average house price in Niagara-on-the-Lake?

The median asking price of the 249 homes for sale in Niagara-on-the-Lake is $1,199,000: half are listed above it and half below. By type, the median is $1,350,000 for detached houses, $1,124,000 for vacant lots and $899,000 for condo townhouses.

Houses for sale in Niagara-on-the-Lake

Where can I find cheap houses for sale in Niagara-on-the-Lake?

58 homes in Niagara-on-the-Lake are listed under $800K and 102 under $1M. The lowest asking price today is $50,000.

Homes under $800K in Niagara-on-the-Lake

Are there new homes for sale in Niagara-on-the-Lake?

Yes. 28 of the 249 homes for sale in Niagara-on-the-Lake are new construction.

New construction homes in Niagara-on-the-Lake

How do I get a Cashback Rebate when I buy a home in Niagara-on-the-Lake?

Buy through HOMEH and you get a Cashback Rebate of 1.5% of the purchase price, paid at closing, subject to eligibility and your buyer agreement. On Niagara-on-the-Lake’s median asking price of $1,199,000, that would be $17,985.

How the Cashback Rebate works

Keep looking

More Houses to Buy in Niagara-on-the-Lake

249 homes are for sale in Niagara-on-the-Lake. Browse by neighbourhood or home type below — and get the industry's highest Cashback Rebate when you buy with HOMEH.

At a glance