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City in Ontario

Houses for sale under $1M in Niagara-on-the-Lake

Looking for cheap houses for sale in Niagara-on-the-Lake? 104 homes in Niagara-on-the-Lake are listed for sale under $1M, which is 42% of everything for sale. Detached houses are the largest group, and the most active neighbourhoods are Town and Virgil.

family-friendly quiet community-oriented

19,088 people lived in Niagara-on-the-Lake at the 2021 Census, in 7,875 households. 84% of households owned their home and 15% rented. The most common homes were single-detached houses (79%) and row houses (9%). 38% of homes were built before 1981, and 23% since 2011. 90% of commuters went to work by car and 0% by public transit.

High school rating: 9 Total homes for sale: 293

Niagara-on-the-Lake, Ontario

Houses for Sale in Niagara-on-the-Lake Under $1M

Day to dayLivability

Schools near listings

out of 10 · averaged over 2,704 past and present listings

Fraser Institute ratings within 2 km of each listing, closer schools weighted more

Each score is an average over this area's own listings and is shown only where at least 5 of them carry one. Scores are reported by listing agents, not measured by HOMEH.

What it costsAffordability

Median asking price

$1,199,000

67% above Ontario

In Niagara-on-the-Lake

$1,199,000

In Ontario

$716,900

Median monthly rent

$3,500/mo

40% above Ontario

In Niagara-on-the-Lake

$3,500

In Ontario

$2,499

$545

Per square foot

≈ 28.5 years

Of rent to match the purchase price

On the marketMarket snapshot

For sale

250

Median $1,199,000

Houses 219 · Condos 30

For rent

Median $3,500

Houses 19 · Condos 1

Recently sold

Recently leased

Market data as of 2026-08-16. Sold and leased figures are neighbourhood medians over the last 12 months, published only where at least 5 homes closed — never a single sale.

The honest readPros & cons

What people love

Strong school ratings
Many parks for outdoor activities
Diverse housing options available

Keep in mind

Prices are above provincial median
Limited public transit options

The feel of the placeLifestyle

Daily life is relaxed with access to parks and community activities. The area is suitable for families and those seeking a quieter environment.

Great for families retirees first-time buyers

Within the boundaryWhat's nearby

The boundary

147.5 km²

Every count and every census figure on this page was measured inside this line — not within a circle drawn around a centre point.

Parks

Playgrounds

Grocery stores

Restaurants

Cafés

Libraries

Pharmacies

Counted across all 147.5 km² of Niagara-on-the-Lake. From OpenStreetMap, as of 2026-10-12.

The schoolsWhich schools, and how they rate

8.4/10

Average rating of the 3 rated schools in this area

Elementary

Secondary

St Davids Public School
Public · Grades JK–8 · DSB Niagara
9.8/108.8 over 5 yrs
25th of 3,045 Ontario elementary schools
445 students · EQAO 2024-2025
Crossroads Public School
Public · Grades JK–8 · DSB Niagara
8.4/107.3 over 5 yrs
209th of 3,045 Ontario elementary schools
420 students · EQAO 2024-2025
St Michael Catholic Elementary School
Catholic · Grades JK–8 · Niagara CDSB
7.1/107.9 over 5 yrs
808th of 3,045 Ontario elementary schools
265 students · EQAO 2024-2025
Penfield Academy
Independent
Not rated
Royal Oak Community School
Independent
Not rated
Vineridge Academy
Independent
Not rated

Ontario Ministry of Education school registry; ratings from the Fraser Institute report card. These are the schools that stand inside Niagara-on-the-Lake, not a catchment — most Ontario boards do not publish attendance boundaries, and we will not draw a line we cannot source. Confirm enrolment with the school board before you buy.

The peopleWho lives here

19,088

Population (2021)

131.4 km²

Area

145

People per km²

55.8

Median age

$98,216

Median income

84%

Own their home

2.4

People per household

7,875

Households

Every age

Children (under 15)11.0%
Working age (15–64)52.8%
Seniors (65+)36.2%

What is built here

Detached houses79.2%
Semi-detached5.4%
Townhouses9.2%
Low-rise apartments5.3%

Own or rent

84%Owners

15%Renters

Across 7,875 households

When it was built

Mostly 1960 or earlier

1960 or earlier20%
1961–198018%
1981–19909%
1991–200010%
2001–200511%
2006–20108%
2011–201513%
2016–202110%

Share of occupied homes, by the era they were built in. Bars are drawn against the busiest era, not against each other, because the eras are not the same length. The eight shares are unlikely to total exactly 100: Statistics Canada rounds each era's count to the nearest 5 before publishing it, so we print what the census reports rather than adjusting a figure to make the column add up.

26.3%
Born outside Canada: 31.9%
Hold a degree or higher: 43%
Employment rate: 0.4%
Commute by transit: 90%
Commute by car: 1.8
Children per family: $85,497
Median income after tax: $127,154
Average household income: 8.2%
Living on a low income: $1,658/mo
Renters pay, per month: $1,012/mo
Owners pay, per month: $861,421
Median home value at census: 40.5%
Renters spending 30%+ of income on housing: 13.9%
Owners spending 30%+ of income on housing

Statistics Canada, Census of Population 2021. Added up from 24 census areas inside the boundary. Medians and rates are a population-weighted average of dissemination-area figures.

Sources: HOMEH listings, Statistics Canada, Census of Population 2021, OpenStreetMap, HOMEH school registry, Photo: © Wikimedia Commons contributors (CC BY-SA)

Questions, answered

Common questions about houses for sale under $1M in Niagara-on-the-Lake

How many homes in Niagara-on-the-Lake sell for under $1M?

104 homes in Niagara-on-the-Lake are listed for sale under $1M today, 42% of the 250 homes for sale. Their median asking price is $798,500.

All homes for sale in Niagara-on-the-Lake

What kind of home can I buy in Niagara-on-the-Lake for under $1M?

Under $1M, Niagara-on-the-Lake has detached houses (43), condo townhouses (15) and vacant lots (11) for sale. Most range from studios to 5 bedrooms.

Houses for sale in Niagara-on-the-Lake

Keep looking

More Homes for Sale in Niagara-on-the-Lake

250 homes are for sale in Niagara-on-the-Lake. Browse by neighbourhood or home type below — and get the industry's highest Cashback Rebate when you buy with HOMEH.

At a glance