Sold for:Sold Apr 7, 2026
$999,000

98 Merganser Lane

North Kawartha, ON K0L 1A0

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 98 Merganser Lane, North Kawartha

2026-03-20
2026-04-07
Sold
Price
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MLS#
x12903008

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 98 Merganser Lane, North Kawartha

Summarized Description

  • Stunning waterfront property with western exposure.
  • Approximately 6 acres of treed privacy.
  • 3-bedroom, 1-bath four-season cottage.
  • Breathtaking views of Chandos Lake.
  • Ideal for a lakeside retreat or improvements.
  • Gently elevated for spectacular sunsets.
  • Rare offering in a sought-after location.

If you enjoy spectacular sunsets, you will fall in love with this gently elevated weed-free waterfront property with coveted western exposure. Set on approximately 6 acres of beautifully treed privacy, this stunning property offers breathtaking views of Chandos Lake and an exceptional opportunity to create your ideal lakeside retreat.The 3-bedroom, 1-bath, four-season cottage is ready for your personal touches to make it truly your own. Surrounded by nature and overlooking the sparkling waters of the lake, the property provides the perfect balance of tranquility, privacy, and potential. Whether you are looking for a peaceful getaway or envisioning future improvements, this rare offering on sought-after Chandos Lake invites you to enjoy waterfront living at its finest.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,943
Land Transfer Tax Fee
$16,455

Rental Items

Rental Equipment
None

Basement Type
Crawl Space, Exposed Rock

Interior Features

Laundry Level
Main Level
Interior Extras
Primary Bedroom - Main Floor
View
Clear, Lake
Fireplace/Stove
Yes
Fireplace Features
Freestanding
Elevator
No

Exterior Features

Exterior Extras
Deck, Fishing, Privacy, Recreational Area, Year Round Living
Pool
None
Property Features
Beach, Clear View, Golf, Lake/Pond, Library, Rec./Commun.Centre
Other Structures
Shed

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
31-50

Construction

Exterior Finish
Board & Batten
Roof
Asphalt Shingle
Foundation Details
Concrete, Concrete Block
Special Designation
Unknown

Lot

Lot Front
232.82 ft
Lot Depth
798.94 ft
Lot Size
5.975
Lot Shape
Irregular

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Kitchen Dishes and Utensils, Couches and Coffee Table, All Beds with Nightstands and Lamps, Tools in the Basement and Shed, Pressure Washer, Wheelbarrow.

Exclusions

Exclusions
Personal Items.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
Window Unit(s)
Water
Well
Sewers
Septic
Natural Gas
Available
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
1
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Bedroom—
    Main level
  • Bedroom 2—
  • Bedroom 3—
    Main level
  • Bathroom—
    Main level

Washrooms

  • 3-piece

Municipality
North Kawartha
Neighbourhood
North Kawartha
Main cross streets
Merganser Lane and Proutys
Zoning
SR
Directions
Merganser and Proutys
Waterfront
Direct

MLS® number
X12903008
Data source
Toronto Regional Real Estate Board
Status change
2026-04-07
Listed on
2026-03-20
Days on market
18 days
Possession type
Immediate
Co-op commission
2.5% + HST
Seller
Listed by
BALL REAL ESTATE INC.

Home Market Value

Current home valuation for 98 Merganser Lane, North Kawartha, North Kawartha, ON. Listed for $999,000

HOMEH Estimate

?

$740,000

Estimated Sales Range

?

$613,690 - $866,310

HOMEH Estimate for 98 Merganser Lane, North Kawartha

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$740,000Low confidence
Based on 15 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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North Kawartha, ON
Minimum Down Payment Required:7.5%

5% on first $500K + 10% on $499,000 over $500K

Minimum down payment

$74,900

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+CMHC insurance
$36,963$27,872$23,776$0
=Total mortgage
$961,038$926,972$872,926$799,200
Amortization
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Payment frequency
=Mortgage payment
$4,692monthly$4,526monthly$4,262monthly$3,902monthly
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Land Transfer Tax

Provincial

$16,455

Total Land Transfer Tax

$16,455

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