Sold for:Sold Mar 17, 2025
$869,900

495 Bay Street

Ottawa (Ottawa Centre), ON K1R 6A9

Semi-Detached House SoldNot available

Property not available for sale or for rent.

Sell with HOMEH

HOMEH One: full-service selling for a 1% listing fee. The buyer's agent commission is separate.

Free Home EvaluationHow Much Is My Home Worth?Homes for Sale Nearby

Sale & Price History for 495 Bay Street, Ottawa, Ottawa Centre

2025-03-10
2025-03-18
Sold
Price
Login to See Prices
MLS#
x12010267

Real estate boards require you to or to see the full details of this property.

*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 495 Bay Street, Ottawa, Ottawa Centre

Welcome home to 495 Bay Street the perfect combination of a charming classic older brick home with tasteful modern updates within walking distance of Parliament Hill, restaurants, bars and grocery stores all the excitement and convenience of downtown living! This elegant 3 Bedroom, 2.5 Bath Semi Detached is located in Centretown. Enter into the Foyer through the classic front porch. A light-filled home with multiple skylights and show-stopping 2 Storey Atrium. Open Living and Dining Room room with gas fireplace is perfect for entertaining guests. Updated Eat in Chefs Kitchen with Stainless appliances. Main level Family Room (also would make a great Home Office) with Patio door access to private yard. The spacious Primary Bedroom Suite includes a 3 piece Ensuite (very rare in a home in this area of this vintage!). Second Bedroom faces the Atrium. The third Bedroom is large and has access to a front Balcony overlooking the street. Lower Level features a Recreation Room with oversized window and ample Storage/Workshop Area.Numerous updates over the past few years including Windows, Fireplace, Heat Pump, Solar Panels & Electric Car Hook up/Charger. A beautiful home with old world features and modern systems and amenities!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$6,003
Land Transfer Tax Fee
$13,873

Rental Items

Rental Equipment
None

Basement Type
Finished

Interior Features

Interior Extras
Solar Owned, On Demand Water Heater, Central Vacuum
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Semi-Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick
Roof
Flat
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
19.87 ft
Lot Depth
91.88 ft

Inclusions

Inclusions
Refrigerator, Stove, Microwave/Hood Fan, Dishwasher, Dryers, Washer, On Demand Water Heater, Solar Panels

Exclusions

Exclusions
Freezer, Google Home products

Parking & Garages

Garage Type
Detached
Garage Spaces
0
Parking Spaces
1
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Gas
Heat Type
Heat Pump
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Family Room—
    Main level
  • Powder Room—
    Main level
  • Foyer—
    Main level
  • Primary Bedroom—
    Second level
  • Bathroom—
    Second level, 3 Pc Ensuite
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Other—
    Second level, Balcony
  • Other—
    Second level
  • Recreation—
    Basement level
  • Utility Room—
    Basement level

Washrooms

  • 2-piece, Main
  • 4-piece, Second
  • 3-piece, Second

Municipality
Ottawa
Neighbourhood
Ottawa Centre
Main cross streets
Gladstone & Bay
Directions
Gladstone then North on Bay Street

MLS® number
X12010267
Data source
Toronto Regional Real Estate Board
Status change
2025-03-18
Listed on
2025-03-10
Days on market
8 days
Possession date
2025-04-01
Possession type
Flexible
Co-op commission
2
Seller
Listed by
RE/MAX AFFILIATES REALTY LTD.

Home Market Value

Current home valuation for 495 Bay Street, Ottawa, Ottawa Centre, Ottawa, ON. Listed for $869,900

HOMEH Estimate

?

$912,286

Estimated Sales Range

?

$720,706 - $1,103,866

HOMEH Estimate for 495 Bay Street, Ottawa, Ottawa Centre

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$912,286Medium confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

For the owner

Is this your home? Track its value.

Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Ottawa, ON
Minimum Down Payment Required:7.1%

5% on first $500K + 10% on $369,900 over $500K

Minimum down payment

$61,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$32,291$24,270$20,704$0
=Total mortgage
$839,558$807,180$760,119$695,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,099monthly$3,941monthly$3,711monthly$3,398monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$13,873

Total Land Transfer Tax

$13,873

Around this home

9/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
Loading map...
4.4 /10

Centennial

Public·elementary·640m

7.5 /10

St Anthony

Private·elementary·790m

7.5 /10

Glebe

Public·secondary·970m

7.5 /10

Elgin Street

Public·elementary·1.1km

6.0 /10

Corpus Christi

Private·elementary·1.2km

8.5 /10

First Avenue

Public·elementary·1.2km

8.4 /10

Mutchmor

Public·elementary·1.3km

8.1 /10

Lisgar

Public·secondary·1.5km

8.1 /10

Au Coeur d'Ottawa

Private·elementary·French·1.5km

6.6 /10

Immaculata

Private·secondary·1.5km

8.5 /10

Devonshire

Public·elementary·1.6km

7.5 /10

Louise-Arbour

Public·elementary·French·1.7km

6.7 /10

Saint-François-d'Assise

Private·elementary·French·2.1km

5.8 /10

Viscount Alexander

Public·elementary·2.2km

6.7 /10

Francojeunesse

Public·elementary·French·2.2km

Ask HOMEH

New!
H

Hi there!

👋

Text or call (416) 301-9001

Recommended for you

Based on homes you've looked at.

No recommended properties found.

Nearby similar homes

No nearby properties found.