
495 Bay Street
Ottawa (Ottawa Centre), ON K1R 6A9
- 3Bedrooms
- 3Bathrooms
- 0Garage
- 1500–2000Sq Ft
- $6,003Tax
- 20×92 ftLot Size
- Estimated Value:$912,286See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 495 Bay Street, Ottawa, Ottawa Centre
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-03-10 | 2025-03-18 | Login to See Prices | Sold | x12010267 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 495 Bay Street, Ottawa, Ottawa Centre
Welcome home to 495 Bay Street the perfect combination of a charming classic older brick home with tasteful modern updates within walking distance of Parliament Hill, restaurants, bars and grocery stores all the excitement and convenience of downtown living! This elegant 3 Bedroom, 2.5 Bath Semi Detached is located in Centretown. Enter into the Foyer through the classic front porch. A light-filled home with multiple skylights and show-stopping 2 Storey Atrium. Open Living and Dining Room room with gas fireplace is perfect for entertaining guests. Updated Eat in Chefs Kitchen with Stainless appliances. Main level Family Room (also would make a great Home Office) with Patio door access to private yard. The spacious Primary Bedroom Suite includes a 3 piece Ensuite (very rare in a home in this area of this vintage!). Second Bedroom faces the Atrium. The third Bedroom is large and has access to a front Balcony overlooking the street. Lower Level features a Recreation Room with oversized window and ample Storage/Workshop Area.Numerous updates over the past few years including Windows, Fireplace, Heat Pump, Solar Panels & Electric Car Hook up/Charger. A beautiful home with old world features and modern systems and amenities!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $6,003
- Land Transfer Tax Fee
- $13,873
Rental Items
- Rental Equipment
- None
- Basement Type
- Finished
Interior Features
- Interior Extras
- Solar Owned, On Demand Water Heater, Central Vacuum
- Fireplace/Stove
- Yes
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Semi-Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Flat
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 19.87 ft
- Lot Depth
- 91.88 ft
Inclusions
- Inclusions
- Refrigerator, Stove, Microwave/Hood Fan, Dishwasher, Dryers, Washer, On Demand Water Heater, Solar Panels
Exclusions
- Exclusions
- Freezer, Google Home products
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 0
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Heat Pump
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Family Room—Main level
- Powder Room—Main level
- Foyer—Main level
- Primary Bedroom—Second level
- Bathroom—Second level, 3 Pc Ensuite
- Bedroom—Second level
- Bedroom—Second level
- Bathroom—Second level, 4 Pc Bath
- Other—Second level, Balcony
- Other—Second level
- Recreation—Basement level
- Utility Room—Basement level
Washrooms
- 2-piece, Main
- 4-piece, Second
- 3-piece, Second
- Municipality
- Ottawa
- Neighbourhood
- Ottawa Centre
- Main cross streets
- Gladstone & Bay
- Directions
- Gladstone then North on Bay Street
- MLS® number
- X12010267
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-03-18
- Listed on
- 2025-03-10
- Days on market
- 8 days
- Possession date
- 2025-04-01
- Possession type
- Flexible
- Co-op commission
- 2
- Seller
- Listed by
- RE/MAX AFFILIATES REALTY LTD.
Home Market Value
Current home valuation for 495 Bay Street, Ottawa, Ottawa Centre, Ottawa, ON. Listed for $869,900
HOMEH Estimate
$912,286
Estimated Sales Range
$720,706 - $1,103,866
HOMEH Estimate for 495 Bay Street, Ottawa, Ottawa Centre
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $369,900 over $500K
$61,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $32,291 | $24,270 | $20,704 | $0 |
=Total mortgage | $839,558 | $807,180 | $760,119 | $695,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,099monthly | $3,941monthly | $3,711monthly | $3,398monthly |
Land Transfer Tax
$13,873
$13,873
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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