Listed for:Listed 12 days ago
$374,900

478 Ramsey Street

Pembroke, ON K8A 4Y3

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 478 Ramsey Street, Pembroke, Pembroke

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 478 Ramsey Street, Pembroke, Pembroke

Summarized Description

  • Completely refreshed two-storey detached home
  • Updated kitchen and bathrooms for modern feel
  • Move-in ready with numerous updates throughout
  • Conveniently located near downtown Pembroke
  • Easy to maintain yard with concrete pad
  • Quick closing available for buyers
  • Great opportunity for first-time buyers or investors

!!!! OPEN HOUSE - Sunday October 18th 11am - 1pm -!!!! Welcome to 478 Ramsey Street, a completely refreshed two-storey, three-bedroom, one-and-a-half-bathroom detached home in a convenient central Pembroke location. Offering turnkey living with numerous updates throughout, this home is an excellent opportunity for first-time buyers, families, investors, or anyone looking to make the transition from renting to home ownership. The main level features a refreshed updated eat-in kitchen (2026), updated flooring (2026), and an inviting layout filled with natural light, creating a bright and welcoming atmosphere throughout the home. Both bathrooms have also been updated, adding to the home's fresh, modern feel. The second level has 2 additional bedrooms and the full updated bathroom (2026.The basement offers a good sized family rec room area and a large utility room perfect for storage. This home also has a new metal roof (2026) on the main part of the house. Outside offers a easy to maintain yard and a ready to use concrete pad that could easily be converted back to a garage space or carport. Ideally located close to downtown Pembroke, Algonquin College, shopping, churches, restaurants, schools, and everyday amenities, with easy access for those commuting, this property puts convenience right at your doorstep. Whether you're looking for your first home, a comfortable family property, or a smart alternative to paying rent, 478 Ramsey Street offers excellent value and a move-in-ready lifestyle in a desirable Pembroke location. Quick closing is available. Don't miss this opportunity to own a beautifully refreshed home and start building equity instead of paying rent!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,028
Land Transfer Tax Fee
$4,099

Rental Items

Rental Equipment
hot water tank
Under Contract
Propane Tank

Basement Type
Partially Finished, Full

Interior Features

Interior Extras
Carpet Free
Security Features
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Year Round Living
Pool
None
Property Features
Hospital, Library
Other Structures
None

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Aluminum Siding
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
40.00 ft
Lot Depth
90.00 ft
Lot Shape
Irregular

Inclusions

Inclusions
none

Exclusions

Exclusions
none

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
5
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer
Natural Gas
Available
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 4-piece
  • 2-piece

Municipality
Pembroke
Neighbourhood
Pembroke
Main cross streets
Boundary Road and Ramsey St
Zoning
RESIDENTIAL
Directions
BOUNDARY RD turn onto Ramsey Street house on left
Waterfront
None

MLS® number
X13874298
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-07
Updated on
2026-10-18
Days on market
12 days
Possession type
Flexible
Co-op commission
2.0%
Seller
Listed by
RE/MAX PEMBROKE REALTY LTD.

Home Market Value

Current home valuation for 478 Ramsey Street, Pembroke, Pembroke, Pembroke, ON. Listed for $374,900

HOMEH Estimate

?

$284,550

Estimated Sales Range

?

$243,436 - $383,899

HOMEH Estimate for 478 Ramsey Street, Pembroke, Pembroke

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$284,550Low confidence
Based on 15 comparable properties
+ $90,350 (32%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Pembroke, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$18,745

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$14,246$10,460$8,923$0
=Total mortgage
$370,401$347,870$327,588$299,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,808monthly$1,698monthly$1,599monthly$1,464monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$4,099

Total Land Transfer Tax

$4,099

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