
20 Bay Street
Rideau Lakes (Rideau Lakes, Newboro Twp), ON K0G 1P0
- 2Bedrooms
- 3Bathrooms
- 2Garage
- 1100–1500Sq Ft
- $4,723Tax
- 123×303 ftLot Size
- Estimated Value:$649,660See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 20 Bay Street, Rideau Lakes, Rideau Lakes (Newboro) Twp
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-07-21 | 2026-08-11 | Login to See Prices | Sold | x13589334 |
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About 20 Bay Street, Rideau Lakes, Rideau Lakes (Newboro) Twp
Summarized Description
- Waterfront home with 110 feet of shoreline
- Custom Viceroy model built in 2015
- High-quality finishes and materials throughout
- Panoramic lake views from open-concept design
- Chef's kitchen with brand-name appliances
- Partially finished walkout basement with family room
- Direct access to Rideau Canal system
- High-speed internet ideal for remote work
Welcome to your four season waterfront home in the historic village of Newboro, situated between Ottawa and Kingston. This 2 bedroom, 3 bathroom customized Viceroy, Belmont Model home, is built on a super insulated Integrated Concrete Foundation (ICF), was completed in 2015, and finished with high quality materials. It has the added benefit of a partially finished, walkout basement, with both levels of the house looking out over the lake, just 100ft away. Enjoy the high-speed fibre internet to the house, which is ideal for those working from home, but generally provides clean reliable access for all your needs. Situated on 110 feet of shoreline on Newboro Lake, this property offers direct access to the UNESCO World Heritage Rideau Canal system. Enjoy seamless, lock-free navigation to 6 additional lakes right from your own private dock. Open-concept main floor with vaulted ceilings and panoramic lake views. Chef's kitchen features brand-name appliances, a large wood top island, walk-in pantry, and abundant cabinetry. Premium solid hardwood and tile flooring, plus upscale fixtures throughout. The primary suite offers a 3 piece ensuite and custom designed walk-in closet with convenient laundry. Enjoy a full-width lakeview deck leading to a 10 x 13 screened sunroom, with added access from the Great room. The walkout lower level with lake views is semi-finished with a family room, den, new 3-piece bath, and more. Outside, custom stone retaining walls and established perennial gardens create a beautiful setting. Includes a state-of-the-art Waterloo Biofilter septic system, inspected and maintained yearly, and a detached 20 x 18 garage with space for 2 cars. Walk to the local Medical Centre, restaurants, and the iconic Kilborn store.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,723
- Land Transfer Tax Fee
- $14,455
Rental Items
- Rental Equipment
- Propane tanks
- Basement Type
- Walk-Out, Partially Finished
Interior Features
- Interior Extras
- None
- View
- Lake
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Year Round Living, Landscaped
- Pool
- None
- Property Features
- Waterfront
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 6-15
Construction
- Exterior Finish
- Wood
- Roof
- Asphalt Shingle
- Foundation Details
- Other, Insulated Concrete Form
- Special Designation
- Unknown
Lot
- Lot Front
- 122.50 ft
- Lot Depth
- 303.03 ft
- Lot Size
- 0.66
Inclusions
- Inclusions
- Refrigerator, Stove, Dishwasher, Washer, Dryer, Microwave, Freezer, window shades and California shutters
Exclusions
- Exclusions
- TV, bbq (negotiable), sunroom furniture, bar fridge
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Propane
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Well
- Sewers
- Septic
- Bedrooms
- 2
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Family Room—Lower level
- Bathroom—Main level, 4 Pc Bath
- Primary Bedroom—Main level
- Great Room—Main level
- Bedroom—Main level
- Workshop—Lower level
- Pantry—Main level
- Other—Lower level
- Sunroom—Main level
- Bathroom—Lower level, 3 Pc Bath
- Laundry—Main level
- Bathroom—Main level, 4 Pc Ensuite
- Den—Lower level
Washrooms
- 4-piece, Main
- 4-piece, Main
- 3-piece, Lower
- Municipality
- Rideau Lakes
- Neighbourhood
- Rideau Lakes (Newboro) Twp
- Main cross streets
- Water
- Directions
- From Carleton Place take Highway 15 to Crosby turn off Highway 42 and turn right. From Kingston take Highway 15 to Crosby turn off Highway 42 and turn left.
- Waterfront
- Direct
- MLS® number
- X13589334
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-11
- Listed on
- 2026-07-21
- Days on market
- 21 days
- Possession type
- Flexible
- Co-op commission
- 1.5% to be paid by seller's lawyer on closing
- Seller
- Listed by
- GRAPE VINE REALTY INC.
Home Market Value
Current home valuation for 20 Bay Street, Rideau Lakes, Rideau Lakes (Newboro) Twp, Rideau Lakes, ON. Listed for $899,000
HOMEH Estimate
$649,660
Estimated Sales Range
$454,762 - $844,558
HOMEH Estimate for 20 Bay Street, Rideau Lakes, Rideau Lakes (Newboro) Twp
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $399,000 over $500K
$64,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $33,335 | $25,082 | $21,396 | $0 |
=Total mortgage | $866,708 | $834,182 | $785,546 | $719,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,232monthly | $4,073monthly | $3,835monthly | $3,511monthly |
Land Transfer Tax
$14,455
$14,455
Around this home
No schools found nearby
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