Was listed for:Expired Feb 13, 2026
$374,900

40 Oak Street

Smiths Falls, ON K7A 3T4

Detached House ExpiredNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 40 Oak Street, Smiths Falls

2025-11-12
2026-02-13
Expired
Price
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MLS#
x12542930
2025-08-11
2025-11-11
Expired
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 40 Oak Street, Smiths Falls

Neat as a pin and brimming with charm, this delightful 2-bedroom home is tucked away on a quiet street in one of the most sought-after locations in town offering picturesque views of the Rideau Canal right from your front yard. The inviting main floor features a bright and efficient kitchen, a separate dining area perfect for family meals or entertaining, and an expansive living room that provides ample space for relaxing or hosting guests. A versatile den/office makes working from home a breeze, while the updated full bath adds modern comfort to this classic home. Upstairs, you'll find two well-appointed bedrooms, including a spacious primary retreat complete with its own closet/dressing area and clever built-in storage. The lower level offers generous storage space, ensuring everything has its place. Outdoors, the property is framed by mature trees in both the front and rear yards, adding privacy and a park-like feel. Enjoy peaceful mornings on the screened-in front porch, or unwind in the afternoon on the rear deck overlooking the quaint yard perfect for gardens, outdoor dining, or a safe play area for children. With its prime location, charming character, and thoughtful updates, this home is ready to welcome its next owner. Whether you're enjoying the views of the historic Rideau Canal, strolling the quiet neighborhood streets, or relaxing in your own private outdoor spaces, this property offers a rare blend of comfort, convenience, and curb appeal.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,108
Land Transfer Tax Fee
$4,099

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
Unfinished

Interior Features

Interior Extras
Storage
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch Enclosed
Pool
None
Other Structures
Shed

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Metal
Foundation Details
Concrete Block, Poured Concrete
Special Designation
Unknown

Lot

Lot Front
60.00 ft
Lot Depth
115.00 ft

Parking & Garages

Garage Type
Carport
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
2
Washrooms
1
Kitchens
1

Washrooms

  • 4-piece, Main

Municipality
Smiths Falls
Neighbourhood
Smiths Falls
Main cross streets
Jasper Ave. and Oak St.
Directions
Jasper Ave. and Oak St.
Waterfront
None

MLS® number
X12542930
Data source
Toronto Regional Real Estate Board
Status change
2026-02-13
Listed on
2025-11-12
Days on market
93 days
Possession type
Immediate
Co-op commission
2.0
Seller
Listed by
RE/MAX AFFILIATES MARQUIS

Home Market Value

Current home valuation for 40 Oak Street, Smiths Falls, Smiths Falls, ON. Listed for $374,900

HOMEH Estimate

?

$320,849

Estimated Sales Range

?

$253,471 - $388,227

HOMEH Estimate for 40 Oak Street, Smiths Falls

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$320,849Medium confidence
Based on 9 comparable properties
+ $54,051 (17%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

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Smiths Falls, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$18,745

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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%
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+CMHC insurance
$14,246$10,460$8,923$0
=Total mortgage
$370,401$347,870$327,588$299,920
Amortization
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Payment frequency
=Mortgage payment
$1,808monthly$1,698monthly$1,599monthly$1,464monthly
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Land Transfer Tax

Provincial

$4,099

Total Land Transfer Tax

$4,099

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