
40 Oak Street
Smiths Falls, ON K7A 3T4
- 2Bedrooms
- 1Bathroom
- 1Garage
- 1100–1500Sq Ft
- $3,108Tax
- 60×115 ftLot Size
- Estimated Value:$320,849See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 40 Oak Street, Smiths Falls
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About 40 Oak Street, Smiths Falls
Neat as a pin and brimming with charm, this delightful 2-bedroom home is tucked away on a quiet street in one of the most sought-after locations in town offering picturesque views of the Rideau Canal right from your front yard. The inviting main floor features a bright and efficient kitchen, a separate dining area perfect for family meals or entertaining, and an expansive living room that provides ample space for relaxing or hosting guests. A versatile den/office makes working from home a breeze, while the updated full bath adds modern comfort to this classic home. Upstairs, you'll find two well-appointed bedrooms, including a spacious primary retreat complete with its own closet/dressing area and clever built-in storage. The lower level offers generous storage space, ensuring everything has its place. Outdoors, the property is framed by mature trees in both the front and rear yards, adding privacy and a park-like feel. Enjoy peaceful mornings on the screened-in front porch, or unwind in the afternoon on the rear deck overlooking the quaint yard perfect for gardens, outdoor dining, or a safe play area for children. With its prime location, charming character, and thoughtful updates, this home is ready to welcome its next owner. Whether you're enjoying the views of the historic Rideau Canal, strolling the quiet neighborhood streets, or relaxing in your own private outdoor spaces, this property offers a rare blend of comfort, convenience, and curb appeal.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,108
- Land Transfer Tax Fee
- $4,099
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Unfinished
Interior Features
- Interior Extras
- Storage
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch Enclosed
- Pool
- None
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Metal
- Foundation Details
- Concrete Block, Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 60.00 ft
- Lot Depth
- 115.00 ft
Parking & Garages
- Garage Type
- Carport
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 2
- Washrooms
- 1
- Kitchens
- 1
Washrooms
- 4-piece, Main
- Municipality
- Smiths Falls
- Neighbourhood
- Smiths Falls
- Main cross streets
- Jasper Ave. and Oak St.
- Directions
- Jasper Ave. and Oak St.
- Waterfront
- None
- MLS® number
- X12542930
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-02-13
- Listed on
- 2025-11-12
- Days on market
- 93 days
- Possession type
- Immediate
- Co-op commission
- 2.0
- Seller
- Listed by
- RE/MAX AFFILIATES MARQUIS
Home Market Value
Current home valuation for 40 Oak Street, Smiths Falls, Smiths Falls, ON. Listed for $374,900
HOMEH Estimate
$320,849
Estimated Sales Range
$253,471 - $388,227
HOMEH Estimate for 40 Oak Street, Smiths Falls
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$18,745
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $14,246 | $10,460 | $8,923 | $0 |
=Total mortgage | $370,401 | $347,870 | $327,588 | $299,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,808monthly | $1,698monthly | $1,599monthly | $1,464monthly |
Land Transfer Tax
$4,099
$4,099
Around this home
No schools found nearby
Data provided by OpenStreetMap & Fraser Institute School Rankings
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