
85 Stephen Street S
Smiths Falls, ON K7A 1K7
- 3Bedrooms
- 2Bathrooms
- 2Garage
- 700–1100Sq Ft
- $2,592Tax
- 33×120 ftLot Size
- Estimated Value:$306,396See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 85 Stephen Street S, Smiths Falls
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-01-15 | 2025-01-30 | Login to See Prices | Sold | x11925434 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 85 Stephen Street S, Smiths Falls
This charming semi-detached home is perfect for first-time buyers or those looking to downsize. Located in a peaceful, mature neighborhood, this property offers a hassle-free living experience with all the major updates already completed, including new windows, doors, roof, and furnace. The open-concept main floor features hardwood floors, while the second level features a spacious master bedroom, two additional bedrooms, and a renovated 4-piece bathroom. The fully finished basement offers a large recreation room for added living space. Enjoy the private backyard with two sheds for extra storage, plus convenient side door access from the driveway. Make this home your own and add your personal touch. Situated in a family-friendly community with an easy commute to the city, this home is a must-see.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,592
- Land Transfer Tax Fee
- $3,874
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Full, Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Storage
- View
- Trees/Woods
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Semi-Detached
- Building Style
- 2-Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Stone, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 32.50 ft
- Lot Depth
- 120.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer, Dryer, All Ceiling Fixtures & Window Treatments
Exclusions
- Exclusions
- Deep Freezer in Basement
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bathroom—Main level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bedroom 3—Second level
- Bathroom—Second level
- Recreation—Basement level
- Laundry—Basement level
Washrooms
- 4-piece, Second
- 2-piece, Main
- Municipality
- Smiths Falls
- Neighbourhood
- Smiths Falls
- Main cross streets
- Rideau Avenue South & Roger Stevens Drive
- Zoning
- Residential
- MLS® number
- X11925434
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-01-30
- Listed on
- 2025-01-15
- Days on market
- 15 days
- Possession type
- To Be Determined
- Co-op commission
- 2%
- Seller
- Listed by
- RE/MAX HALLMARK REALTY GROUP
Home Market Value
Current home valuation for 85 Stephen Street S, Smiths Falls, Smiths Falls, ON. Listed for $359,900
HOMEH Estimate
$306,396
Estimated Sales Range
$241,828 - $370,964
HOMEH Estimate for 85 Stephen Street S, Smiths Falls
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$17,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $13,676 | $10,041 | $8,566 | $0 |
=Total mortgage | $355,581 | $333,951 | $314,481 | $287,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,736monthly | $1,631monthly | $1,535monthly | $1,406monthly |
Land Transfer Tax
$3,874
$3,874
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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