Sold for:Sold Jan 29, 2025
$359,900

85 Stephen Street S

Smiths Falls, ON K7A 1K7

Semi-Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 85 Stephen Street S, Smiths Falls

2025-01-15
2025-01-30
Sold
Price
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MLS#
x11925434

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 85 Stephen Street S, Smiths Falls

This charming semi-detached home is perfect for first-time buyers or those looking to downsize. Located in a peaceful, mature neighborhood, this property offers a hassle-free living experience with all the major updates already completed, including new windows, doors, roof, and furnace. The open-concept main floor features hardwood floors, while the second level features a spacious master bedroom, two additional bedrooms, and a renovated 4-piece bathroom. The fully finished basement offers a large recreation room for added living space. Enjoy the private backyard with two sheds for extra storage, plus convenient side door access from the driveway. Make this home your own and add your personal touch. Situated in a family-friendly community with an easy commute to the city, this home is a must-see.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,592
Land Transfer Tax Fee
$3,874

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
Full, Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Storage
View
Trees/Woods
Fireplace/Stove
Yes
Fireplace Features
Electric
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Semi-Detached
Building Style
2-Storey
Approx Age
51-99

Construction

Exterior Finish
Stone, Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
32.50 ft
Lot Depth
120.00 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer, All Ceiling Fixtures & Window Treatments

Exclusions

Exclusions
Deep Freezer in Basement

Parking & Garages

Garage Type
None
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Bathroom—
    Main level
  • Primary Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Bathroom—
    Second level
  • Recreation—
    Basement level
  • Laundry—
    Basement level

Washrooms

  • 4-piece, Second
  • 2-piece, Main

Municipality
Smiths Falls
Neighbourhood
Smiths Falls
Main cross streets
Rideau Avenue South & Roger Stevens Drive
Zoning
Residential

MLS® number
X11925434
Data source
Toronto Regional Real Estate Board
Status change
2025-01-30
Listed on
2025-01-15
Days on market
15 days
Possession type
To Be Determined
Co-op commission
2%
Seller
Listed by
RE/MAX HALLMARK REALTY GROUP

Home Market Value

Current home valuation for 85 Stephen Street S, Smiths Falls, Smiths Falls, ON. Listed for $359,900

HOMEH Estimate

?

$306,396

Estimated Sales Range

?

$241,828 - $370,964

HOMEH Estimate for 85 Stephen Street S, Smiths Falls

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$306,396Medium confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Smiths Falls, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$17,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$13,676$10,041$8,566$0
=Total mortgage
$355,581$333,951$314,481$287,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,736monthly$1,631monthly$1,535monthly$1,406monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$3,874

Total Land Transfer Tax

$3,874

Around this home

1/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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0.6 /10

Duncan J Schoular

Public·elementary·1.1km

0.9 /10

St. Luke Catholic

Private·secondary·1.8km

4.7 /10

St Francis de Sales

Public·elementary·2.6km

3.2 /10

Chimo

Public·elementary·2.6km

3.7 /10

Smiths Falls

Public·secondary·3.0km

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