Listed for:Listed May 5, 2026
$492,000

155 1/2 Lake Street

St. Catharines (Downtown), ON L2R 5Y5

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 155 1/2 Lake Street, St. Catharines, Downtown

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 155 1/2 Lake Street, St. Catharines, Downtown

Summarized Description

  • Centrally located duplex in downtown St.
  • Catharines
  • Two self-contained units for rental or living
  • Upper unit features bright open-concept layout
  • Tastefully renovated in 2018, move-in ready
  • New furnace and AC units installed in 2023
  • Immediate rental income from tenanted main floor
  • Close to amenities and bus route
  • Versatile property with exceptional investment potential

ATTENTION INVESTORS! Centrally located duplex in the heart of downtown St. Catharines, ideally situated along a bus route and close to all amenities. This well-maintained property features two self-contained units, both currently rented, with the main floor generating $1,775/month and the upper unit $1,200/month. The upper unit offers a bright open-concept layout with a den and full bathroom, tastefully renovated in 2018. Notable updates include a new furnace (2023), new upper AC unit (2023), roof replacement (2019), basement spray foam insulation (2018), and exterior painting (2021). The basement provides shared laundry facilities for both units along with additional storage space. With both units tenanted, this property offers immediate rental income and an attractive opportunity for investors looking to add a centrally located income property to their portfolio.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,020
Land Transfer Tax Fee
$6,315

Rental Items

Rental Equipment
WATER TANK
Under Contract
Hot Water Heater

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Upgraded Insulation
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Metal/Steel Siding, Stucco (Plaster)
Roof
Asphalt Shingle
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
33.00 ft
Lot Depth
103.20 ft

Inclusions

Inclusions
2 FRIDGES, 2 STOVES, 2 MICROWAVES, WASHER AND DRYER, ALL ELFS

Exclusions

Exclusions
ALL TENANTS BELONGINGS

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
1
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 1
Washrooms
2
Kitchens
2

Room sizes

  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Primary Bedroom—
    Main level
  • Bedroom—
    Main level
  • Living Room—
    Second level
  • Kitchen—
    Second level
  • Den—
    Second level
  • Laundry—
    Basement level

Washrooms

  • 4-piece, Main
  • 4-piece, Second

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
DUFFERIN ST/LAKE ST
Zoning
R3
Directions
CORNER OF DUFFERIN ST + LAKE ST

MLS® number
X13085360
Data source
Toronto Regional Real Estate Board
Listed on
2026-05-05
Updated on
2026-09-16
Days on market
169 days
Possession date
2026-06-01
Possession type
Immediate
Co-op commission
2.0
Seller
Listed by
SUTTON GROUP - SUMMIT REALTY INC.

Home Market Value

Current home valuation for 155 1/2 Lake Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $492,000

HOMEH Estimate

?

$375,000

Estimated Sales Range

?

$340,000 - $501,937

HOMEH Estimate for 155 1/2 Lake Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$375,000Low confidence
Based on 3 comparable properties
+ $117,000 (31%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,600

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,696$13,727$11,710$0
=Total mortgage
$486,096$456,527$429,910$393,600
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,373monthly$2,229monthly$2,099monthly$1,922monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$6,315

Total Land Transfer Tax

$6,315

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7/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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