Listed for:Listed 28 days ago
$399,900

174 Beech Street

St. Catharines (Downtown), ON L2R 2C6

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 174 Beech Street, St. Catharines, Downtown

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 174 Beech Street, St. Catharines, Downtown

Summarized Description

  • Charming home in desirable Fitzgerald neighbourhood.
  • Private driveway and cozy backyard with mature garden.
  • Updated kitchen and recent plumbing improvements.
  • Three bedrooms with thoughtful updates throughout.
  • Conveniently located near schools, parks, and shopping.

Located in the desirable Fitzgerald neighbourhood of St. Catharines, this charming home offers a private driveway and a sunny, open main floor with the inviting feel of a cottage in the city. The home features three bedrooms and numerous recent updates, including an updated kitchen, improvements to the plumbing and wiring. Conveniently located close to downtown amenities, schools, parks, shopping, and transit. Step outside to a cozy backyard with a mature garden, creating a peaceful and inviting outdoor retreat. A warm and welcoming home filled with character, thoughtful updates, and charm - you will feel the love and care that has been poured into this home.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,449
Land Transfer Tax Fee
$4,474

Rental Items

Rental Equipment
Water Heater
Under Contract
Hot Water Heater

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
Water Meter, Workbench
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Landscaped, Privacy, Porch
Pool
None
Property Features
Fenced Yard, Park, Place Of Worship, School

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
100+

Construction

Exterior Finish
Aluminum Siding
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
28.00 ft
Lot Depth
66.00 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer, Dryer

Exclusions

Exclusions
NIL

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
1
Total Garage And Parking Spaces
1

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Mud Room—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Bathroom—
    Second level, 4 Pc Bath
  • Kitchen—
    Main level
  • Workshop—
    Basement level
  • Primary Bedroom—
    Second level
  • Bedroom—
    Second level
  • Bedroom—
    Second level

Washrooms

  • 4-piece, Second

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Catherine St
Zoning
R2
Directions
Catherine St to Beech St

MLS® number
X13801064
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-17
Updated on
2026-10-02
Days on market
28 days
Possession date
2026-10-30
Possession type
Flexible
Co-op commission
2% + HST
Seller
Listed by
RE/MAX ESCARPMENT REALTY INC.

Home Market Value

Current home valuation for 174 Beech Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $399,900

HOMEH Estimate

?

$333,193

Estimated Sales Range

?

$263,222 - $403,164

HOMEH Estimate for 174 Beech Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$333,193Medium confidence
Based on 15 comparable properties
+ $66,707 (20%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$19,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$15,196$11,157$9,518$0
=Total mortgage
$395,101$371,067$349,433$319,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,929monthly$1,812monthly$1,706monthly$1,562monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$4,474

Total Land Transfer Tax

$4,474

Around this home

8/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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