Listed for:Listed 1 day ago
$289,000

177 James Street

St. Catharines (Downtown), ON L2R 5C4

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 177 James Street, St. Catharines, Downtown

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 177 James Street, St. Catharines, Downtown

Summarized Description

  • Prime downtown location with C1 zoning.
  • Private parking for 3-4 vehicles available.
  • Previously a residential home, now commercial.
  • Open office layout with multiple workspaces.
  • Excellent visibility for business opportunities.
  • Affordable investment in established business district.
  • Potential for mixed-use development with permits.

Prime Downtown Opportunity With Flexible C1 Zoning & Private Rear Parking For 3-4 Vehicles (W/Potential For More Parking Space). Highly Visible 1144sf Detached Bungalow On A 37 X 100 Ft Lot In The Heart Of Downtown St. Catharines. Previously Used As An Office, The Property Offers Excellent Exposure For Your Business And Potential For A Variety Of Other Permitted Commercial, Service, Office, And Retail Uses, Subject To Applicable Zoning Requirements. Originally A 2-Bedroom Single-Family Home And Later Converted To A Commercial Office Use, The Property Offers A Welcoming Atmosphere And A Functional Residential-Style Layout. The Main Level Features A Large Open Office/Reception Area, A Kitchen, A Full 4-Piece Bathroom, 2 Private Offices, An Additional Open Workspace, And A Convenient Rear-Entry Laundry/Mudroom Area. Situated In A Prominent Downtown Location With Private Parking At The Rear Of The Property, This Is An Excellent Opportunity For Business Owners, Investors, Or Professionals Seeking A Stand-Alone Commercial Building With Exceptional Visibility And Accessibility. Why Lease When You Can Own Your Own Commercial Space And Invest In Your Own Equity? A Rare Opportunity To Secure An Affordable Well-Located Commercial Property In One Of St. Catharines' Most Established Business Districts. *Some Photos Have Been Virtually Staged. *The City of St. Catharines Requires Rezoning and/or Permits For Mixed Use or Home Based Business.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$7,812
Land Transfer Tax Fee
$2,810

Rental Items

Rental Equipment
Hot Water Tank
Under Contract
Hot Water Heater

Basement Type
Unfinished, Partial Basement

Interior Features

Laundry Level
Main Level
Interior Extras
Other
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Arts Centre, Public Transit, Rec./Commun.Centre

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Block, Stone
Special Designation
Unknown

Lot

Lot Front
37.00 ft
Lot Depth
100.00 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher (All AS IS)

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Radiant
Air Conditioning
Window Unit(s)
Water
Municipal
Sewers
Sewer

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Bedroom—
    Main level
  • Kitchen—
    Main level
  • Common Room—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Laundry—
    Main level
  • Common Room—
    Main level
  • Bedroom—
    Main level

Washrooms

  • 4-piece, Main

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Lake & James
Zoning
C1-93
Directions
Off Lake St; Near Lake & Welland; Between Lake & Church

MLS® number
X14099226
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-20
Updated on
2026-10-20
Days on market
1 day
Possession type
Immediate
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE NRC REALTY

Home Market Value

Current home valuation for 177 James Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $289,000

HOMEH Estimate

?

$336,910

Estimated Sales Range

?

$294,216 - $400,023

HOMEH Estimate for 177 James Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$336,910High confidence
Based on 12 comparable properties
− $47,910 (14%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$14,450

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$10,982$8,063$6,878$0
=Total mortgage
$285,532$268,163$252,528$231,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,394monthly$1,309monthly$1,233monthly$1,129monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$2,810

Total Land Transfer Tax

$2,810

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0/100Minimal Transit
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