
19 Water Street
St. Catharines (Downtown), ON L2R 4T6
- 3+1Bedrooms
- 2Bathrooms
- 0Garage
- 700–1100Sq Ft
- $2,826Tax
- 40×89 ftLot Size
- Estimated Value:$517,000See Free Estimate Report

Property not available for sale or for rent.
HOMEH One: full-service selling for a 1% listing fee. The buyer's agent commission is separate.
Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 19 Water Street, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-05-14 | 2026-05-29 | Login to See Prices | Sold | x13132072 |
Real estate boards require you to or to see the full details of this property.
*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 19 Water Street, St. Catharines, Downtown
Summarized Description
- 1.5 storey home in downtown St.
- Catharines.
- Fully self-contained in-law unit with separate entrance.
- Main and upper floors fully renovated.
- Custom kitchen with quartz countertops and stainless appliances.
- Large fenced backyard in a quiet area.
- Close to coffee, groceries, and restaurants.
- Ideal for multi-generational living.
This solid 1.5 storey home in the heart of downtown St. Catharines checks a lot of boxes, but the one that might matter most right now is this: a fully self-contained 1-bedroom in-law unit in the lower level with its own walk-out separate entrance. This layout also works beautifully for multi-generational living. Whether it's aging parents who want their own space, adult kids coming back home, or a family that simply wants two households under one roof, the separation is there without anyone feeling like they're on top of each other. The main and upper floors have been fully renovated and done right. New custom kitchen with quartz countertops, stainless appliances, and tons of storage, new luxury vinyl plank flooring throughout. Two full bathrooms. Three bedrooms up, plus the suite below. Outside, you've got a large fully fenced backyard and a quiet residential street that's still walkable to everything the downtown has to offer. Coffee, groceries, restaurants, it's all close by. If you've been watching the market wondering how you'd ever make the numbers work, this home is definitely one to see.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,826
- Land Transfer Tax Fee
- $6,775
- Basement Type
- Finished with Walk-Out, Full
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Accessory Apartment
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Patio, Porch
- Pool
- None
- Other Structures
- Garden Shed, Greenhouse, Storage
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Shingles
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 40.00 ft
- Lot Depth
- 89.00 ft
Inclusions
- Inclusions
- 2 Refrigerators, 2 Stoves, dishwasher (upper), Washer, Dryer, Shelterlogic Auto Shelter 10x20, greenhouse.
Exclusions
- Exclusions
- Seller states none.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bedroom—Main level
- Bedroom 2—Main level
- Bathroom—Main level, 4 Pc Bath
- Primary Bedroom—Second level
- Living Room—Basement level
- Bedroom—Basement level
- Kitchen—Basement level
- Bathroom—Basement level
Washrooms
- 4-piece, Main
- 4-piece, Basement
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Welland/ Geneva
- Directions
- ask Siri
- MLS® number
- X13132072
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-05-29
- Listed on
- 2026-05-14
- Days on market
- 15 days
- Possession type
- 30-59 days
- Co-op commission
- 2%
- Seller
- Listed by
- BOSLEY REAL ESTATE LTD.,
Home Market Value
Current home valuation for 19 Water Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $515,000
HOMEH Estimate
$517,000
Estimated Sales Range
$408,430 - $625,570
HOMEH Estimate for 19 Water Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
For the owner
Is this your home? Track its value.
Get this home's HOMEH Estimate by email once a month, with how many homes are for sale around you.
Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $15,000 over $500K
$26,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $19,529 | $14,369 | $12,257 | $0 |
=Total mortgage | $507,749 | $477,869 | $450,007 | $412,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,479monthly | $2,333monthly | $2,197monthly | $2,012monthly |
Land Transfer Tax
$6,775
$6,775
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
Ask HOMEH
New!Hi there!
👋Text or call (416) 301-9001
Recommended for you
Based on homes you've looked at.
No recommended properties found.
Nearby similar homes
No nearby properties found.
More real estate resources
Other homes nearby
Explore this area
Nearby neighbourhoods
No nearby listings available.








































