27 George Street
St. Catharines (Downtown), ON L2R 5N3
- 5Bedrooms
- 2Bathrooms
- 1Parking
- 1500–2000Sq Ft
- $3,266Tax
- 34×64 ftLot Size
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About 27 George Street, St. Catharines, Downtown
Summarized Description
- Well-maintained legal duplex in Fitzgerald neighbourhood.
- Strong rental performance with separate utilities.
- Main floor suite has 3 bedrooms and in-suite laundry.
- Bright second-floor unit with private deck and skylight.
- Turnkey investment with excellent AAA+ tenants.
- Numerous updates for durability and reduced maintenance.
- Close to downtown amenities and schools.
Ultimate investment opportunity in the highly desirable Fitzgerald neighbourhood! This well-maintained legal duplex is thoughtfully configured for strong rental performance, featuring separate gas and hydro services, individual entrances, and excellent tenant appeal. The main floor suite offers a spacious 3-bedroom, 1-bathroom layout complete with a full kitchen, in-suite laundry, 100-amp electrical panel, gas furnace (2018), rental hot water tank, and its own hydro meter. The bright second-floor unit features 2 bedrooms, 1 bathroom, a functional kitchen highlighted by a skylight, stackable in-suite laundry, 100-amp panel, and an electric hot water heater (2015), along with a separate hydro meter. This upper suite also enjoys access to a generous 19' x 8' private deck, with an additional skylight enhancing natural light in the second bedroom. Numerous updates have been completed throughout the property, including exterior siding, capping, porch decking, added insulation, and replacement of the main sewer line, contributing to long-term durability and reduced maintenance concerns. Ideally situated just a short 4-minute walk to St. Catharines Collegiate and within close proximity to downtown amenities, shopping, parks, and convenient highway access. Currently fully tenanted with excellent AAA+ tenants, making this a turnkey addition to any investor's portfolio.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,266
- Land Transfer Tax Fee
- $8,455
- Basement Type
- Partial Basement, Unfinished
Interior Features
- Interior Extras
- Separate Heating Controls, Separate Hydro Meter
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Park, Public Transit, Place Of Worship, School
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 34.00 ft
- Lot Depth
- 64.00 ft
Inclusions
- Inclusions
- Fridge x2, Stove x2, Dryer x2, Washer x2
Exclusions
- Exclusions
- Tenant Belongings
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 5
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Living Room—Main level
- Kitchen—Main level
- Bedroom—Main level
- Bedroom 2—Main level
- Bedroom 3—Main level
- Living Room—Second level
- Kitchen—Second level
- Bedroom—Second level
- Bedroom 2—Second level
Washrooms
- 4-piece, Main
- 4-piece, Second
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- Welland Ave & George St
- Zoning
- R2
- Directions
- Welland Ave. to North on George St.
- MLS® number
- X12934372
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-30
- Listed on
- 2026-03-30
- Days on market
- 184 days
- Possession type
- Flexible
- Co-op commission
- 2% + Hst
- Seller
- Listed by
- ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Home Market Value
Current home valuation for 27 George Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $599,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 27 George Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,000 over $500K
$34,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,546 | $16,712 | $14,256 | $0 |
=Total mortgage | $586,205 | $555,812 | $523,406 | $479,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,862monthly | $2,714monthly | $2,556monthly | $2,340monthly |
Land Transfer Tax
$8,455
$8,455
Around this home
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