
40 Louisa Street
St. Catharines (Downtown), ON L2R 2J6
- 3Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $3,035Tax
- 30×98 ftLot Size
- Estimated Value:$462,500See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 40 Louisa Street, St. Catharines, Downtown
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-11-01 | 2025-11-17 | Login to See Prices | Sold | x12500492 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 40 Louisa Street, St. Catharines, Downtown
" WELL CARED FOR 3 BED & 2 FULL BATH (4PC & 3PC), 1.5 STOREY ENTRY LEVEL HOME WITH DETACHED GARAGE, COVERED FRONT PORCH, WALKING DISTANCE TO MONTOBELLO PARK & DOWNTOWN ON QUIET STREET IS MOVE IN READY" Welcome to 40 Louisa St, St. Catharines, As you approach you come up to the nice covered front porch (great for sitting out on those nice summer evenings). Enter thru the front door and you come into the foyer area with a main floor bed/office on the left and staircase on the right. Continue on off the Foyer, you enter into a spacious sized Living Rm & Dining Rm combination and then off the dining room you have a stunning updated kitchen with plenty of cabinet & counter space with built-in appls. Also on the main level you have a nice 4 pc bath. Once you have completed the main flr, head upstairs and you are met with a bright loft area (great for reading or office) and a huge Master Bedroom with w/i closet area and another good sized bedroom and another updated 3 pc bath. Downstairs you have a full height unfinished basement with laundry area (great for storage or extra living space if finished. Outside you have a nice backyard area with deck and garage, great for kids, pets and bbq's during those summer months. Close to amenities and schools and walking distance to the downtown & 12 mile creek & trails.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,035
- Land Transfer Tax Fee
- $6,025
Rental Items
- Rental Equipment
- HOT WATER TANK
- Under Contract
- Hot Water Heater
- Basement Type
- Full, Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Water Meter
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
- Property Features
- Park, School, School Bus Route, Public Transit
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Stucco (Plaster)
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 30.00 ft
- Lot Depth
- 98.30 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- FRIDGE, STOVE, WINE FRIDGE, DISHWASHER, WASHER & DRYER (ALL APPLS ARE IN AS IS CONDITION)
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 3
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Foyer—Main level
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bedroom—Main level
- Bathroom—Main level, 4 Pc Bath
- Loft—Second level
- Primary Bedroom—Second level, Walk-In Closet(s)
- Bedroom 3—Second level
- Other—Second level, Walk-In Closet(s)
- Bathroom—Second level, 3 Pc Bath
- Laundry—Basement level
Washrooms
- 4-piece, Main
- 3-piece, Second
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- LOUISA ST & YORK ST
- Zoning
- R2
- Directions
- Welland Ave to York St, turn onto York St andther turn left onto Louisa St
- MLS® number
- X12500492
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-11-17
- Listed on
- 2025-11-01
- Days on market
- 16 days
- Possession type
- Flexible
- Co-op commission
- 2.0% + HST OF AGREED PURCHASE PRICE
- Seller
- Listed by
- ROYAL LEPAGE NRC REALTY
Home Market Value
Current home valuation for 40 Louisa Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $477,500
HOMEH Estimate
$462,500
Estimated Sales Range
$365,375 - $559,625
HOMEH Estimate for 40 Louisa Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$23,875
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,145 | $13,322 | $11,365 | $0 |
=Total mortgage | $471,770 | $443,072 | $417,240 | $382,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,303monthly | $2,163monthly | $2,037monthly | $1,865monthly |
Land Transfer Tax
$6,025
$6,025
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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