41 Louisa Street
St. Catharines (Downtown), ON L2R 2J5
- 2Bedrooms
- 2Bathrooms
- 0Parking
- 1100–1500Sq Ft
- $2,733Tax
- 29×110 ftLot Size
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About 41 Louisa Street, St. Catharines, Downtown
Summarized Description
- Rarely offered legal duplex with investment potential.
- Brand new kitchen in upper unit, move-in ready.
- Two self-contained one-bedroom apartments available.
- Zoned R2 with two separate hydro meters.
- Freshly painted lower unit with private entrance.
- Currently rented to long-term tenants who wish to stay.
- Potential rental income of $1,595 + hydro per unit.
Welcome to 41 Louisa Street A Rarely Offered Legal Duplex! Proudly owned by the same family for 35 years, this solid two-storey brick home offers incredible investment potential or the opportunity to live in one unit and rent out the other. Zoned R2 with two separate hydro meters, the property features two self-contained one-bedroom apartments: Upper Unit: Occupying the entire second floor with its own entrance and exclusive use of the front porch. Features a brand new kitchen (2023), spacious living room, office space, bedroom, and a 4-piece bathroom. Lower Unit: Spanning the main floor and basement with its own private entrance. Recently freshly painted from top to bottom, including the kitchen cabinets. Offers a full kitchen, living room, office space, bedroom, 4-piece bathroom, plus access to the back deck and backyard. This property is an excellent addition to any investment portfolio, with the potential to generate $1,595 + hydro per unit. Whether you're a savvy investor or looking for a mortgage helper, 41 Louisa Street is a must-see opportunity.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,733
- Land Transfer Tax Fee
- $6,455
Rental Items
- Rental Equipment
- Hot Water Tank
- Under Contract
- Hot Water Heater
- Basement Type
- Full, Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Carpet Free, Floor Drain, Separate Hydro Meter, Water Heater
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
- Property Features
- Hospital, Level, Park, Public Transit, School
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 29.00 ft
- Lot Depth
- 110.00 ft
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- 2 Fridges, 2 Stoves
Exclusions
- Exclusions
- Tenants Belongings
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 0
- Total Garage And Parking Spaces
- 0
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Water
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 2
- Washrooms
- 2
- Kitchens
- 2
- Family / bonus room
- Yes
Washrooms
- 4-piece, Main
- 4-piece, Second
- Municipality
- St. Catharines
- Neighbourhood
- Downtown
- Main cross streets
- York St.
- Zoning
- R2
- Directions
- Turn onto York St. from Welland Ave., then take the first left onto Louisa St..
- MLS® number
- X13017716
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-08-28
- Listed on
- 2026-04-19
- Days on market
- 131 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- ROYAL LEPAGE NRC REALTY
Home Market Value
Current home valuation for 41 Louisa Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $499,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 41 Louisa Street, St. Catharines, Downtown
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,950
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,962 | $13,922 | $11,876 | $0 |
=Total mortgage | $493,012 | $463,022 | $436,026 | $399,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,407monthly | $2,261monthly | $2,129monthly | $1,949monthly |
Land Transfer Tax
$6,455
$6,455
Around this home
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