Listed for:Listed 29 days ago
$529,000

172 Lake Street

St. Catharines (Downtown), ON L2R 5Y9

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 172 Lake Street, St. Catharines, Downtown

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 172 Lake Street, St. Catharines, Downtown

Summarized Description

  • Fully renovated home, move-in ready.
  • Bright, open main floor layout.
  • Updated bathrooms on both floors.
  • Detached garage with newer features.
  • Large private driveway for guests.
  • Close to amenities and schools.
  • Potential for basement finishing.

Look no further! This beautiful home is perfect for first-time buyers or if you are looking to downsize. Renovated throughout, this home has great curb appeal, with new siding (2022), and a covered front porch with modern glass railing. The bright, open main floor features living room, dining room, kitchen with convenient breakfast bar, and updated 2 piece bathroom. On the second floor, you will find two spacious bedrooms with generous closet space, and an updated full 4 piece bathroom. The basement with laundry area has good ceiling height and offers potential to finish for additional living or home office space. Detached garage with newer concrete floor/garage door and roof (2021). Parking is not a concern with a large, newly paved, private driveway, offering plenty of room for guests with space for four vehicles. Conveniently located close to shopping, restaurants, and all amenities. Just a short walking distance to schools, plus quick and easy highway access. This lovely home is ready for you to move in!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,056
Land Transfer Tax Fee
$7,055

Rental Items

Rental Equipment
Hot water tank is rented $33.93

Basement Type
Development Potential

Interior Features

Interior Extras
Auto Garage Door Remote, Water Heater
View
Downtown
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Paved Yard, Patio, Porch, Year Round Living
Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
33.07 ft
Lot Depth
80.27 ft
Lot Size
2648
Lot Shape
Rectangular

Inclusions

Inclusions
Refrigerator, stove, dishwasher, washing machine, dryer all window coverings and light fixtures.

Exclusions

Exclusions
None

Parking & Garages

Garage Type
Detached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
No
Telephone
No

Bedrooms
2
Washrooms
2
Kitchens
1

Washrooms

  • 2-piece, Ground
  • 3-piece, Second

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
Carlton Street and Lake Street
Zoning
R3
Directions
Exit QEW right on Dunlop, Left on Lake Street. Continue through first set of lights at Carlton and Lake. 172 is on the left after Russell Street.

MLS® number
X13794704
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-16
Updated on
2026-10-07
Days on market
29 days
Possession date
2026-10-16
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
eXp Realty

Home Market Value

Current home valuation for 172 Lake Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $529,000

HOMEH Estimate

?

$421,990

Estimated Sales Range

?

$333,372 - $524,265

HOMEH Estimate for 172 Lake Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$421,990Medium confidence
Based on 15 comparable properties
+ $107,010 (25%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.3%

5% on first $500K + 10% on $29,000 over $500K

Minimum down payment

$27,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,039$14,759$12,590$0
=Total mortgage
$521,002$490,859$462,240$423,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,544monthly$2,397monthly$2,257monthly$2,066monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,055

Total Land Transfer Tax

$7,055

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